K. VIGNESH
Cuddalore
Summary
Dynamic banking professional with a proven track record at IDFC FIRST BHARAT PVT.LTD, excelling in team leadership and relationship building. Achieved top performance in LAP loans, consistently surpassing targets. Skilled in banking operations and committed to fostering a motivated team environment.
Overview
2
2
Languages
11
11
years of professional experience
Work History
BRANCH SALES MANAGER
IDFC FIRST BHARAT LIMITED
Cuddalore
06.2026 - Current
- Led team to improve collaboration and increase overall productivity
- Processed home and loan applications to ensure timely approvals
- Led branch sales operations for IDFC FIRST BHARAT customer growth initiatives
- Managed sales team coaching across retail banking and liability products
- Monitored daily branch performance and reviewed pipeline activity
DEPUTY AREA MANAGER
BAJAJ FINANCE LIMITED
Cuddalore
06.2025 - 06.2026
- Led a team in achieving project goals
- Processed home loan and loan against property applications
- Operated in multiple locations including Cuddalore and Chennai
ASSISTANT BRANCH MANAGER
GROWXCD FINANCE PVT LTD
Cuddalore
08.2024 - 05.2025
- Led a team of employees to achieve departmental goals
- Processed loan applications for LAP products
- Pan India 2nd Topper of Oct 2024
- Consistently met sales targets each month
- Pan India Topper Branch in (OCT, NOV, DEC-2024, JAN-2025).
SALES OFFICER (AM-I)
Equitas Small Finance Bank
Cuddalore
12.2022 - 07.2024
- Home Loan
- Managed loan application processing
- Administered merchant overdraft services
SALES MANAGER
ICICI HOME FINANCE PVT LTD
Cuddalore
06.2022 - 11.2022
- Processed home loan applications efficiently
- Facilitated LAP loan approvals
- Led home loan sourcing through branch and direct sales channels.
- Built relationships with channel partners, builders, and local agents.
- Evaluated customer profiles for home finance and loan eligibility.
MORTGAGE RELATIONSHIP OFFICER (MRO)
IDFC FIRST BHARAT PVT.LTLD
Cuddalore
06.2021 - 06.2022
- Processed home loan applications
- Administered lap loan inquiries
- Managed customer service operations for IDFC FIRST Bharat branch banking activities.
- Handled account opening, documentation, and KYC verification with compliance standards.
- Processed cash transactions, deposits, and withdrawals using core banking systems.
RELATIONSHIP OFFICER
AXIS SECURITIES / QUESS CORP PVT LTD ( AXIS BANK )
Cuddalore
11.2017 - 05.2021
- Processed home loan applications
- Managed lap loan approvals
- Completed day-to-day duties accurately and efficiently.
- Contributed innovative ideas and solutions to enhance team performance and outcomes.
- Worked successfully with diverse group of coworkers to accomplish goals and address issues related to our products and services.
SALES EXECUTIVE
DARLING DIGITAL & FURNITURE WORLD PVT LTD.
Pondicherry & Kallakurichi
12.2015 - 05.2017
- Promoted sales and handled stock effectively.
- Managed customer inquiries for furniture and digital products at showroom floor
- Presented product features across home furniture, electronics, and digital accessories
- Prepared quotations and coordinated billing with sales and cash counter teams
Education
B.B.A -
ANNAMALAI UNIVERSITY
Tamil NaduH.S.E -
ST.JOSEP'S HR.SEC.SCHOOL
Tamil NaduS.S.L.C -
ST.JOSEP'S HR.SEC.SCHOOL
Tamil NaduSkills
- Flexibility
- Financial Software
- Data Analysis
- Data Analysis
- Staff management
- Teamwork
- Relationship Building
- Flexibility
- Curiosity to Learn
- Self-Motivation
- Commitment to Work
- Responsibility
- Sales Strategy
Personal Information
- Date of Birth: 1992-12-22
- Gender: MALE
- Nationality: Indian
PERSONAL INFORMATION
- Father's Name: B.Kumar
- Date of Birth: 1992-12-22
- Gender: MALE
- Nationality: Indian
Languages
English
Beginner
A1
Tamil
Beginner
A1
Timeline
BRANCH SALES MANAGER
IDFC FIRST BHARAT LIMITED
06.2026 - Current
DEPUTY AREA MANAGER
BAJAJ FINANCE LIMITED
06.2025 - 06.2026
ASSISTANT BRANCH MANAGER
GROWXCD FINANCE PVT LTD
08.2024 - 05.2025
SALES OFFICER (AM-I)
Equitas Small Finance Bank
12.2022 - 07.2024
SALES MANAGER
ICICI HOME FINANCE PVT LTD
06.2022 - 11.2022
MORTGAGE RELATIONSHIP OFFICER (MRO)
IDFC FIRST BHARAT PVT.LTLD
06.2021 - 06.2022
RELATIONSHIP OFFICER
AXIS SECURITIES / QUESS CORP PVT LTD ( AXIS BANK )
11.2017 - 05.2021
SALES EXECUTIVE
DARLING DIGITAL & FURNITURE WORLD PVT LTD.
12.2015 - 05.2017
B.B.A -
ANNAMALAI UNIVERSITY
H.S.E -
ST.JOSEP'S HR.SEC.SCHOOL
S.S.L.C -
ST.JOSEP'S HR.SEC.SCHOOL