Dynamic Senior Manager with over 22 years of experience in sales and relationship management at Worldline E Payments. Proven track record of achieving 100% revenue targets through strategic partnerships and effective team leadership. Exceptional negotiation skills complemented by a strong ability to enhance sales culture and drive business growth.
Overview
23
23
years of professional experience
Work History
Senior Manager-Sales, Government,Payfac & Banking
Worldline E Payments India Pvt Ltd
CHENNAI
01.2022 - Current
Company Overview: Head Quarter: Mumbai, Work Region: South- Chennai, Kerala & Karnataka, Department: Payment Gateway- Banking & Fintech, Website: [not provided]
Relationship with South Based Banks( INDIAN BANK, IOB, Federal, SIB, UBI, Canara Bank, SCB, ICICI) & Channel Partners for Existing & New Accounts
Managing Corporate Accounts referred by Banks for increased sales/penetration in payment processing thru IPG & other Modes
Identify the New Banks , Fintech's & ERP's onboarding as a Referral partner to increase the On boarding New Merchants & Adding the New Revenue.
Responsible for Region Sales and Revenue objectives, portfolio performance and New merchant acquisition.
Build Alliances with significant Large relationship merchant partners/manufacturer to increase /promote Digital Payments and penetration.
Maintaining healthy relationship with Banks & Fintech Partners spread across South and the key merchants.(Corporate/Enterprise Merchants).
Pitching with VAS products of Recurring Payments, Payout, Instant Pay, etc.
Responsible for Business volume from existing portfolio, New acquisitions, Revenue. Income through MDR.
Ensure to Achieve 100% Targets Month on Month in Spends & Revenue.
Co-ordinate with Technical & Support desk to resolve merchant partners issue.
Offering the BBPS Payment Collection Selective Segments.
Head Quarter: Mumbai, Work Region: South- Chennai, Kerala & Karnataka, Department: Payment Gateway- Banking & Fintech, Website: [not provided]
Business Manager-ICICI Merchant Services-FISERV
ICICI MERCHANT SERVICES-FISERV
01.2020 - 01.2022
Company Overview: Head Quarter: Mumbai, Work Region: ROTN-Coimbatore, Department: Merchant Business-Sales & Revenue, Website: [not provided]
Identifying potential merchants and placing Electronic Data Capture Machine & IPG to enable Credit/Debit Card customers to pay for the purchases made.
Managing Corporate Accounts for increased sales/penetration in payment processing domain.
Responsible for Region Sales and Revenue objectives, portfolio performance and New merchant acquisition.
Build Alliances with significant Large relationship merchant partners/manufacturer to increase /promote Card acceptance and penetration.
Maintaining healthy relationship with over 10000 merchants spread across ROTN and the key merchants.(Corporate Merchants).
Pitching with VAS products of Funding(LACR), Multi Bank EMI, Bharath QR CODE, Wallet & Loyalty Rewards for additional revenue.
Responsible for Business volume from existing portfolio, New acquisitions, Revenue Income through AMC ,VAS & integration fee.
Ensure to Achieve 100% Targets Month on Month in Spends & Revenue.
Handling frontline sales and operational team of 40, who interact with merchants on day to day basis to acquire and resolve their technical and operational issues.
Work with Non Acquiring Banks and Source the Applications to place an EDC.
Co-ordinate with Technical & Support desk to resolve merchant partners issue.
Monthly Audit on Terminals & Activate Inactive Merchant.
Supporting ICICI BANK Channels to Increase the Sales of New Acquiring.
Weekly Training to the Frontline Sales Team About the Products Existing & New.
Head Quarter: Mumbai, Work Region: ROTN-Coimbatore, Department: Merchant Business-Sales & Revenue, Website: [not provided]
Senior Manager-Product Support Manager -POS-YES BANK LTD
YES BANK LTD
08.2018 - 01.2020
Company Overview: Head Quarter: Mumbai, Work Region: ROTN-Coimbatore, Department: Merchant Business-Sales & Revenue, Website: [not provided]
Identifying potential merchants and placing Electronic Data Capture Machine & to enable Credit/Debit Card customers to pay for the purchases made.
Managing Corporate Accounts for increased sales/penetration in payment processing domain.
Roles Include New merchant acquisition, Relationship Management, Merchant Retention.
Responsible for Region Sales and Revenue objectives, portfolio performance and New merchant acquisition.
Build Alliances with significant Large relationship merchant partners/manufacturer to increase /promote Card acceptance and penetration.
Maintaining healthy relationship with over 700 merchants spread across ROTN and the key merchants.(Corporate Merchants).
Generate the revenues., Price negotiation .,Prevent Fraud Transactions.
Pitching with VAS products of Funding(LACR), Multi Bank EMI, Bharath QR CODE, Wallet & Bonus Hub for additional revenue.
Ensure to Achieve 100% Targets Month on Month in Spends & Installation.
Handling frontline sales and operational team of 4, Interact Branch Banking Team of all CRPs,BRPs RMs, BBLs for new acquisition of POS.
Check on the activation rate; build relationship with the merchants to drive in more and more volumes.
Head Quarter: Mumbai, Work Region: ROTN-Coimbatore, Department: Merchant Business-Sales & Revenue, Website: [not provided]
Business Manager-ICICI Merchant Services-First data
ICICI Merchant Services
11.2013 - 07.2018
Company Overview: Head Quarter: Mumbai, Work Region: ROTN-Coimbatore, Department: Merchant Business-Sales & Revenue, Website: [not provided]
Identifying potential merchants and placing Electronic Data Capture Machine & IPG to enable Credit/Debit Card customers to pay for the purchases made.
Managing Corporate Accounts for increased sales/penetration in payment processing domain.
Roles Include New merchant acquisition, Relationship Management, Merchant Retention.
Responsible for Region Sales and Revenue objectives, portfolio performance and New merchant acquisition.
Build Alliances with significant Large relationship merchant partners/manufacturer to increase /promote Card acceptance and penetration.
Maintaining healthy relationship with over 3000 merchants spread across ROTN and the key merchants.(Corporate Merchants).
Generate the revenues., Price negotiation .,Prevent Fraud Transactions.
Pitching with VAS products of Funding(LACR), Multi Bank EMI, Bharath QR CODE, Wallet & Loyalty Rewards for additional revenue.
Responsible for Business volume from existing portfolio, New acquisitions, Revenue Income through AMC and integration fee.
Ensure to Achieve 100% Targets Month on Month in Spends & Revenue.
Handling frontline sales and operational team of 30, who interact with merchants on day to day basis to acquire and resolve their technical and operational issues.
Check on the activation rate; build relationship with the merchants to drive in more and more volumes.
To be in touch with the issuing group in communicating the signed up merchants to the existing base of retail and corporate card members.
Work with Non Acquiring Banks and Source an Applications to place an EDC.
Chairman Council-2016 Award Winner for Sales in APAC.
Head Quarter: Mumbai, Work Region: ROTN-Coimbatore, Department: Merchant Business-Sales & Revenue, Website: [not provided]
Senior Executive -Atos Worldline India Pvt Ltd
Atos Worldline India Pvt Ltd
11.2010 - 11.2013
Company Overview: Head Quarter: Mumbai, Work Region: ROTN & Kerala, Department: Merchant Business-Sales (Punjab National bank & Central Bank Of India), Website: [not provided]
Identifying potential merchants and placing Electronic Data Capture Machine & IPG to enable Credit/Debit Card customers to pay for the purchases made.
Managing Corporate Accounts for increased sales/penetration in payment processing domain.
Cross selling other banking products viz QR CODE, Wallet, IPG with the help of Corporate Banking team to maintain the top-line as well as bottom-line for overall business profitability.
Roles Include New merchant acquisition, Relationship Management, Merchant Retention.
Responsible for Region Sales and Revenue objectives, portfolio performance and New merchant acquisition.
Build Alliances with significant Large relationship merchant partners/manufacturer to increase /promote Card acceptance and penetration.
Maintaining healthy relationship with over 3000 merchants spread across ROTN
The key merchants.(Corporate Merchants).
Handling the payment issues & Collection of Pending Payments.
Generate the revenues., Price negotiation .,Prevent Fraud Transactions.
Handling Payment hold & Chargeback's., Maintain below 1% of Chargeback.
Responsible for Business volume from existing portfolio, New acquisitions, Revenue Income through AMC and integration fee.
Inspect the risk's at merchant Transactions.
Head Quarter: Mumbai, Work Region: ROTN & Kerala, Department: Merchant Business-Sales (Punjab National bank & Central Bank Of India), Website: [not provided]
Manager-Acquisition, Retail & Relationship
Loyalty Solutions and Research LTD (i mint) now PAYBACK
03.2008 - 06.2010
Company Overview: Head Quarter: Mumbai, Work Region: Coimbatore, Department: Manager, Website: [not provided]
Responsible for new merchant sign ups for acquiring & Loyalty program.
Handle the Prepared Partner Outlets.
Evangelize need and benefits of loyalty programs.
Sign-up Star, A, B at Merchants for Merchant/Co-Branded Card.
Doing the Various Marketing activities to create the awareness.
Requiting DSA/IMP for the area Sales.
Handling DSA/IMP Executives.
Measuring key achievements and shortfalls of the launched engagement program for the partner using various analytical tools for the partner.
Implementing sales promotion and marketing programs to enhance brand visibility.
Directly Handle the Key Persons of the outlets & built the relationship.
Improved the distribution Market from scratch to different products.
Selling the mailers/sms for merchants for marketing champions.
Planning BTL & ATL Activities.
Solving the technical Issues locally.
Conducting Awareness Program to increase visibility of Brand.
Head Quarter: Mumbai, Work Region: Coimbatore, Department: Manager, Website: [not provided]
Sales & Relationship Manager
ICICI BANK LTD- Expertus Hr Pvt Ltd
11.2002 - 02.2008
Company Overview: Head Quarter: Mumbai, Work Region: Coimbatore, Department: Sales & Marketing (Merchant Services), Website: [not provided]
Handled a team of 15 members for merchant acquiring & IPG with Top- notch merchants in Coimbatore.
Providing the value added services to the merchants to increase their volume of business.
Preparing a plan of action and implementing on the entire business promotion programmers.
Targets for the cards Acceptance business through the Promotional Activities.
Ensuring no competitor banks enter in to ICICI Bank exclusive counters.
Maintaining healthy relationship with over 800 merchants spread across Coimbatore and the key merchants.(Corporate Merchants).
Identifying potential merchants and placing Electronic Data Capture Machine to enable Credit/Debit Card customers to pay for the purchases made.
Opening Current account, Savings account for merchants.
Cross-selling products like personal loan, credit card and insurance to the merchants.
Interacting merchants for business development on a periodical basis.
Managing the internal sales team of 15 FOS (feet on street) & achieving the sales.
Head Quarter: Mumbai, Work Region: Coimbatore, Department: Sales & Marketing (Merchant Services), Website: [not provided]
Sales Executive
Aircel Ltd ( Sabol Sevices)
08.2002 - 11.2002
Company Overview: Head Quarter: Coimbatore, Work Region: Coimbatore, Department: Sales Post-Paid, Website: [not provided]
Acquiring new post paid connections.
Maintaining healthy relationship with consumer.
Collecting Payments & log inning documents on time.
Head Quarter: Coimbatore, Work Region: Coimbatore, Department: Sales Post-Paid, Website: [not provided]
Education
Bachelor of Marketing Management -
Annamalai university
Diploma In Mechanical Engineering -
A.J.K.K. Polytechnic
Gobi, Tn
Skills
Over 22 Years of experience in frontline sales, Relationship management, channel management & team handling
Experience in managing a sales team
Proven successful track record in retail sales, specifically in Banking Industry
Able to enhance the sales culture in the sales unit Demonstrated my ability in Sales planning and conceptualize promotions and marketing initiatives
Strong communication and negotiation skills with the ability to influence outcomes
Able to manage and implement change initiatives by taking ownership and working with all stakeholders comfortably
Strong inter-personal skills and leadership ability
Hobbies and Interests
Travelling
Learning
Listening Music
Languages
TAMIL
ENGLISH
Kannada
Additional Qualifications
Diploma in Computer Application
Personal Information
Father's Name: M.Chinnaraj (Late)
Date of Birth: 02/25/80
Marital Status: Married
Accomplishments
Chairman Council Award
Achieved the Chairman Council-2016 Award for Sales in APAC.
Timeline
Senior Manager-Sales, Government,Payfac & Banking
Worldline E Payments India Pvt Ltd
01.2022 - Current
Business Manager-ICICI Merchant Services-FISERV
ICICI MERCHANT SERVICES-FISERV
01.2020 - 01.2022
Senior Manager-Product Support Manager -POS-YES BANK LTD
YES BANK LTD
08.2018 - 01.2020
Business Manager-ICICI Merchant Services-First data
ICICI Merchant Services
11.2013 - 07.2018
Senior Executive -Atos Worldline India Pvt Ltd
Atos Worldline India Pvt Ltd
11.2010 - 11.2013
Manager-Acquisition, Retail & Relationship
Loyalty Solutions and Research LTD (i mint) now PAYBACK
Business Manager-ICICI Merchant Services-FISERV at Worldline E Payments India Pvt LtdBusiness Manager-ICICI Merchant Services-FISERV at Worldline E Payments India Pvt Ltd