Highly self-motivated and goal-oriented professional with extensive experience in operations, MIS reporting, process reconciliation, and client coordination within the service industry. Proven ability to streamline processes, ensure data accuracy, and support business operations efficiently. Adept at working collaboratively with internal teams and external partners to drive consistent performance and improvements.
Overview
18
18
years of professional experience
3
3
years of post-secondary education
3
3
Languages
Work History
Assistant Manager – Operations
Lendingkart Finance LTD
Mumbai
09.2023 - Current
Strong understanding of end to end process of Retail Personal Loan process
Reconcile LMS repayments with bank statements for direct credits via various modes of transfer from customers
Identify and Monitor Open lines/Non-Settled Repayment entries and conduct follow-up actions to facilitate a prompt resolution with Partner NBFC
Maintain and publish the Daily Collection MIS and promptly address queries raised by the Customer Service and Collections teams
Prepare the monthly NACH file, present it through the appropriate platform, and publish comprehensive reports on NACH status and successful payment transactions
Conduct root cause analysis (RCA) to resolve customer disputes related to the payment gateway and NACH collections
Prepare and publish the Partner NBFC TAD (Transaction Activity Data) and Bucket Reconciliation report on a monthly basis
Assist the Manager in day-to-day operations of the business and oversee the work of team members
Manage a team of two members responsible for LMS payment posting and payment reconciliation with partners, ensuring 100% accuracy
Compiling financial reports and supervising month-end processes
Coordinate and allocate resources effectively to meet team objectives
Identify areas for process improvement and lead initiatives to streamline operations
Senior Associate MIS/WFM
Wipro Ltd (UHG – United Health Group)
Mumbai
06.2011 - 08.2023
Prepare and share daily, weekly, and monthly monitoring reports on inventory/production, highlighting deviations and exceptions
Build claim reports for interest bearing/interest paid cases for various offices
Working with other vendor sites on various client joint initiatives and ensuring effective support
Understanding abnormalities in client reports and registering tickets with the client technical groups
Effectively manage client SharePoint reports for overtime/training statuses
Computing overtime or headcount requirements in coordination with Wipro internal business leaders
Thorough understanding of client TAT/KMI and effectively driving the same on the floor
Understating the volume arrival patterns in specific queues and forecasting roster needs
Performing random audits on cases loaded as completed/resolved in client SharePoint
Coordinating with Wipro tech and client UNCC team on persistent system/tool issues
Certificate is awarded for successfully closing Lean Project 'increase in Process Revenue' as Team Member
KYC Executive
Reliance Mutual Fund
Mumbai
07.2010 - 06.2011
Maintain the DTR tracker on a daily basis and share updates with respective managers and POS (Point of Sale) teams
Prepare and send daily, weekly, and monthly monitoring reports to relevant stakeholders
Update the NIGO (Not In Good Order) report daily and compile a comprehensive monthly report at the end of each month
Maintain the KYC tracker daily and share updates with managers and associate presidents
Ensure regular backups of all databases on a daily basis and generate a consolidated monthly database report
Coordinate with POS teams regarding assigned queries and provide timely follow-ups
Respond promptly to emails and queries received from POS teams
Operation Executive
Shell Transource Ltd (Fullerton India Pvt Ltd)
Mumbai
11.2006 - 10.2009
Prepare the daily Control MIS report to monitor ongoing operations
Compile a consolidated monthly Control MIS, identifying total issues for the month, and share location-wise files with respective teams for resolution
Coordinate follow-ups to ensure timely issue closure
Verify customer documents such as application forms, ECS/PDC mandate forms, and Credit Appraisal Memos (CAM) for various loan types including Personal Loans, Home Loans, Home Equity/Mortgage Loans, Two-Wheeler Loans, and Auto Loans
Coordinate with branch offices to address queries assigned by them and provide timely resolutions
Respond to emails and communications received from branch teams
Update daily user productivity reports and share them with the manager by end of the day
Provide onboarding training and process guidance to new joiners