Kajal Bhuwania

Specializing in Hedge Fund Risk Coverage | Derivatives Exposure Analysis | Credit Due Diligence & Automation

• Lead credit risk assessment for a portfolio of U.S.-based hedge funds, analyzing their investment strategies, fund structures, leverage, and exposure profiles.
• Evaluate complex products including OTC derivatives, synthetic financing, FX, repo/reverse repo, and prime brokerage transactions.
• Recommend and manage exposure limits by balancing risk appetite, collateral, and counterparty strength under ISDA and CSA frameworks.
• Partner with front office, legal, and operations to streamline credit approval workflows, improve monitoring processes, and automate manual risk controls.
• Support stress testing, early warning indicators, and limit breach escalations, contributing to governance reporting and regulatory compliance.

Large Corporate Credit Coverage | Financial Analysis | Receivables Finance | APAC Region

• Conducted end-to-end credit assessment for large corporate clients across APAC, including financial statement spreading, covenant analysis, and internal rating assignment.
• Performed comprehensive credit reviews incorporating macroeconomic outlook, peer benchmarking, sectoral analysis, and qualitative risk factors.
• Evaluated receivables finance programs, supply chain financing structures, and intra-group exposures to assess risk distribution and counterparty strength.
• Conducted credit due diligence for onboarding new clients and structuring working capital solutions, partnering with product, risk, and legal teams.
• Formulated credit opinions on complex, unrated entities by analyzing financial performance, liquidity buffers, cash flow sustainability, and debt serviceability.
• Supported periodic portfolio reviews, stress testing, and renewal processes aligned with internal risk appetite and Basel framework guidelines.
• Conducted credit due diligence for onboarding new corporate clients, including financial analysis, risk profiling, and internal documentation reviews.

• Preparation of a pitch book for fund raise of a company with over INR 800MN revenue. It included peer benchmarking, potential financial sponsors analysis and valuation.
• Preparation of a sell-side pitch book of a company with over INR 250MN revenue. It included industry analysis, valuation through different methods (Trading Comparables, Transaction Comparables & DCF).
• Positioning a company with a revenue of over INR 15,000MN vis a vis competitor for IPO.