Hi, I’m
KAJOL KUSRAI
Chartered Accountant
Pune
Summary
Resourceful Financial Analyst with a track record of suggesting sound financial plans through meticulous data collection, vigilant financial monitoring, and strategic business analysis. Proficient in financial analysis, reporting, project management, and forecasting. Eagerly seeking a Financial Analyst role to apply 6 years of expertise in the financial landscape.
Overview
10
years of professional experience
5
Languages
Work History
BNY Mellon International Operations (India) Pvt. Ltd.India
Vice President, Financial Regulatory Reporting
2022.09 - Current (3 education.years_Label & 9 education.months_Label)
Job overview
- Examined financial performance of investments, acquisitions, and various business activities to ensure eligibility of regulatory reports.
- Leveraged cutting-edge financial technology to produce reports and suggested strategies to IT teams for creating automated reports, resulting in significant annual time savings of 60 hours in report preparation.
- Gathered data and crafted intricate spreadsheets to pinpoint any unusual trends within mortgage loan portfolio figures, collaborating with onshore teams to promptly address and rectify errors.
- Achieved a remarkable 94% reduction in operational risk by executing IT projects that involved extracting information from underlying source systems, leading to a notable decrease in need for manual adjustments.
- Crafted presentations and reports aimed at enlightening and educating stakeholders and financial teams about investment portfolios and corresponding business trends.
BNY Mellon International Operations(India) Pvt. Ltd.India
Lead Financial Analyst
2021.01 - 2022.09 (1 education.year_Label & 8 education.months_Label)
Job overview
- Conducted intricate financial and statistical analyses to ascertain regulatory requirements and provide a solid justification for business decisions.
- Designed and executed financial models to analyze complex information, yielding a remarkable improvement in process efficiency by approximately 50%.
- Produced in-depth reports evaluating portfolio performance and assessing risks, taking into account current financial sanctions landscape.
- Teamed up with approximately 15 financial data owners to formulate enduring reporting strategies, meticulously classifying data in alignment with regulatory frameworks to ensure sustained compliance.
Credit Suisse Services India Pvt. Ltd.India
Senior Credit Analyst
2017.10 - 2021.01 (3 education.years_Label & 3 education.months_Label)
Job overview
- Collaborated in an IT project to overhaul Credit Risk reporting templates, ensuring accuracy and preventing discrepancies. The project centered on rectifying logic in backend calculations and reporting tools, leading to an adjustment in reported gross exposure values by approximately $10 billion.
- Developed detailed credit presentations that were not only user-friendly but also easily comprehensible for stakeholders, facilitating informed investment decisions.
- Effectively prioritized tasks, not only meeting but surpassing the reporting timelines within 30-business-day reporting cycle. Simultaneously managed diverse responsibilities spanning Credit Risk, Market Risk, and Operational Risk.
- Reviewed credit scores and risk ratings within extensive datasets, covering records in range of 30,000, to assess creditworthiness of borrowers and ensure accurate reporting of data.
- Analyzed financial statements meticulously and crafted a three-year net revenue forecast calculation model, uncovering operational risk associated with the entity.
- Facilitated sessions with both Internal Auditors and Statutory Auditors, elucidating reporting process and emphasizing data accuracy. Furnished ample documentation to support their thorough analysis.
Kantilal Patel & Co.India
Audit Assistant
2014.03 - 2017.03 (3 education.years_Label)
Job overview
- Engaged in audit activities across diverse industries, including engineering, manufacturing, non-profit, healthcare, banking, insurance, and venture finance.
- Revamped depreciation schedules for approximately 15 client organizations to align with new rules proposed under The Companies Act, 2013.
- Conducted auditing tasks adhering to stringent standards and principles, specifically International Accounting Standards (IAS) and International Financial Reporting Standards (IFRS).
Education
Institute of Chartered Accountants of IndiaIndia
Professional Degree from Accounting, Finance And Taxation
2013.01 - 2017.05 (4 education.years_Label & 4 education.months_Label)
Gujarat UniversityIndia
Bachelors of Commerce from Accounting, Management And Taxation
2011.06 - 2014.07 (3 education.years_Label & 1 education.month_Label)
Skills
Advanced financial analysis
Financial and operational reporting
GAAP and statutory reporting
Strategic financial planning
Financial Management
Project Management
Preparing models
General ledger accounting
Financial statements expertise
Auditing
Credit and Financial Analysis
Microsoft Suit, AXIOM, Oracle, SAP
Data Interpretation & Research
Accomplishments
- Earned a professional excellence award from stakeholders in recognition of creating a robust variance analysis spreadsheet that streamlined manual efforts by an impressive 60%.
- Teamed up with a group of 35 individuals to organize and distribute school kits for approximately 100 underprivileged children in a volunteering initiative.
Timeline
Vice President, Financial Regulatory Reporting
BNY Mellon International Operations (India) Pvt. Ltd.
2022.09 - Current (3 education.years_Label & 9 education.months_Label)
Lead Financial Analyst
BNY Mellon International Operations(India) Pvt. Ltd.
2021.01 - 2022.09 (1 education.year_Label & 8 education.months_Label)
Senior Credit Analyst
Credit Suisse Services India Pvt. Ltd.
2017.10 - 2021.01 (3 education.years_Label & 3 education.months_Label)
Audit Assistant
Kantilal Patel & Co.
2014.03 - 2017.03 (3 education.years_Label)
Institute of Chartered Accountants of India
Professional Degree from Accounting, Finance And Taxation
2013.01 - 2017.05 (4 education.years_Label & 4 education.months_Label)
Gujarat University
Bachelors of Commerce from Accounting, Management And Taxation
2011.06 - 2014.07 (3 education.years_Label & 1 education.month_Label)