K P PRAMOD
Compliance Analyst
Bengaluru,KA
Summary
Experienced Payment Compliance Analyst with a strong background in fraud detection, Transaction Monitoring, AML - KYC verification and Report generation across financial and hotel tech domains. Currently engaged with Airbnb via Varite as a contractor, performing in-depth fraud analysis and generating periodic reports(using power-BI) on customer accounts using parameters like IP address, UDID, email, phone numbers(EKATA and PIPL tools) and transaction patterns. Proficient in analyzing fraud trends by consolidating alerts like Forter, Ethoca and charge-backs to proactively prevent financial losses. Hands-on experience in Report generation, Back-office operations and Compliance monitoring with previous roles at WNS Global, Amazon, MK Hyper Quality Solutions and Bio-systems Diagnostics PVT LTD. Skilled in tools and techniques related to Data Validation, Fraud Documentation, Account operations and refund processing based on suspicious activity signals. Skilled at working in cross-functional environments with strong communication, investigation, Reporting and documentation skills. Targeting Advanced roles in Reporting, Dashboard Creation, Fraud Management, AML-KYC Compliance to leverage domain knowledge and scale professional impact.
Overview
13
13
years of professional experience
Work History
Payment Compliance Analyst
Varite (Client: Airbnb)
05.2024 - Current
- Investigate Hotel domain (Airbnb – Hotel-Tonight) fraud alerts using payment and behavioral signals (IP, email, transaction patterns).
- Review customer account activity and alerts triggered through automated monitoring systems to identify unusual or potentially suspicious transactions
• Conduct detailed transaction monitoring investigations, analyzing account behaviour, customer profiles, and transaction patterns
• Prepare comprehensive case notes, risk assessments, and disposition comments to support alert closure or escalation decisions. - Monitor and assess account legitimacy; take corrective actions including account disabling-enabling and refunds.
- Run SQL Snowflake codes to extract data from the database and generate reports using Excel and PowerBi.
- Collaborate with compliance and legal teams to ensure regulatory adherence, resulting in zero audit breaches.
- Worked on Braintree, Chargehound, Forter alerts, Ethoca Alerts and Chargeback Alerts.
- Leverage ML-based tools like Ekata, PIPL for pattern analysis, improving fraud detection accuracy.
- Generate trend reports using PowerBi and insights to guide operational strategy.
- Document findings and train new hires on fraud protocols and compliance best practices.
- Key Achievements:
- Introduced a streamlined documentation process, cutting investigation time.
Associate (Fraud & AML)
WNS Global Services
03.2022 - 03.2023
- Investigated fintech fraud for US/UK clients using AWS tools and data signals.
- Managed KYC verifications, ATO cases, and flagged cyber fraud indicators.
- Wrote SQL queries for fraud analysis and data validation.
- Supported compliance alignment through audits, reporting, and cross-functional discussions.
- Maintained databases and created regular performance reports to track team metrics.
- Key Achievements:
- Reduced investigation time with a new reporting workflow.
- Mitigated fraud cases, boosting detection success.
- Designed a structured training plan, accelerating new hire ramp-up.
Quality Consultant
MK Hyper Quality Solutions
11.2018 - 08.2019
- Conducted end-to-end KYC quality checks to ensure policy and regulatory compliance.
- Reviewed documentation and flagged inconsistencies in client on-boarding processes.
- Delivered feedback to improve KYC work-flows and reduce compliance errors.
- Maintained detailed records and participated in internal audits.
- Led team training on QA standards and best practices.
- Key Achievements:
- Improved KYC review accuracy.
- Introduced a quality checklist that cut review time.
CS Associate (KYC & Payments)
Amazon Development Center
04.2018 - 11.2018
- Audited KYC/Video KYC submissions and resolved payment-related customer queries.
- Used case management tools for accurate and prompt issue resolution.
- Provided feedback insights from call analysis to enhance service delivery.
- Collaborated with teams to optimize verification and support processes.
- Key Achievements:
- Achieved CSAT score through efficient customer managing.
- Reduced repeat queries with a structured feedback mechanism.
Junior Service Engineer
BioSystems Diagnostics Pvt. Ltd.
07.2013 - 07.2015
- Supported hospital clients with technical assistance on Biochemistry Analyzers.
- Managed inquiries, AMCs, and equipment sales across multiple channels.
- Delivered product training sessions and ensured consistent client engagement.
- Maintained service logs and drove customer follow-ups to boost retention.
- Key Achievements:
- Increased analyzer sales through strategic client interaction.
- Developed a training protocol that raised customer satisfaction levels.
Education
B.Tech - Electrical Engineering
Visvesvaraya Technological University (VTU)
Belgaum01-2013
Skills
Fraud Risk Assessment
Regulatory Compliance
Operational Efficiency
Data Integrity Management
Report Generation
Stakeholder Engagement
AML Compliance & KYC
Transaction Monitoring
Excel Reporting & SQL
Fraud Investigation & Fin-Crime Handling
PERSONAL DETAILS
Current Location: Bengaluru, India
Timeline
Payment Compliance Analyst
Varite (Client: Airbnb)
05.2024 - Current
Associate (Fraud & AML)
WNS Global Services
03.2022 - 03.2023
Quality Consultant
MK Hyper Quality Solutions
11.2018 - 08.2019
CS Associate (KYC & Payments)
Amazon Development Center
04.2018 - 11.2018
Junior Service Engineer
BioSystems Diagnostics Pvt. Ltd.
07.2013 - 07.2015
B.Tech - Electrical Engineering
Visvesvaraya Technological University (VTU)