KALIDASS B

• Ensuring all loans and lending procedures comply with regulations. Maintaining records of all company loans.
• Collect and checking cash flow projections, cost analysis and monthly, quarterly and annual reports.
• Ability to analyze cash flows, leverage, collateral and customer strength.
• Credit Analysis along with customer & Property visit for proposal of Business Loans, Loan against Property, Housing Loan and Overdraft facility along with CAM preparation and recommendation.
• Follow up with clients to manage debt settlements and loan renewals.
• Understanding of property related knowledge (like legal title and market value of the property).
• To process the disbursement of secured and unsecured loans for the customers.

Key Highlights –

• Assessing loan applications and approving loans
• Analyze financial statements and creditworthiness of potential clients.
• Individually Handled 3 Branches.

• Processing AP Invoices for payments (ACH/Wire/Check).
• Perform daily/weekly//monthly issue follow up and review remediation efforts related to Internal Audit findings.
• Reconciling daily, monthly and yearly AR and AP transactions including SAP, Bank statements and internal systems, as part of audit process.
• Independently perform transactions tasks which support the compliance, planning and execution of assigned processes.

Key Highlights - Client Names below

• The Orchard (Music Distribution) - New York, US
• Oios Health (Health care services) - California, US

• Preparing and managing general ledger entries.
• Independently handled end-to-end bank reconciliation of 76 bank accounts across 10 countries.
• Monthly reconciliation of cash balances of country teams.
• Reconciliation of Intercompany balances monthly for 15 entities.
• Assisted team in monthly closing process including determining and passing accrual entries.
• Prepared audit documents and promptly responded to the audit queries.
• Part of the team preparing and reporting the monthly financial MIS.
• Coordinated monthly, quarterly and end-of-financial-year reconciliations.
• Tracked and logged expenses, ensuring spending remained within approved budgets.
• Perform any ad-hoc tasks and responsibilities which the superior may assign from time to time.
• Intermediate working knowledge of Microsoft Excel, including use and set-up of Pivot tables.

Key Highlights -

• Key member in the automation process of bank reconciliation.
• Appreciated for cross team collaboration including but not limited to receivable, payables, and respective country teams.
• Handled Big4 Audit Firms Audits PWC, Grant Thornton, KPMG.

• Receipts and payments accounting in books.
• Preparation and submission of IRCTC catering invoices, Including subsequent co-ordination for collection.
• Generate and update the GRIR (Goods received Invoice received) report for the open PO to ensure all the invoices being processed and paid on time.
• Accounting for vendor invoices including validation of the amount invoiced to ensure accuracy of billing by vendor.
• Performing accounts payable and accounts receivable reconciliation.
• Preparation of the age wise debtor statements and accounts receivable statements.
• Monthly payroll reconciliation and accounting.
• Preparing reports / MIS used for tax compliance/ reporting/ filing activities for TDS and GST.
• Assisted in limited review, due diligence and tax audit.
• Preparing Bank Reconciliation Statement and Petty cash balances.
• Handling external audit teams including - Internal Audit, Statutory Audit, Tax Audit of South Zone -IRCTC.
• Secretarial Activities: Dealing with correspondences from Southern Railways and other institutions, writing reports and preparing suitable replies.

Key Highlights -

• Awarded Best performer for South zone finance team.
• Individually handled South Zone (Tamilnadu, Karnataka and Kerala) Accounts Payable process