Kalpana A
Bangalore
Summary
Experienced analyst prepared for this role with strong focus on data interpretation, financial modeling, and strategic planning. Known for collaboration and delivering results, adaptable to changing needs, and reliable. Skilled in data visualization, problem-solving, and stakeholder communication. Employers value analytical mindset, teamwork, and consistent performance.
Overview
5
5
years of professional experience
Work History
BSA/AML Analyst
Bread Financial
02.2022 - Current
- Working on Multiple Process Such as credit card transaction monitoring, Deposits ( HYSA & CD ) Accounts Transaction Monitoring, CIP, Referrals, Account Protection, CROL, AFR, etc.
- Review & Analysis the potential suspicious activity, reviewing transactions in a particular time period including those general from detection scenario processes.
- Identified threats, vulnerabilities and suspicious behavior patterns and report suspicious activity related to ML/TF.
- Strengthened AML compliance by conducting thorough risk assessments and monitoring transactions.
- Investigated fraud referrals and performed research to minimize risk and resolve inquiries.
- Maintained up-to-date knowledge about emerging trends in financial crime and AML domain in U.S and sharing insights with team members for continuous improvement initiatives.
- Conducted due diligence investigations to mitigate potential risks associated with high-risk customers.
- Enhanced team collaboration with regular communication, sharing best practices, and providing feedback on performance.
- Documented research findings to support risk-based decision-making and resolution to escalated fraud incidents.
- Identified threats, vulnerabilities and suspicious behavior patterns to recommend mitigation measures.
Analyst
KPMG Global Services Private Limited
10.2019 - 04.2021
- Performing due diligence on new Clients, requesting KYC information, documentation, review and verification of received documentation and making analytical risk assessment for new Clients
- Thoroughly and succinctly document the research and analysis related to the financial activity and related entities of Clients, for an audience that includes Management, Regulators, Internal Audit, Senior Managers and Internal Compliance
- Investigating high risk clients and reporting where necessary, including Politically Exposed Persons, and obtaining all necessary documentation to complete the client file
- Maintain continuous contact with customer in order to keep customer file updated
- Process entries to open/close client’s account on KYC / Related Parties and CDD database, and instruct Client Desk to open/close the accounts on account level in Equation where applicable
- Responsible for a good understanding of CBC’s due diligence regulations, policies and procedures & Process amended client’ records on KYC / RP and CDD database
- Communicate effectively and efficiently with relevant internal and external parties to obtain KYC documents
- Perform further investigation on identified suspicious client and client’s transactions and report to KYC/AML compliance officer
- Improved internal knowledge sharing by developing comprehensive documentation outlining standard operating procedures for various tasks.
Education
M.COM - Accounting And Taxation
AIMS ( APOORVA INSTITUTE OF MANAGEMENT STUDIES )
Bengaluru, India10-2021
PUC -
Gupta College
Bangalore01.2012
SSLC -
S C H P S
Bangalore01.2010
Skills
- MS Office
- Excel
- Decision Making
- Actimize
- Equifax
- CLEAR
- Adverse Media Check
- Transaction monitoring
- Customer due diligence
- Bank secrecy act compliance
- Anti-money laundering compliance
- Organizational skills
- Team collaboration
Accomplishments
Languages
English
Kannada
Hindi
Telugu
Tamil
Additional Qualifications
- Basic computer – MS - Office, Excel, Power Point, Word
- Typing speed 50 words per minute
- Course on Business Accountancy
Hobbies and Interests
- Embroidery
- Quelling ear rings
- Collecting wedding cards
Disclaimer
I hereby declare that the above mentioned information is true to the best of my knowledge.
Personal Information
- Father's Name: Hari Nath Naidu
- Mother's Name: Rajeshwari
- Date of Birth: 12/15/94
Timeline
BSA/AML Analyst
Bread Financial
02.2022 - Current
Analyst
KPMG Global Services Private Limited
10.2019 - 04.2021
M.COM - Accounting And Taxation
AIMS ( APOORVA INSTITUTE OF MANAGEMENT STUDIES )
PUC -
Gupta College
SSLC -
S C H P S
Similar Profiles
Tatriyana ChildsTatriyana Childs
Customer Service Representative at Bread FinancialCustomer Service Representative at Bread Financial
Tarra RobertsTarra Roberts
FINANCIAL SOLUTIONS ADVOCATE at BREAD FINANCIALFINANCIAL SOLUTIONS ADVOCATE at BREAD FINANCIAL
Herbert EdneyHerbert Edney
Coaching Supervisor at Bread FinancialCoaching Supervisor at Bread Financial