Summary
Overview
Work History
Education
Skills
Achievements and Accomplishments
Timeline
Generic
Kalyan Kumar N

Kalyan Kumar N

Bangalore

Summary

Experienced Anti-Money Laundering (AML) professional with over 7 years of expertise in financial crime compliance, client due diligence (CDD/EDD), transaction monitoring, and regulatory reporting. Proven track record of identifying and mitigating money laundering risks across a diverse portfolio of clients, including high-risk entities and politically exposed persons (PEPs). Skilled in interpreting global AML regulations (FATF, OFAC, FinCEN, EU) and aligning them with internal compliance frameworks. Collaborative team player with strong analytical, communication, and stakeholder management skills, capable of delivering compliance excellence in dynamic financial environments.

Overview

8
8
years of professional experience

Work History

Senior Analyst AML

Northern Trust
08.2021 - 07.2024
  • Verify identity documents, business registrations, beneficial ownership, and source of funds/wealth.
  • Review complex entity structures (e.g., layered ownership, offshore entities).
  • Ensure all KYC documentation is complete, accurate, and up to date.
  • Escalate high-risk or suspicious clients to compliance or AML teams.
  • Ensure adherence to internal KYC policies, regulatory guidelines (FATF, local regulators), and global standards.
  • Conduct periodic KYC reviews of existing clients based on risk rating (e.g., annual for high-risk clients).
  • Update risk assessments and client profiles.
  • Liaise with relationship managers, compliance officers, legal, and onboarding teams to gather or clarify information.
  • Communicate clearly with clients when additional documentation is needed.

Technical Coordinator AML

Northern Trust
08.2024 - Current
  • Reviewed 2000+ KYC files with a 98% QA score, enabling faster onboarding and reducing compliance risk.
  • Submitted 150+ SARs, triggering internal investigations that led to the exit of 3 high-risk accounts.
  • · Monitored and escalated 10+ suspicious transaction cases, directly contributing to enhanced regulatory reporting.
  • Supported development of training materials aimed at enhancing employees understanding of their role in preventing financial crime.
  • Collaborated with cross-functional teams to carry out remediation projects addressing identified gaps in AML controls.
  • Act as a liaison between compliance, operations, and IT for AML-related systems (e.g., transaction monitoring, name screening, case management tools).
  • Coordinate system upgrades, testing, issue resolution, and implementation of new features.
  • · Coordinate UAT (User Acceptance Testing) and support QA for new releases, rule changes, or system patches.
  • Conduct regression testing and validation of AML scenarios and logic.
  • Support generation of compliance reports, KPIs, dashboards, and MIS for AML operations and audits.
  • Ensure timely delivery and accuracy of regulatory and internal reports.

Analyst

Northern Operating Services Pvt Ltd
08.2019 - 07.2021
  • Involved in processing & monitoring client on account opening and maintenance activities
  • Perform KYC checks on new and existing investor's
  • Timely, efficient and accurate on boarding of new investors and review of existing investors ensuring client records are accurate in all systems and that supporting documentation is scanned and filed correctly within agreed time lines.
  • Experience in reviewing and investigating transactions with reference to fraud alert's containing potential matches against PEP and sanctions lists: OFAC and European Union and other Regulatory Bodies.
  • Responsible for the Team Performance to meet Client SLA of Quality and TAT.
  • Responsible for daily productivity and Quality
  • Responsible for training New joiners and help them in achieving their Target and quality
  • Well recognized with appreciations and received rewards and recognition.

Associate

DXC Limited
06.2017 - 06.2018
  • Issue invoices and supporting documents to client and underwriters.
  • Recording the quarterly and yearly insurance accounts both clients and underwriters.
  • Providing data to fiduciary accounting team with regards to collection of funds.

Education

MBA - HR and Finance

CMR CBS
Bengaluru, India
10.2020

B.COM - Finance and Accounting

CMR IMS
07.2017

PUC - HEBA

KNE College
02.2014

Higher Secondary -

KENDRIYA VIDYALYA
03.2012

Skills

  • Proficiency in meeting goals & expectations of the company
  • Quick learner
  • Enhancing organizational competencies and establishing high performance mindset
  • Positive Attitude
  • Mentoring/trainer
  • Efficient in reporting with timely reports
  • Been a very good team player

Achievements and Accomplishments

  • Certification in Financial Crime: Processes & Technology - Masterclass
  • Champion of the quarter Northern Trust TA AML Q2 2021, Q1 2023 and Q4 2024
  • 100% Quality for the year 2023 and 2024 with Nil errors and breaches
  • Certification in an eye for accuracy, escalation protocol and global compliance

Timeline

Technical Coordinator AML

Northern Trust
08.2024 - Current

Senior Analyst AML

Northern Trust
08.2021 - 07.2024

Analyst

Northern Operating Services Pvt Ltd
08.2019 - 07.2021

Associate

DXC Limited
06.2017 - 06.2018

B.COM - Finance and Accounting

CMR IMS

PUC - HEBA

KNE College

MBA - HR and Finance

CMR CBS

Higher Secondary -

KENDRIYA VIDYALYA

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