Kalyani Gopal
Bengaluru,Karnataka
Summary
A specialist in finance operations with over six years of experience in accounts receivable and payable, management reporting, and finance platform testing. Capacity to learn, adjust, and produce a time-boxed timetable rapidly Adept at customer code creation, KYC document verification, and credit recommendations. Proven expertise in coordinating with banks and managing financial operations for non-banking financial companies.
Overview
12
12
years of professional experience
3
3
Certifications
Work History
Account Executive
Rashi Peripherals Limited
Bangalore
08.2024 - Current
- Credit Management
- Verified and processed KYC documents for new and existing customers, ensuring compliance with regulatory requirements.
- Analyzed business plans and provided credit recommendations to banks, facilitating informed lending decisions.
- Conducted thorough validation of freight charges, ensuring accuracy and cost-efficiency.
- Proactively followed up on overdue payments with partners and champions, successfully reducing outstanding balances.
- Managed NBFC operations, providing loans and asset financing without accepting demand deposits.
- Acted as a liaison between the company and banks, ensuring smooth coordination and alignment of financial objectives.
- Ensured credit alignment with company policies and regulatory standards, Monitored and managed insurance limits to mitigate financial risks.
- Boosted client satisfaction by developing and maintaining strong relationships through effective communication.
Associate - BDO LLP India Client
Accenture India
Gurugram
06.2021 - 01.2022
- Account Receivable (O2C)
- Generated numerous critical metrics reports for management and business clients with SAP and Excel.
- Produced reports, worked on SAP, and handled cash application tasks such as ACH, Wire, checks and lockbox payments, GL clearing, payments rejection, run direct debit, write off minor amounts, and associated tasks.
- End-of-month reporting Customer bank reconciliations, Aging AR reports, SLA and KPI reports
- Taking care of customers and collaborating closely with the client SPOC to quickly address unapplied cash ad hoc inquiries.
- Working together with clients and the Spain and Portugal collection team to settle and distribute unapplied cash.
- As the SPOC, I oversaw the process and collaborated directly with clients to quickly address ad hoc inquiries
- Carrying out SOX control and educating the group.
Associate
TeamLease Services Client- Nestle India
Gurugram
08.2019 - 07.2020
- Claims & Dispute Management
- Using SAP and Excel, critical metric business and management reporting was produced. Combined sales reports, billing disputes, unclaimed claims, and claims processing for reporting teams upstream.
- Generated a crucial metric Processing of claims: identifying problems with erroneous payment release proposals and debiting balance readiness in opposition to distributor claims.
- The payment proposal and payment exception reports, which include special commodities, are validated.
- Reviewing and processing "No Pending Claim" in SAP while working with branches & distributors. POC for branch and distributor claims processing
Process Developer
Genpact India
Gurugram
09.2018 - 08.2019
- Collection & Dispute Management
- SAP activities related to aging trial balances and following up with clients on past-due payments.
- SAP order processing according to account history, payment history, and customer trustworthiness.
- Cross-functional cooperation with sales, warehouse, and logistics departments; repayment/chargeback investigation and settlement based on POD, BOL, debit memo, invoice copy, etc.
- Reporting: following the payment and order reconciliation, cash inflow analysis and reporting are completed using SAP.
- Accounts Receivables (Cash Application)
- Operated with several bank receipt payment mechanisms, including ACH, wire, and lock box.
- After misapplied or duplicate payments are reconciled, adjustments and write-offs are reported.
- Monthly bank reconciliation activities and daily TAT reporting.
Senior Associate
Accenture Solutions
Noida
02.2016 - 06.2018
- Worked with ACH, Wire, Checks, and Lock Box payment methods, among other bank receipt payment methods.
- Cash operations: collaborated with the collection team to assign unapplied cash in the system.
- Worked on numerous ERPs for cash application as MIS-direct payment based on various currencies and locations.
- Processing and resolving unapplied cash and MIS-direct payments in a timely manner, no later than five working days
- Examined the documentation and SOPs, trained people, and worked on the process go live project.
Process Associate
IBM India
Gurugram
06.2014 - 02.2016
- To process the invoices as PO & NON- PO after confirming them using 2 -way and 3-way matching.
- Generating aging AP reports and daily vendor reconciliation reports.
- Resolving customer and related team inquiries, monitoring, and upholding collaboration between the upstream and downstream teams to guarantee a seamless process.
Education
Post Graduate Diploma - Finance & Marketing
Master School of Management
Meerut01.2014
Bachelor of Commerce -
Allahabad University
Allahabad01.2011
Skills
Certification
Business Analyst Training from Intellipaat Software Solution Issue date February 14th, 2023