Summary
Overview
Work History
Education
Skills
Accomplishments
Languages
Personal Detail
Timeline
Generic

Kapil

Muktsar, Punjab

Summary

Dynamic Credit Manager with proven expertise at Bajaj Finance Limited in developing credit policies and conducting risk assessments. Skilled in loan disbursement and team management, I excel in customer engagement and achieving swift decision-making. Adept at enhancing operational efficiency, I thrive in high-pressure environments and deliver results that drive business success.

Overview

6
6
years of professional experience

Work History

Credit Manager

Bajaj finance Limited
Muktsar
09.2021 - Current
  • Provided guidance and support to other departments regarding the development of new credit policies and procedures.
  • Quality check of personal loan file and provide decision with 1 Hour TAT.
  • Visiting the customers for first FI and meeting . Responsible for initial Level verification and Reference checks.
  • Disbursement of loans after Quality checks and Authority to section Upto 3.5L personal Loan.
  • visiting Delinquent Cases , helping collection team in doing collection of EMIs of Such delinquent cases
  • Team handling in the Absence of ACM

Assistant Branch Relationship Manager

Muthoot Microfinance limited
Chandigarh
09.2019 - 09.2021
  • Provided technical support when necessary to resolve system issues or errors.
  • Delegated work to staff, setting priorities and goals.
  • Received and posted payments to loan accounts.

Education

MBA - Human Resources Management

Himalyan Garhwal University,
Karnatka
04-2021

Bachelor of Science - Computer Science

Govt. College
Muktsar
03-2019

Skills

  • Credit analysis
  • Loan disbursement
  • Policy development
  • Risk assessment
  • Team management
  • Customer visits

Accomplishments

  • Multiple Award taking in bajaj finance limited .
  • Like ;- Kudos , Heroes , Champion

Languages

English
First Language
Hindi
Beginner
A1
Punjabi
Beginner
A1

Personal Detail

Dob;-  16/04/1994

Father ;- Sh. Satish Mittal

Residence Address ;-  St. no 2 Indra Nagar , Sri Muktsar Sahib 152026.

Contact Number ;-  +91 8699328019

Marital Status ;-  Married

Sex :-  Male

Timeline

Credit Manager

Bajaj finance Limited
09.2021 - Current

Assistant Branch Relationship Manager

Muthoot Microfinance limited
09.2019 - 09.2021

MBA - Human Resources Management

Himalyan Garhwal University,

Bachelor of Science - Computer Science

Govt. College

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