KARAMVEER SINGH
CHIEF MANAGER BANK OF BARODA
MUMBAI
Summary
Enthusiastic BANK MANAGER and dedicated employee with integrity, strong work ethic and great leadership skills. Over 15 years of experience building revenues, improving processes and driving business growth through periods of ranging market health. More than 10 years of experience of Various Banking Roles in India in Premier Nationalized Bank - Bank of Baroda and multi dimensional experience of Retail Banking Operations in United Kingdom with Bank of Baroda and Bank of Baroda UK Limited. Exceptionally aware of early warning signs of economic downturn with strategic adaptability. Seasoned collaborator experienced in meeting needs, improving processes and exceeding requirements in team environments. Diligent worker with strong communication and task prioritization skills.
Overview
17
17
years of professional experience
6
6
years of post-secondary education
2
2
Certificates
Work History
Data Analyst
BANK OF BARODA
MUMBAI
11.2021 - Current
- Handling, Managing and Analyzing Big Data Lake of Premier Indian Bank - Bank of Baroda relating to Deposit Relationship of Balance Sheet which includes Savings, Current A/cs, Business A/cs and Term Deposits. Bank of Baroda is having more than 8,000 Branches all over India and more than 95 Overseas office including UK, USA, Australia, New Zealand, Belgium, UAE etc and more than 150 Million Customers.
- Researched and resolved issues regarding integrity of data flow into databases.
- Identified and documented detailed business rules and use cases based on requirements analysis.
- Participated in requirements meetings to understand business needs, Prepared Strategy for Expanding Business from Data outputs and insights.
- Synthesized complex analytics-derived insights into easy-to-understand, actionable recommendations for business Units.
- Worked with business intelligence software and various reports to glean insights into trends and prospects.
- Used statistical methods to analyze data and generate useful business reports.
- Created various Excel documents to assist with pulling metrics data and presenting information to stakeholders for concise explanations of best placement for needed resources.
- Utilized data visualization tools to effectively communicate business insights.
- Upheld security and confidentiality of documents and data within area of responsibility.
- Collaborated with business-unit leaders to identify and prioritize problems.
- Developed required policies and procedures that reflected actual goals, tasks and workflows, while meeting all regulatory compliance requirements.
- Worked with development team to define and implement customer change requests to enhance product functionality.
- Supported development team in generation of technical requirements and product documentation to achieve process commonality.
- Identified new business requirements by analyzing market data, customer requirements and competitive offerings.
- Worked with development team on design and requirement management of new and existing products.
Bank Branch Manager
BANK OF BARODA UK LIMITED
LONDON
03.2019 - 10.2021
- Identified partnership opportunities and established favorable business connections, keeping in mind all KYC, AML and Compliance regulations as per FCA UK.
- Complied with regulatory requirements of Bank Secrecy Act, Anti Money Laundering, OFAC, USA Patriot Act, Privacy Act and Community Reinvestment Act.
- Maintained confidentiality of bank records and client information to prevent mishandling of data and potential breaches.
- Forecasted trends and recommended improvements based on financial risk analyses.
- Reviewed and edited loan agreements to enhance clarity and monitor compliance with requirements.
- Compiled database of loan applicants' credit histories, financial statements and other financial information.
- Generated financial and operational reports to assist management with business strategy.
- Created strategies to develop and expand existing customer relationships, resulting in increase in Retail Loans of Branch BY 100 % in span of 2.5 years, number of customer grown by 25%.
Marketing Manager
BANK OF BARODA UK LIMITED
LONDON
11.2016 - 03.2019
- Boosted brand awareness and generated leads while managing internal and external marketing campaigns and programs.
- Business of Brand in United Kingdom grew by 11.00% with targeted marketing efforts.
- Researched industry and marketplace trends to develop marketing solutions and enhance business operations.
- Assessed marketing copy, art comps and final designs and compared with established specifications.
- Executed optimal sales strategies to achieve commercial goals for target market.
- Participated in promotional activities and trade shows, working with advertisers and production managers, to market products and services.
- Maintained documentation, detailing assignments, in-progress work and completed project milestones.
- Coordinated meetings between project members and clients to develop ideas, discuss progress and set goals.
- Managed workflow between staff, coordinating documents and creative material distribution.
- Managed marketing budget and associated P&L to develop and execute marketing strategies, budgets and sales plans for business segments.
- Set up, completed and tracked customer surveys for local, regional and national campaigns.
- Created company brand messaging, collateral materials, customer events, promotional strategies and product commercialization.
- Executed search engine marketing, advertising and public relations campaigns to generate demand and sales leads.
Loan Specialist
BANK OF BARODA
KARNAL
07.2015 - 11.2016
- Explained very technical financial information to applicants in easy to understand language.
- Obtained copies of applicants' credit histories and reviewed paperwork to determine feasibility of granting loans.
- Originated, reviewed, processed, closed and administered customer loan proposals.
- Examined customer loan applications for loan approvals and denials.
- Proactively identified solutions for customers experiencing credit issues.
- Developed and maintained relationships with local real estate agents.
- Advised clients on mortgage, education and personal loans.
- Compiled database of loan applicants' credit histories, financial statements and other financial information.
- Processed & sanctioned Mortgage Loans and Housing Loan applications worth Rs. 115.00 Cr in span of 9 Months. Processing Team won many prices including Best New Processing Cell, Least TAT and Least Customer Complaints.
Branch Head
BANK OF BARODA
JAIPUR
06.2011 - 07.2016
- Closed average of 30 loans per month.
- Increased overall annual sales 35% by incorporating several quality process improvements within branch.
- Performed duties in office environment during operating hours.
- Coordinated and assigned service call requests.
- Remained calm and professional in stressful situations.
- Performed routine closings, maintained clean, accurate and accessible records and kept close eye on transaction updates throughout each quarter.
- Prepared internal and regulatory financial reports, balance sheets and income statements.
- Identified improvement changes regarding key processes for internal controls and accounting procedures.
Bank Operations Officer
BANK OF BARODA
CHANDIGARH
11.2007 - 06.2011
- Assisted clients with issues or requests and mentored employees on customer service techniques.
- Handled Retail as well as Corporate Advances such as requirement of Bank Guarantee, Letter of Credit which includes proposals worth Rs. 1050 Million.
- Recommended new procedures to boost consistency and customer experiences.
- Monitored performance and completed performance appraisals for reports.
- Assisted with daily cash and ATM balancing.
- Oversaw branch operations and workflow for consistency.
- Communicated with Branch Operations Manager to inform of quality control checks and findings.
- Performed banking, business administration and financial tasks to guarantee five-star service for clients.
- Business of Branch grew by 15.50% during period and achieved all target set by Higher Management
Cashier
CORPORATION BANK
YAMUNA NAGAR
01.2006 - 11.2007
- Reconciled cash drawer at start and end of each shift, accounting for errors and resolving discrepancies.
- Led cashiers and associates in providing thoughtful customer service.
- Maintained and updated security protocols for front desk operations.
- Processed more than 200 Customer Cash receipts and payment per day with Zero errors in Cash Department
- Performed every job allocated with due diligence and accuracy keeping in mind all regulatory requirement
Education
CERTIFIED ANTI MONEY LAUNDERING SPECIALIST - ANTI MONEY LAUNDERING
ACAMS
USA 11.2020 - 02.2021
SENIOR CERTIFIED ASSOCIATE 0F BANKING AND FINANCE - Banking And Financial Support Services
INDIAN INSITITUTE oF BANKING AND FINANCE
DELHI 02.2007 - 06.2009
Bachelor of Arts - MATHS AND STASTICAL SCIENCE
KURUKSHETRA UNIVERSITY
KURUKSHETRA 04.2002 - 08.2005
Skills
Data quality assurance processes
Certification
CERTIFIED ANTI MONEY LAUNDERING SPECIALIST
Growth Map
Dec 2007 - Officer - India
June 2012 - Promoted to Branch Manager - India
July 2015 - Promoted to Retail Loan Processing Head India - Mortgage Loans
April 2019 - Promoted to Branch Manager - Bank of Baroda UK Ltd. - London
Nov 2019 - Promoted to Team Leader Data Analysis and Product Research & Development - Corporate Office - Bank of Baroda - Mumbai (India)
Work Availability
monday
tuesday
wednesday
thursday
friday
saturday
sunday
morning
afternoon
evening
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Quote
There is a powerful driving force inside every human being that, once unleashed, can make any vision, dream, or desire a reality.
Tony Robbins
Timeline
Data Analyst
BANK OF BARODA
11.2021 - Current
CERTIFIED ANTI MONEY LAUNDERING SPECIALIST
01-2021
CERTIFIED ANTI MONEY LAUNDERING SPECIALIST - ANTI MONEY LAUNDERING
ACAMS
11.2020 - 02.2021
Bank Branch Manager
BANK OF BARODA UK LIMITED
03.2019 - 10.2021
Marketing Manager
BANK OF BARODA UK LIMITED
11.2016 - 03.2019
Loan Specialist
BANK OF BARODA
07.2015 - 11.2016
Branch Head
BANK OF BARODA
06.2011 - 07.2016
CERTIFIED ASSOCIATE OF INDIAN INSTITUTE OF BANKING AND FINANACE
01-2009
Bank Operations Officer
BANK OF BARODA
11.2007 - 06.2011
SENIOR CERTIFIED ASSOCIATE 0F BANKING AND FINANCE - Banking And Financial Support Services
INDIAN INSITITUTE oF BANKING AND FINANCE
02.2007 - 06.2009
Cashier
CORPORATION BANK
01.2006 - 11.2007
Bachelor of Arts - MATHS AND STASTICAL SCIENCE
KURUKSHETRA UNIVERSITY
04.2002 - 08.2005
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