Summary
Overview
Work History
Education
Skills
Leadership Experience
Volunteer Experience
Timeline
Generic

Karan Pugalia

Kolkata

Summary

Dynamic finance professional with experience at Kotak Mahindra Bank, skilled in technical analysis and effective communication. Successfully identified underperforming agents, enhancing sales strategies. Proven ability to optimize workflows and analyze financial data, demonstrating strong problem-solving skills and attention to detail in high-stakes environments.

Overview

2
2
years of professional experience

Work History

Finance Trainee

TIRUPATI EXIM PVT. LIMITED
Kolkata
01.2025 - Current
  • Conducted financial due diligence on three project finance deals, ensuring accurate documentation and regulatory compliance.
  • Optimized documentation workflows by organizing 50+ project-specific documents, reducing processing time by 20%.
  • Collaborated with cross-functional teams to prepare executive summaries, improving clarity and efficiency in loan approvals.
  • Analyzed monthly financial statements covering ₹50+ crore in transactions, identifying key risk factors.

Research Intern

KOTAK MAHINDRA BANK LIMITED
Kolkata
05.2023 - 06.2023
  • Analyzed and implemented a data sheet of over 500 Direct Selling Agents (DSAs) to identify 32 inactive DSAs who experienced a 15% or greater decline in sales performance compared to the previous year.
  • Conducted meetings with 28 underperforming DSAs to investigate factors contributing to decreased performance.
  • Reviewed 63 declined loan applications through due diligence of applicants' financials and risk profiles.
  • Collaborated with three team members to develop strategies for improving DSA sales performance, and leveraging the strengths of each member.

Research on Sustainable Development Goals

NATIONAL INSTITUTE OF URBAN AFFAIRS
Pune
01.2023 - 04.2023
  • Co-authored a report based on secondary research on SDG Goal 12 — Responsible Consumption and Production.
  • Conducted primary research on Sustainable Development Goals (SDGs) adoption, collecting over 150 survey responses from residents of the Hadapsar ward.
  • Analyzed 600+ records, which led to the identification of 9 key research gaps and recommendations, synthesizing statistical output to identify research gaps.
  • Collaborated closely with a project team of 30 members to collect survey data, analyze results, and co-author findings.
  • Facilitated the creation of policy briefs and research reports with impactful recommendations, enhancing evidence-based decision-making.

Education

Bachelor of Science - Economics (Honors)

SYMBIOSIS SCHOOL OF ECONOMICS
Pune, India
05.2024

Senior Secondary Education (XII) - CBSE

BIRLA HIGH SCHOOL
Kolkata, India
05.2021

Skills

  • Microsoft Excel proficiency
  • Technical analysis
  • Canva
  • Market research
  • Problem solving
  • Effective communication
  • Time management
  • Adaptability
  • Teamwork
  • Interpersonal skills
  • Literature review and analysis
  • Academic research writing
  • Attention to detail

Leadership Experience

Table Tennis Captain, Symbiosis School of Economics, 07/01/23, 05/01/24, Pune, Maharashtra, led a team of 5 members, organized weekly practices, and provided feedback to players on techniques and strategies, developed team bonding through weekly team practices, motivating players, and creating a supportive team environment, led the table tennis team to reach the quarterfinals at the Inter Symbiosis Table Tennis tournament with 30 competing colleges, devised and executed training regimens targeted to each player's skills

Volunteer Experience

Pather Saathi, NGO intern, 06/01/22, 07/01/22, Kolkata, West Bengal, volunteered as a teacher for over 100 hours, instructing classes of 20–25 children from three disadvantaged communities in basic math, language skills, and art and craft, adjusted teaching style and activities to the varied needs and learning abilities of the children served, enhancing communication and teaching abilities, coordinated the organization's mission by coordinating a fundraising campaign that raised over ₹1,00,000, administered weekly transportation of supplies for ten underserved families, including over 50 donated books, 30 sets of clothes, and food, gaining skills in planning, organizing, and management

Timeline

Finance Trainee

TIRUPATI EXIM PVT. LIMITED
01.2025 - Current

Research Intern

KOTAK MAHINDRA BANK LIMITED
05.2023 - 06.2023

Research on Sustainable Development Goals

NATIONAL INSTITUTE OF URBAN AFFAIRS
01.2023 - 04.2023

Bachelor of Science - Economics (Honors)

SYMBIOSIS SCHOOL OF ECONOMICS

Senior Secondary Education (XII) - CBSE

BIRLA HIGH SCHOOL
Karan Pugalia