Karan Singh L
Dindigul
Summary
To leverage my experience in banking and credit management to contribute effectively to organizational growth while enhancing my professional skills in a challenging environment.
Overview
5
5
years of professional experience
Work History
Credit Manager
Annapurna Finance Pvt. Ltd
Madurai
01.2024 - Current
- Approval Lifecycle: Managed credit approval process, from preliminary assessments to final authorizations, ensuring timely and accurate loan decisions.
- Credit Assessment: Analyze financial data, credit reports, and payment histories to determine client creditworthiness.
- Risk Evaluation: Evaluate borrowers' ability and willingness to repay loans through qualitative and quantitative assessments.
- Portfolio Management: Manage LAP, HL (secured), unsecured, and solar rooftop & water pump loan portfolios.
- Data Integrity: Maintained and updated MIS reports for sanctioned and disbursed loans, achieving 100% accuracy in reporting.
Customer Service Officer (Assistant Manager)
Equitas Small Finance Bank
Ramarajapuram
01.2023 - 01.2024
- Processed transactions including deposits, withdrawals, and check encashment, ensuring high accuracy and customer satisfaction.
- Managed daily cash operations, delivering efficient service and support to customers in a retail banking environment.
Transaction Officer
Fullerton India Credit Company Ltd
Melur, Madurai
04.2021 - 01.2023
- Loan Processing: Coordinated data entry, ensured quality control (QC), and facilitated disbursements for Group, Two-Wheeler, Personal, and LAP loans.
- Sorted mail, scanned documents, and handled cash accurately.
- Managed customer inquiries and resolved issues efficiently.
- Assisted in loan processing and documentation verification.
- Coordinated with cross-functional teams to streamline operations.
Education
B.Com -
Mannar Thirumalai Naickar College
MaduraiHSC - undefined
Government Higher Secondary School
DindigulSSLC - undefined
Government Higher Secondary School
DindigulSkills
- Credit risk assessment
- Risk management
- Loan processing
- Portfolio management
- Banking operations
- Data management
- Analytical skills
- Financial modeling
- Microsoft Office proficiency
- Report writing
- Customer management
Interests
Sports
Languages
English
Tamil
English
Timeline
Credit Manager
Annapurna Finance Pvt. Ltd
01.2024 - Current
Customer Service Officer (Assistant Manager)
Equitas Small Finance Bank
01.2023 - 01.2024
Transaction Officer
Fullerton India Credit Company Ltd
04.2021 - 01.2023
HSC - undefined
Government Higher Secondary School
SSLC - undefined
Government Higher Secondary School
B.Com -
Mannar Thirumalai Naickar College
Disclaimer
I hereby affirm that all the above mentioned information is true to the best of my knowledge.
Personal Information
- Date of Birth: 10/23/99
- Gender: Male
- Marital Status: Single