KARIAPPA KM
South Coorg
Summary
Dynamic Senior Analyst with a proven track record at Genpact India Pvt Ltd., excelling in cash management and process optimization. Recognized for enhancing operational efficiency and achieving 100% turnaround time on customer requests. Adept at stakeholder engagement and analytical thinking, driving impactful results in banking operations and financial analysis.
Overview
1
1
Certification
12
12
years of professional experience
Work History
Senior Analyst
Genpact India Pvt Ltd.
Bangalore
09.2021 - Current
- Maintained optimal cash flow and ensured liquidity for daily operations.
- Managed wire payment transactions across JP Morgan Chase, Citi Bank and Standard Chartered
- Calculated monthly fees for Citi and JP Morgan bank accounts to ensure accurate financial reporting.
- Processed FX transactions using the FXall system and managed netting operations
- Executed accurate reconciliation of bank accounts
- Oversaw banking operations for uncleared payments
- Processing all sorts of ACH batch Payment Runs/Check/Direct debit payments processed by the team in SAP PE1.
- Established new accounts in internal system following bank confirmation to streamline operations.
- Configured signatories for accounts based on change requests to maintain accurate access control.
- Set up accounts and managed credit limits as per business needs
- Created and revised SOPs for daily operations to ensure alignment with process developments
- Facilitated KYC document submission via DocuSign, ensuring timely regulatory adherence and compliance.
- Collaborated with external auditors to verify payment and receipt records
- Managed termination reports to ensure accurate access details are maintained
- Prepared monthly KPI reports to evaluate team performance and identify activity trends.
Payment specialist (SME)
ANZ support services
Bangalore
05.2019 - 09.2021
- Managed real-time payment processing across nine countries, ensuring timely and accurate transactions.
- Handled payment processing for GPP and BEAM channels
- Managed SWIFT payment processes including MT103, MT202 and MT199
- Verified payments by reconciling accounts receivable ledger and addressing identified variances
- Resolved account issues by collaborating with vendors and customers for effective communication and solutions.
- Collaborated with cross-functional teams to integrate subject matter expertise into projects.
- Presented findings and recommendations to stakeholders through clear, impactful reports and presentations.
- Implemented innovative methodologies for process improvement, enhancing overall operational efficiency.
Analyst
ANZ support services
Bangalore
05.2014 - 01.2019
- Prepared detailed reports on loan arrangements and fee calculations as part of Senior Analyst duties
- Led Business Process Automation for Drawdown as Senior Analyst
- Received Best Performer Award while excelling as Senior Analyst
- Earned Zero Hero status during three and a half years as Senior Analyst
- Enhanced process efficiency by implementing development and automation
- Achieved 100% Turnaround Time for customer requests and issues
- Boosted client satisfaction through timely resolution of concerns and proactive client interactions
- Led customer service initiatives to streamline support processes and improve response times.
- Coordinated loan disbursements and ensured timely preparation of disbursement letters for customers
- Managed loan disbursement process and communicated updates to customers, enhancing transparency.
- Managed credit limit adjustments for customer accounts.
- Reconciled fee discrepancies in office accounts to maintain accurate financial records. in office accounts and managed diverse voucher processing
- Compiled daily reports for settlement automation and turnaround times
- Trained new team members and developed comprehensive process documentation
- Contributed to three successful organizational transitions
- Established key performance indicators to track and measure business process improvements.
Education
M.Com. - Taxation
University College, Mangalore
Mangalore01-2013
B.Com. - Accounting and Tax
Canara College, Mangalore
Mangalore01-2011
12th - Commerce
Satya Sai Lok Seva PU College
Puttur, KA01-2008
10th -
Sri Rama Trust School
Napoklu, Madikeri01-2006
Skills
- Cash Management
- Banking Operations
- Loan Management
- Financial Analysis
- Accounts Reconciliation
- Reporting
- Process Optimization
- Operational Strategy
- Data Visualization
- MS Office
- Analytical Thinking
- Team Management
- Stakeholder Engagement
- Client Management
- Flexibility and Adaptability
Personal Information
Date of birth: 03/06/90
Interests
Won Inter-College Football Tournament in 2011 and 2013 Represented college in district level athletics Won Zonal level Hockey tournament in 2006
Projects
Bharath Auto Cars Pvt. Ltd., Mangalore, HRM in Automobile Industry- with Special Reference to Bharath Auto Cars Pvt. Ltd., 02/01/13 - 05/31/13
Training
- Export Vision 20-20 held at TMA Pai Hall, Mangalore
- National Conference on Information Technology and its Implication on Banking Sector (NCITIBS)
Disclaimer
All the details mentioned above are true and correct to the best of my knowledge and beliefs.
Certification
- Cybersecurity: Insider threat awareness
- Code of Business conduct and Ethics
- Conflict of Interest Compliance training
Languages
- English
- Hindi
- Kannada
- Coorgi
- Tulu
Hobbies and interests
- Sports
- Hiking
- A Car enthusiast
Timeline
Senior Analyst
Genpact India Pvt Ltd.
09.2021 - Current
Payment specialist (SME)
ANZ support services
05.2019 - 09.2021
Analyst
ANZ support services
05.2014 - 01.2019
M.Com. - Taxation
University College, Mangalore
B.Com. - Accounting and Tax
Canara College, Mangalore
12th - Commerce
Satya Sai Lok Seva PU College
10th -
Sri Rama Trust School