KARISHMA WAGLE
Mumbai
Summary
Dynamic financial analyst with expertise in KOTAK MAHINDRA BANK, adept at enhancing credit risk assessment and compliance. Proven track record in financial analysis and KYC compliance, leveraging Excel proficiency and strong problem-solving skills to drive effective decision-making and improve service delivery. Committed to delivering tailored financial solutions that meet client needs.
Overview
13
13
years of professional experience
Work History
financial anlysis
KOTAK MAHINDRA BANK
10.2023 - Current
- Analyzed financial statements to assess credit risk effectively.
- Facilitated NR Wealth and Privy underwriting processes to improve decision-making outcomes.
- Processed trade finance and core banking transactions to ensure accuracy.
- Performed account management documentation and validation for compliance.
- Addressed operational and financial issues to improve service delivery effectiveness.
- Monitored compliance with banking regulations and internal policies to mitigate risks.
VRM
ICICI PRUDENTIAL AMC
04.2022 - 10.2023
- Provided market updates to customers to assist them in diversifying their investments in different asset classes
- Onboard new investors for mutual funds and guide investment in direct mutual funds
- Updates KYC in customers' accounts for onboarding
- Verify and process documents for name changes, nominees, new portfolios, dematerialization, and transfers
- Educate customers on asset classes, including equity, debt, and commodities, to facilitate effective investment diversification
- A leading asset management company focused on mutual funds
EXECUTIVE
HDFC SECURITIES LTD
08.2016 - 03.2019
- Assisted customers with financial investment strategies to align with their goals
- Executed buy and sell orders for equities and derivatives in investor trading accounts
- Recommended equity and derivative trades based on expert analysis to optimize client portfolios
- Assisting Customers regarding financial investments
- Apply for buyback, IPO and other financial products
- Dispatched Profit and Loss and capital gain statements for ITR returns
- Updating KYC and checking the system for onboarding new customers
- Supported clients with tailored financial solutions at a reputable financial services firm.
EXECUTIVE
HDFC SECURITIES LTD
10.2012 - 02.2015
- KYC for onboarding new customers
- Managed escalations to ensure timely resolution and customer satisfaction
- Serving customers for overall financial products
- Resolved customer queries and complaints to enhance overall service experience
- Updated customer KYC information in compliance with regulations
- Delivered investor P&L and capital gain statements to provide transparency and support informed investment decisions
- A leading financial services company providing comprehensive financial solutions
Education
B. COM -
CHINAI COLLEGE
mumbai06.2012
Diploma in finance and accounting -
NIIT
mumbai01.2012
HSC -
ADV.P.R. NAMJOSHI COLLEGE
06.2009
SSC -
M.D.NAIK HIGH SCHOOL
06.2007
Skills
- Salesforce and Outlook
- Reliability and Bcif,Finacle,vision plus
- Excel proficiency
- Financial analysis and reporting
- KYC compliance and risk assessment
Timeline
financial anlysis
KOTAK MAHINDRA BANK
10.2023 - Current
VRM
ICICI PRUDENTIAL AMC
04.2022 - 10.2023
EXECUTIVE
HDFC SECURITIES LTD
08.2016 - 03.2019
EXECUTIVE
HDFC SECURITIES LTD
10.2012 - 02.2015
B. COM -
CHINAI COLLEGE
Diploma in finance and accounting -
NIIT
HSC -
ADV.P.R. NAMJOSHI COLLEGE
SSC -
M.D.NAIK HIGH SCHOOL