KARISHMAA NYAYAM RAJKUMAR
Chennai
Summary
Detail-oriented Data Management and KYC Operations Professional experienced in regulatory compliance, sanctions screening, and process optimization. Delivered high-quality results by identifying process improvements and supporting risk mitigation while fostering collaboration within teams. Focused on continuous learning and leveraging analytical thinking to develop innovative solutions in fast-paced environments.
Overview
2
2
Languages
1
1
Certification
7
7
years of professional experience
Work History
Assistant Manager
BNP Paribas
Chennai
08.2024 - Current
- Conducted KYC and CDD/EDD reviews for individuals and corporate clients, ensuring compliance with regulatory requirements.
- Perform secondary-level AML investigations and sanctions screening (real-time and post-transaction) using Fircosoft/Shine vision, identifying potential OFAC, EU, and regulatory breaches.
- Monitor transactions to identify unusual or suspicious patterns and escalate cases for further investigation.
- Ensured adherence to global regulations such as FATF recommendations and local AML regulatory frameworks.
- Conduct sanctions screening using World-Check, OFAC, and other regulatory watchlists to identify potential compliance risks.
- Identified gaps in AML/KYC processes and recommended enhancements, contributing to continuous improvement efforts.
- Mentored junior analysts and reviewed casework, ensuring quality and consistency in compliance efforts.
Senior Data Steward
Intertrust Group A CSC Company
Chennai
09.2019 - 07.2024
- Conduct data profiling, validation, cleansing and maintaining quality through data governance to enhance the data quality.
- Performed data enrichment and corrected or removed incorrect, incomplete, or duplicate data within the dataset.
- Document client data accurately in the database to maintain comprehensive records. throughout lifecycle of Client Entity (Directors, UBOs Bank accounts and other related parties).
- Created entities and maintained comprehensive records of related parties within the Entity Management System.
- Perform due diligence on existing clients as part of File review.
- Liaise and communicate effectively with relevant internal parties to obtain KYC documents.
- Monitored client accounts for potential matches to designated sanctioned targets and prohibited lists.
- Supported multiple key Regulatory projects which include FATCA & CRS, Beneficial Ownership and Economic Substance.
- Perform filing in government portal (RCS) and update Entity Management System to capture filing date and place the filing evidence on respective document management system for company records.
- Verify Owner of the company, product & services offered and authorized representatives with source data for LLC & Corporation.
- Supported Annual account filing for Luxembourg office by liaising effectively with Business teams (Accounting, Legal, Corporate assistance, Business directors, etc.)) to obtain mandatory documents and consolidate various reports for filing.
- Verify Annual reports with Board of minutes, Shareholder resolutions, Legal document register etc. and get the necessary approval from the authorized person for filing.
- Perform State-mandated annual or periodical report filing for multiple States in the US through their State Department portal.
- Identified opportunities to enhance efficiency using analytical skills and implemented prompt solutions.
- Conducted training sessions on processes and tools including Viewpoint, Laserfiche, IRIS, SAP, Risk Engine, Fircosoft, and Shine vision for annual account and report filing.
- Proficiency in Microsoft Excel (formulas, reporting, and dashboard creation).
Education
Bachelor of Engineering - Computer Science
VENKATESWARA COLLEGE OF ENGINEERING
Chennai, Tamil NaduHIGHER SECONDARY -
SSKV MATRIC HIGHER SECONDARY SCHOOL
Kanchipuram, Tamil NaduSkills
- Problem-Solving
- Analytical Thinking
- Multitasking
- Troubleshooting abilities
- Good Verbal and Written communication
- Accuracy and attention to detail
- KYC compliance
- Regulatory reporting
- Transaction monitoring
- Team collaboration
- AML investigations
Certification
- Certified Anti Money Laundering Investigator (CAMI), 11/01/24
- Agile Job Simulation, JP Morgan Chase & Co
Accomplishments
- Selected for a 6-month Luxembourg assignment to support key annual filings and static data processes
- Strong track records of delivering results within deadline
- Led huddle board implementation to improve performance tracking and streamline issue resolution
- Delivery with speed and accuracy
Languages
Tamil, Telugu
First Language
English
Proficient
C2
Timeline
Assistant Manager
BNP Paribas
08.2024 - Current
Senior Data Steward
Intertrust Group A CSC Company
09.2019 - 07.2024
Bachelor of Engineering - Computer Science
VENKATESWARA COLLEGE OF ENGINEERING
HIGHER SECONDARY -
SSKV MATRIC HIGHER SECONDARY SCHOOL