MS - Excel
Karthik Ganesh
Manager - Account Receivable
Bengaluru
Summary
Results-driven Accounts Receivable Manager with over 9 years of experience in the finance sector, specializing in optimizing cash flow and enhancing financial operations. Currently pursuing the US CPA designation to strengthen expertise in aligning operational management with strategic financial initiatives. Committed to excellence in fiscal oversight and prepared to tackle senior leadership challenges within a dynamic corporate environment. Proven ability to drive efficiency and foster collaboration across teams, ensuring robust financial health and organizational success.
Overview
12
12
years of professional experience
3
3
Certifications
Work History
Manager - Accounts Receivable
Flatworld Solutions Private Limited
Bengaluru, India
04.2025 - Current
- Maximized performance by monitoring daily activities and have accomplished the highest monthly and quarterly collections percentage in the past three years.
- Streamlined workflows by identifying bottlenecks in existing systems and implementing appropriate solutions.
- Implemented customer feedback mechanisms to gather insights, using this information to guide strategic planning and decision-making.
- Coordinated with IT department to upgrade technology infrastructure, enhancing operational efficiency and data security.
- Maintained close to 90% accuracy in cash flow projection.
- Handled data migration from the internal accounting system to Oracle NetSuite.
- Preparation of customer churn report, BDR report, and AR aging analysis.
- Preparation of sales projection vs. actual sales report and variance reports to management.
- Prepared a customer profiling report for the team to strategically decide and follow up with the client to maximize collections, with a minimum of escalations.
- Assisted in budget preparation, ensuring alignment with financial goals.
Assistant Manager - AR
Flat World Solutions Private Limited
Bengaluru, India
04.2023 - 03.2025
- Supervised day-to-day accounts receivable operations across all the service lines at the group company level.
- Handled client escalations and improved customer satisfaction by addressing and resolving complaints promptly.
- Promoted teamwork within the workplace by encouraging collaboration among staff members on various project tasks.
- Monitored sales trends to adjust pricing strategies for optimal profitability.
- Assisted in budget preparation, ensuring alignment with financial goals.
- Conducted employee performance evaluations, providing constructive feedback for growth and development.
- Oversaw daily cash reconciliations, ensuring accurate financial reporting, and minimizing discrepancies and cash application.
- Coordinating with global debt collection agencies to recover the doubtful debts.
- Maintained an aggregate of 97% revenue collections at the team and individual levels.
Senior - Account Receivable Analyst
Flatworld Solutions Private Limited
Bengaluru, India
08.2020 - 03.2023
- Proactively follow up with clients for payments within the designated business unit, ensuring timely collections.
- Have consistently maintained a 97% collection rate, demonstrating a strong commitment to achieving collection targets.
- Conduct weekly and monthly collection meetings with the Sales and Operations teams to review outstanding accounts and strategize on collection efforts.
- Responsible for sharing monthly revenue reports with management, providing clear insights into the financial status of the business unit.
- Handle the process of raising invoices and validating contracts to ensure data accuracy and compliance.
- Diligently work to maintain less than 2% of overall revenue in the accounts receivable aging category, exceeding 90 days.
- Mitigated risk of bad debts by maintaining an updated watchlist for high-risk customers and promptly reviewing their account statuses.
Customer Delight - Executive
Bundle Technologies Private Limited
Bengaluru, India
11.2018 - 09.2019
- Managed over 150+ customer chats per day and have maintained 90% CSAT.
- Solving the client concerns and queries, and updating the same in the database.
- Resolving payment-related concerns and initiating a refund for the same.
- Handling Social Media Escalations.
- Verifying the payment details in the payment gateway and the database.
- Identified trends and assessed opportunities to improve processes and execution.
- Located bottlenecks to streamline existing processes.
Accounts and Sales
Auto Acceleren pvt ltd. (Freelance)
Bengaluru, India
12.2016 - 10.2018
- Preparation of the invoice, monthly reconciliation, and update into the database.
- Accounts Receivables: Follow up on payments, check for bill errors, and update prices in accounts software.
- Updating and tracking purchase invoices, updating the accounts payable details, and tracking payments made to the manufacturers.
- Recording stock inward and outward movements. Preparation of monthly payment records and reports on a market and regional basis.
- Achievements:
- Achieved 20% of total sales by the third month from the DOJ.
- Handled regional records independently.
- Also handled operational and sales activities simultaneously.
- Helped the organization with human resource errors, attrition rates, and delivery errors.
GIR Research Analyst
Goldman Sachs
Bengaluru, India
01.2015 - 01.2016
- Perform due diligence checks for the clients, and have met 100% in compliance checks before onboarding clients.
- Review client service agreements and invoices.
- Performed valid and accurate market research for multiple clients.
- To entitle the clients to access the investment report through the company portal and other third-party vendor platforms.
- Maintain and handle the client database through various online professional platforms, and advise clients on current trends in the respective markets as per the reports.
Business Associate
Ernst & Young
Bengaluru, India
01.2014 - 01.2015
- Research and update all required materials needed for the firm and its partners.
- Entered details such as payments, account information, and call logs into the computer system.
- Handle client calls and business emails, and coordinate with various teams to complete the billing process with 98% quality score.
- Review, evaluate, and approve the monthly service bills for the clients.
- Prepare a non-compliance tracker for the clients to update the correct tax details in our internal portal for tax filings.
- Supporting the tax departments and other various departments to complete the service rendered to the client.
- Verified data integrity and accuracy.
- Engaged with customers to build business relationships.
Education
BBA - Finance
St. Joseph’s Evening College
Bangalore 04.2001 -
US CPA (Pursuing) - Accounting And Finance
AICPA
India 04.2001 -
Skills
Team leadership & Strategic planning
Operations management
BDR Management
Negotiation
Data analysis (AR Aging analysis, DSO, Customer Churn)
Trend analysis
Analytical skills
Cash Flow forecasting, Variance Analysis, Sales projection
Client Management & Dispute Resolution
Decision-making
Communication & Stakeholder Management
Process Improvement
Credit Control & Risk Assessment
Accomplishments
1) successfully assisted Finance Team in Data Migration within a year.
2) Have achieved the best collection rates both Individual and at Team level in the last 3 years.
3) Reduced DSO by 35% compared to previous year.
4) Have maintained close to 90 % accuracy in cash flow projection.
Software
MS - power point & Word
Oracle - Netsuite
Certification
Certified in Six Sigma - Yellow & Green Belt (2025)
Timeline
Certified in Six Sigma - Yellow & Green Belt (2025)
04-2025
Manager - Accounts Receivable
Flatworld Solutions Private Limited
04.2025 - Current
Assistant Manager - AR
Flat World Solutions Private Limited
04.2023 - 03.2025
Senior - Account Receivable Analyst
Flatworld Solutions Private Limited
08.2020 - 03.2023
Customer Delight - Executive
Bundle Technologies Private Limited
11.2018 - 09.2019
Accounts and Sales
Auto Acceleren pvt ltd. (Freelance)
12.2016 - 10.2018
Advance excel and Dashboard online course (2015): course on power pivot tables, advance excel formulas, dashboards for performance management and productivity records
01-2015
GIR Research Analyst
Goldman Sachs
01.2015 - 01.2016
NCCMP and NSDC (Sep-2013 – Feb 2014): complete course in financial markets and derivatives and certified by NSE.
02-2014
Business Associate
Ernst & Young
01.2014 - 01.2015
BBA - Finance
St. Joseph’s Evening College
04.2001 -
US CPA (Pursuing) - Accounting And Finance
AICPA
04.2001 -
Tools
- Oracle - Netsuite - creation of Sales order, Invoicing, cash application, AR aging analysis.
- MS Office, proficiency on working with excel for formatting the portfolio details & Outlook, frequently used in Communicating with the clients and other multiple teams.
- I-Queue, Internal tool used in updating the clients Tax details and others docs for cross verifying before billing the clients.
- Bloomberg, Factset, Thomson Reuters, Capital IQ, Internal portal to cross check the usages of different investment reports used by the clients and entitling the new clients to view the reports.
- Non-Complance Tracker – preparing the executive report for the partners and directors to summarize the different type of clients who fall under different tax services on quarterly basis.
- GS 360 – internal analytical portal to view our internal client credentials before providing advisory services on the new and existing stocks and stock ratings.