Summary
Overview
Work History
Education
Skills
Websites
Timeline
Generic

KARTHIKEYAN GOPAL

Bengaluru

Summary

Resident A goal-driven and experienced AML professional with over 7+ years of AML Fraud analysis and Know Your Customer, Sanctions alerts clearing, narratives writing, and Suspicious Activity Report filing. Proficient in the analytical aptitude of Customer Due Diligence and Enhanced Due Diligence process and methodology to identify patterns and trends to communicate, With a robust background in AML/KYC compliance and process and methodology to identify patterns and trends to communicate risks to management. Successfully managing multiple competing priorities and deadlines.

Overview

7
7
years of professional experience

Work History

AML KYC Analyst

Adecco Middle East
01.2024 - 05.2024
  • Efficiency in the AML and Sanctions Screening process
  • Secured, analyzed and evaluated information and documents for KYC profile remediation and due diligence
  • AML gap assessments for High-Risk Countries, Onboarding, periodical review
  • Cleared or escalated AML alerts stemming from structuring, high cash volume, and high-risk
  • Reviewed cases for validity, and performed Enhanced Due Diligence (internal and external case audit) W8/W9 US and Non US Resident
  • Drive execution of CRS-FATCA and KYC rule according to CBUAE guideline
  • Survey KYC documentation of Retail/Element Clients and gather significant KYC data from portal
  • Coordinate with the AML/Fraud unit following all legal and regulatory requirements and standards
  • Recognize important associated parties through audit of KYC archives and ID reports provided during onboarding
  • Escalated red flags to the AML team promptly based on knowledge of common AML typologies.

AML KYC Analyst

Barclays bank
12.2022 - 10.2023
  • Monitor, review and complete detailed analysis and investigation of transactions referred for possible sanctions, money
  • Working with Transaction Monitoring, Customer Due Diligence, Customer Operations and Fraud Operations teams
  • Liaising with 2nd line MLRO/Compliance team where necessary to gain advice on cases, to ensure the right outcome is delivered
  • Deliver meaningful data analysis and insights to drive process improvements
  • Complete Suspicious Activity Reports (SARS) including Defense Against Money Laundering SARS (DAML SAR) and Defense Against Terrorist Financing
  • Support the bank with law enforcement requests in relation to financial crime.

Fraud preventation compliance

Ust global
07.2020 - 05.2022
  • Investigating OTP Fraudulent payment and suspicious transactions alerts in the system, prechecks
  • Customer due diligence and risk assessments
  • Collaborated with internal stakeholders to address any identified risks or concerns related to KYC/AML document review entity Onboarding processes with client, ensure legal requirement
  • Contact for all inbound payment inquiries, including incidents but not limited to ACH, wires, checks
  • Credit card Fraud, Wire Payments Vendors FraudsTo audit KYC documentation of Retail/Substance Clients and get-together the pertinent KYC data from accessible assets/frameworks/reports for data tidy-up action
  • Investigating and documenting all violations of compliance Payments to determine necessary actions
  • Assessed the operating process of financial review and fraud identification to find flaws, optimize workflow and prevent fraud, conducted risk assessment on individual transactions.

Senior officer

Client -standard chartered global business services
07.2019 - 05.2020
  • KYC procedures for swifter customer onboarding, SPV, NBFI
  • The main focus of KYC is to prevent financial crimes such as money laundering, tax evasion, corruption, and terrorist financing
  • Preventing fraudsters from conducting fraudulent ICOs is also one of the KYC benefits
  • Manual KYC costs are pretty high, automating know-your-customer procedures using identity verification solutions is a step in the right direction
  • Screening customers against the major global sanctions lists is a fundamental facet of complying with sanctions and export control laws on dual-use goodsProtects customer's sensitive data from going into the wrong hands.

Sanctions trade compliance

Quess Corp Client -ANZ Banking Group
05.2017 - 03.2019
  • Conducted detailed reviews of sales and export orders to assess compliance with sanctions and export regulations, focusing on BIS Military End User (MEU) rule adherence.
  • Collaborated with Export and Sanctions Compliance teams to implement Sanctions Compliance program, advising on risk management strategies.
  • Reviewed and ensured the adequacy of the USA Patriot Act supplied by the Bank's foreign
  • Monitored vessels-trade and trade goods services, entity, document review, dealing with port vessel LC document
  • Performed ad-hoc screenings to include vendors, 3rd party payees, Entity, UBO
  • Monitored vessels-trade and trade goods services, entity, document review, dealing with stakeholders
  • Guaranteed The board Data (MI) connected with CRS/FATCA/KYC are submitted on a regular schedule.

Education

BACHELOR OF COMMERCE WITH FINANCE -

Madurai Kamraj University
Madurai, India
01.2015

Skills

  • Regulatory Knowledge: Expertise in EAR, ITAR,
  • Anti Money Laundering-Compliance Sanctions
  • Payment frauds,Trade Compliance
  • Due Diligence
  • OFAC ,FATCA CRS W8/W9
  • Tools- Power BI, SAP GTS
  • Risk Assessment
  • Red flags, Military sanction and dual goods

Timeline

AML KYC Analyst

Adecco Middle East
01.2024 - 05.2024

AML KYC Analyst

Barclays bank
12.2022 - 10.2023

Fraud preventation compliance

Ust global
07.2020 - 05.2022

Senior officer

Client -standard chartered global business services
07.2019 - 05.2020

Sanctions trade compliance

Quess Corp Client -ANZ Banking Group
05.2017 - 03.2019

BACHELOR OF COMMERCE WITH FINANCE -

Madurai Kamraj University

Similar Profiles

CREATE PROFILE
KARTHIKEYAN GOPAL