Kartik Gupta
Rewari
Summary
Data Scientist with 1.5 years of experience in machine learning, credit risk scorecards, and statistical analysis. Skilled in translating complex data into actionable insights for risk reduction and business growth.
Overview
2
2
years of professional experience
Work History
Data Scientist
FatakPay Digital Pvt. Ltd.
Mumbai
03.2024 - Current
- Created an end to end D2C credit risk scorecard utilizing logistic regression and XGBoost.
- Achieved a 9.11% enhancement in model accuracy through advanced techniques and hyperparameter optimization.
- Implemented cross-validation and feature engineering to enhance the model's predictive accuracy.
- Achieved a 4.7% increase in credit risk assessment accuracy, enhancing decision-making for lending.
- Processed bureau data from CRIF and Equifax for better borrower profiling and enabled smarter, more reliable lending decisions by enhancing borrower profiles.
- Conducted repayment reconciliation across bank, Razorpay, and system records, achieving full alignment and reducing errors by 30%.
Data Scientist I
Roopya.money (Backed by 100X.VC)
Gurgaon
04.2023 - 02.2024
- Boosted accuracy by 13.3% through constructing a predictive credit risk model utilizing Scikit and statistical methods.
- Streamlined data processing and enchanced efficiency with automated ETL pipelines using Python scripts.
- Completed client-requested 'Reject Inferencing' project, boosting credit risk assessment by approximately 8%.
- Created dashboards to monitor key performance indicators related to customer acquisition, retention, and engagement.
Data Analyst Intern
Make me Builder
06.2022 - 09.2022
- Developed and maintained black box predictive models to identify customer segments for targeted marketing campaigns.
- Used Python and SQL to clean and prepare data, achieving an 11% improvement in data quality.
- Performed exploratory analysis on large datasets using SQL and Python libraries such as Pandas, NumPy, Scikit-Learn, and Matplotlib.
Education
Bachelor of Science - Data Science & Artificial Intelligence
The NorthCap University
Gurgaon, India01.2023
Skills
- Python
- SQL
- Tableau
- Machine learning
- Predictive modeling
- Statistical analysis
- Credit risk
- ETL processes
- Data Preprocessing
- Scikit-learn
- LLM – Generative AI
- GCP - AWS
- Problem-Solving
- Communication
Affiliations
- Data Modelling
- ML Ops
- Reading
- Cooking
- Travelling
Accomplishments
- President of The Puzzle Club, led The Puzzle Club, a club under NCU, since its inception in November 2020
- Served as Public Relations and Marketing Head at 'CREATOR'S GARAGE CLUB' on college premises
Languages
Hindi
First Language
English
Proficient (C2)
C2
Spanish
Beginner
A1
Timeline
Data Scientist
FatakPay Digital Pvt. Ltd.
03.2024 - Current
Data Scientist I
Roopya.money (Backed by 100X.VC)
04.2023 - 02.2024
Data Analyst Intern
Make me Builder
06.2022 - 09.2022
Bachelor of Science - Data Science & Artificial Intelligence
The NorthCap University
Similar Profiles
Pooja SoniPooja Soni
Manager – Corporate Partnerships at FatakPay Digital Pvt. Ltd.Manager – Corporate Partnerships at FatakPay Digital Pvt. Ltd.
Jinisha ShahJinisha Shah
Customer Success Executive at Locobuzz Solutions Pvt. Ltd.Customer Success Executive at Locobuzz Solutions Pvt. Ltd.
Raunaq DuttaRaunaq Dutta
Associate Vice President at Fatakpay Digital Private LimitedAssociate Vice President at Fatakpay Digital Private Limited
Ayush YadavAyush Yadav
Software Developer Intern at Blu CliffSoftware Developer Intern at Blu Cliff
Sanjana YadavSanjana Yadav
Intern at Vita Plant RohtakIntern at Vita Plant Rohtak