Kashif Faisal
KYC AML Analyst
New Delhi
Summary
Professional KYC specialist with strong background in risk assessment, regulatory compliance, and client onboarding. Proven track record in identifying potential risks and implementing effective solutions. Adept at fostering team collaboration and adapting to changing requirements. Known for analytical skills, thoroughness, and reliability in high-stakes environments.
Overview
16
16
years of professional experience
8
8
years of post-secondary education
3
3
Languages
Work History
Senior KYC Analyst
Genpact India
05.2019 - Current
- Working for Toronto Dominion (TD) Canadian bank
- Conducted comprehensive risk assessments and due diligence to enhance KYC compliance.
- Enhanced compliance by serving as a KYC expert, supporting audits and regulatory evaluations.
- Refined the client onboarding procedure, enabling faster account establishment.
- Performed quality assurance checks on completed KYC files, ensuring accuracy and completeness while adhering to internal policies and regulatory standards.
- Performed comprehensive reviews and documented findings on merchants for KYC and regulatory adherence.
- Respond to information requests regarding the Firm's AML/ FCRM program, within defined guidelines
- Client Screening and reviewing of Sanctions
- Reviewing UTR/STR request to compile evidence regarding transaction details in different tools
- Reviewing and completing various types of transaction, and detailed reporting on it
- Worked for an Australian Bank, Latitude Financial Services as Support line supervisor
- Job responsibility includes, receiving inbound calls, resolving customer queries, guiding and assisting for documentation
- Assisting Latitude business partner, in processing sales, invoice settlement and adjustment of pending sales
- Assessing documents for credit card
- Checking and analyzing Payslip, bank statement, ITR, rental income documents and documents related to Centre-link benefits
- Checking bank statement for suspicious and gambling transaction, direct debit dishonor, loan repayment details
- Checking credit history on Equifax and latitude internal portal
- Worked in Fraud prevention and customer verification team (KYC) for completing facial verification and Biometrics
- End to end process of documents
- Making outbound calls to understand customer prospective, guiding and advising for missing documents, resolving issues or queries, related to documents
- Assisting Latitude Account manager with their queries regarding accounts, application, pending sales and credit adjustment voucher
Branch Processor -Business Banking
Emirates NBD
05.2011 - 04.2016
- Taking care of Customer service of Walk-in customer, for their Loan requirements, complaints and queries
- To raise service request for customer through CRM (Customer relationship management) and also P2P system to request necessary items for branch
- Ensuring client retention by providing strategic financial recommendations
- Doing Credit check of the customer and coordinating with Group Credit team for file validation and analysis
- Taking care of Branch audit to adhere with compliance issues
- Making reports of Daily Sales MIS, Disbursal MIS, and CPV MIS
- Monitoring the status of accounts being processed and doing detailed data entry for the file
- Reviewing, analyzing and credit check of Organization and financial data to optimize retention rates, repayment track, and customer satisfaction to protect against loss
- Conducting initial screening of applications sourced by Sales officer
- Fraud prevention by checking internal portal of blacklist customer, Em-credit (Credit Bureau), past delinquency, Collection feedback from other department before sending to group credit team
- Taking care of logged cases of branch for compliance and STR (suspicious transaction review) report from compliance team
- Giving product and process training to new joiner in the branch
- Develop, implement, and monitor training programs within an organization
Relationship Officer
Links Marketing
10.2008 - 05.2011
- Worked as Relationship officer for Abu Dhabi commercial bank
- Achieving assigned sales target of credit card and FD
- Doing cold calling and field visit for prospective customers
- Completing the application filing and processing
Education
Bachelor of science -
Magadh University
05.2011 - 04.2016
Intermediate - undefined
BIEC
10.2008 - 05.2011
Skills
Customer due diligence
Time management aptitude
AML compliance
Enhanced due diligence
Transaction monitoring
Account verification
Loan underwriting
Customer service
Timeline
Senior KYC Analyst
Genpact India
05.2019 - Current
Branch Processor -Business Banking
Emirates NBD
05.2011 - 04.2016
Bachelor of science -
Magadh University
05.2011 - 04.2016
Relationship Officer
Links Marketing
10.2008 - 05.2011
Intermediate - undefined
BIEC
10.2008 - 05.2011
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