Kathiresan M
Bengaluru
Summary
Experienced compliance and product owner(PO) cum Scrum Master professional with a vast exposure to investment banking, and corporate training. Expertise in AML, KYC, regulatory reporting, financial crime compliance (CDD&EDD), and transaction monitoring. Proven track record in training global stakeholders, performing data reconciliation, and leading the developers for products using industry-leading tools and techniques.
Overview
18
18
years of professional experience
1
1
Certification
Work History
Senior Associate VP
Wells Fargo
11.2023 - Current
- Enterprise Risk Management - Identify, assess & monitor enterprise-level risks across business functions. (1st and 2nd line of defense)
- Risk control self-assessment - Ensuring alignment with risk appetite and regulatory requirements
- Conduct risk Monitoring - Safeguard organizational integrity and ensure ethical practices across business lines. (LOBs)
- Create, prioritise, sequence, and maintain the Product Backlog.
- Assist with the elaboration of Epics, Themes and Features into user stories that are granular enough to be achieved in a single sprint.
- Understand financial benefits of work and monitor where appropriate.
- Actively participate in daily standups, print Planning, Showcases and Retrospective ceremonies.
- Use metrics to ensure feedback from customers is captured as well as continually reviews product progress.
- Provide ongoing support for platforms as required e.g. problem and incident management
- Co-develop the squad mission with the Portfolio Lead and refine the mission where required.
- Experienced in leading and manage a team of test engineers across multiple projects.
- Led fraud risk assessments across business units to identify vulnerabilities and strengthen preventive controls.
- Implemented AML/KYC frameworks ensuring compliance with regulatory standards and reducing exposure to financial crime.
- Convey the vision and goals at the beginning of every Release and Sprint and ensure the Squad remains aligned to these.
- Engage customers and stakeholders to ensure the Squad is building the right product and course correct if needed.
- Developed and monitored fraud detection systems using analytics, sanctions screening, and transaction monitoring tools.
- Investigated suspicious activities by analyzing financial records, digital footprints, and customer documentation.
- Conducted forensic reviews and root cause analysis to uncover fraud schemes and recommend corrective actions.
- Collaborated with compliance, legal, and IT teams to ensure holistic fraud management and investigation processes.
- Prepared detailed investigation reports documenting findings, evidence, and remediation strategies for senior management and regulators.
- Trained and mentored teams on fraud awareness, reporting protocols, and ethical practices.
- Enhanced fraud prevention frameworks by integrating lessons learned from investigations into policy and process improvements.
- Maintained confidentiality and chain of custody of evidence to support legal proceedings and regulatory audits.
- Policy Review & Procedure Management - Drafting, updating, and ensuring compliance with internal governance frameworks and external regulatory standards.
- Liaise with SEBI, RBI, and other regulatory authorities on filings, audits, and inspection requirements.
- Support the team on standardization of processes, documentation, analysis of technical issues, and research solutions.
- Overseeing test automation strategy and CI/CD alignment.
- Managing the current test environments and ensure test data integrity.
- Participate in meeting with various teams, and contribute for the areas and responsibilities handled.
- Understanding business & industry issues / trends. Ensuring timely delivery as per the defined timelines.
- Responsible for the operational matters including, billing, collections, efficiency and optimal utilisation of efforts and resources, monitoring engagement budgets, etc.
- Proactively taking up full responsibility of engagement deliverables.
- Facilitate the oversight and management of identified issues, including reviewing and approving remediation action plans, escalating concerns, and validating closure for high-risk issues.
- Ensure consistent controls testing practice across risk domains, business units, and legal entities.
Consultant
Ernst and Young LLP
07.2022 - 11.2023
- Operation Risk Management - Perform deep-dive analysis to identify trends in operational risk incidents, control breaches, and process gaps.
- Demonstrating empathy towards both end consumers and accommodation suppliers to drive positive changes in the accommodation ecosystem.
- Conceptualizing and building accurate, scalable, and impactful products and features.
- Financial Crime Compliance - Monitor adherence to regulatory obligations across anti-financial crime programs including KYC/AML frameworks.
- Client: Commercial Bank of Dubai (CBD).
Senior Analyst
Tata Consultancy Services
07.2015 - 07.2022
- KYC on-boarding & Trade settlement. Client: Morgan Stanley.
- Transaction monitoring, Payment screening & CDD, EDD and end to end KYC. Client: HSBC, SCB. (Standard Chartered Bank).
- Maintain monitoring and oversight of issues management and remediation, policy exceptions, and controls; tracking and reporting on compliance with applicable ERM Policies and Standards.
- Produce impactful and insightful thematic analysis to support proactive risk management.
- Engage with Data/Tech teams and Risk Enablement team for relevant models for risk aggregation and reporting based on Risk Treatment and Issues Management and related BAU execution.
Analyst
Wipro Ltd.
08.2013 - 06.2015
- Prime brokerage & Client reference data, Fixed Income
- Data Reconciliation, Robotic Process Automation.
- Client: Barclays Shared Services
Assistant Engineer
Infosys Technologies Ltd.
08.2007 - 05.2010
- Service Now - Ticket handling, L2/L3 support for BT
- Client: Pfizer, BT
Education
MBA - Finance and Marketing
Amity Business School
Noida01.2012
B.sc - Computer Technology
Anna university
01.2007
Skills
Investment banking expertise
Accomplishments
- Outstanding performer at work for two consecutive years and received R&R (Rewards & Recognition) Award in HSBC.
- Won best Outgoing student award in my under graduation (2007).
- Awarded for reporting the suspicious transaction by out calling the customers globally.
- Certified in Advanced anti Money laundering course through TCS ion.
Certification
Scrum Allianz Certified Scrum Master (CSM)
KEY RESPONSIBILITIES
- Ensuring the checks performed liaised with the bank's policies & procedures to sit at par of quality parameters.
- Analyze client needs and provide tailored recommendations to prevent, detect, and report suspicious activities.
- Interface with the project teams in the US (or other global teams, where applicable) and clients/Business teams.
- Participate on calls/meetings with the client and present updates/insights relating to the work performed
- Assist clients in establishing robust AML policies and procedures that comply with applicable laws and regulations
- Develop strategies for effective compliance monitoring and improvement of existing systems
- Manage and mentor a team of AML consultants and analysts.
- Oversee project teams, ensuring quality delivery and adherence to timelines.
- Conduct training sessions to enhance team expertise and knowledge in AML regulations and practices.
- Build and maintain strong relationships with AML professionals in the US, up to and including partners, principals and directors.
- Establish, implement and maintain risk standards and programs to drive compliance with federal, state, agency, legal and regulatory and Corporate Policy requirements.
- Oversee the Front Line's execution and challenges appropriately on compliance related decisions. Provide oversight and monitoring of risk-based compliance programs.
- Develop and oversee standards.
- Provide subject matter expertise with comprehensive knowledge of business and functional area.
- Provide compliance risk expertise and consulting for projects and initiatives with moderate risk for a business line or functional area.
- Ensured compliance with all AML laws, regulations and written procedures of customer KYC and transactions.
- Delivered compliance training to teams, improving alert resolution and adherence to regulatory guidelines.
Timeline
Senior Associate VP
Wells Fargo
11.2023 - Current
Consultant
Ernst and Young LLP
07.2022 - 11.2023
Senior Analyst
Tata Consultancy Services
07.2015 - 07.2022
Analyst
Wipro Ltd.
08.2013 - 06.2015
Assistant Engineer
Infosys Technologies Ltd.
08.2007 - 05.2010
B.sc - Computer Technology
Anna university
MBA - Finance and Marketing
Amity Business School