KAUSHAL S MISHRA
Mumbai
Summary
Detail-oriented and performance-driven trade finance professional with almost five years of experience in handling complex import and export transactions, with a proven ability to manage high volumes with accuracy under pressure, leading the team from the front, and delivering client-centric solutions in a global banking environment. Currently seeking opportunities to further leverage my skills in a dynamic, growth-oriented role.
Overview
9
9
years of professional experience
Work History
SENIOR TRADE PRACTITIONER (BAND 5 Checker)
IBM INDIA PVT LTD
Mumbai
08.2022 - Current
- Letters of Credit (LC):
Issuance (MT700), Amendments (MT707), and Utilization (Import & Export)
Export LC handling including advised/non-advised utilization, document checks, and post-shipment financing
Export & Import Collections – Opening, Acceptance, and Settlement - Payments & SWIFT Messaging:
Processing Import/Export remittances – MT103, MT202, MT202Cov
Hands-on with MX messages – Pacs.008, Pacs.009, and 009Cov
Knowledge of SWIFT messages: MT756, MT734, MT732, MT759, MT760, MT767, MT768, MT400, MT410, MT420, MT999 - Guarantees & Commissions:
Basic understanding of international guarantees (BG issuance/amendments), vetted by COE
Handling commission payments and settlements - Compliance & Risk:
Document screening as per compliance standards
Exposure to vessel checks, tariff/pricing validation, client-specific requirements
AML checks, ILMS & FX booking
Tracking reimbursement claims (MT742) - Process Management:
UAT execution for new process/system testing
Queue management under high-volume scenarios
Training and mentoring new joiners as per SOPs
Acting team lead during the team leader’s absence
Contributing to resolution of complex trade transactions - Tools & Systems:
MS Excel, Excel Loader, PowerPoint, Trade AI, FileNet, I-Vision, Swift.com, Swift Alliance, Xe.com, Case Tool, RBA Tool, Rate Viewer (COF, LIBOR, SOFR, Euribor), Manual Accounting Entries - Regulatory Frameworks:
Basic knowledge of UCP 600, URC, URR, ISBP
TRADE PRACTITIONER (BAND 3 maker)
IBM INDIA PVT LTD
Mumbai
05.2016 - 04.2018
- As a Maker, I managed daily operations, focusing on client satisfaction and adherence to turnaround times.
- Processed payments and remittances for imports, exports, and international guarantees.
- Ensured error-free transaction processing for MT103 and MT202, with knowledge of various SWIFT message types.
- Released and tracked reimbursement claims and authorizations using MT742 and MT740.
- Conducted AML checks and managed ILMS and FX bookings, performing user acceptance testing for project team.
- Efficiently managed queues during peak volume periods to maintain service quality.
- Trained new employees in standard operating procedures, monitoring progress for organizational improvement.
Education
Bachelors in - Management Studies
Annasaheb Vartak College
04-2015
H. S. C. -
Maharashtra Board
03.2012
S. S. C. -
Maharashtra Board
03.2010
Skills
- Teamwork
- Effective communication
- Team leadership
- Regulatory compliance
- Quality improvement
- Time management
- Environment Adaptability
- Problem solving
Recognition
- Promoted from Band 4 to Band 5 position in the year 2024
- Received Best Performer of the Month several times, with multiple rewards
- IBM Growth Award, 2023
Personal Information
- Date of birth: January 1, 1995
- Gender: male
- Nationality: Indian
Languages
- English
- Hindi
- Marathi
Hobbies and Interests
- Interested in all indoor and outdoor games
- Music lover
Other Experiences Highlight
- Training new associates and able to contribute in their progress to the management
- Able to lead the team in the absence of team leader
- Basic knowledge of UCP 600 and URC 522
- Active participation in resolution of complex transactions
System Application Experience
- MS Excel
- Excel loader
- PowerPoint
- Trade ai
- File net
- I-Vision
- Swift.com
- Xe.com
- Swift Alliance
- Case tool
- Rba tool
- Rate viewer (Cof, Libor, Sofr, Euribor rate)
- Manual accounting entries
Accomplishments
- Promoted from Band 4 to Band 5 position in the month of April 2024
- I have received the best performer of the month award several times, with many rewards
- IBM Growth Award in the year 2023
- I have been a part of and a pilot batch member for a process migration for SME operations (South Asian countries)
- Cash rewarded and appreciated for bringing Vietnam operations from the red zone to the green zone in terms of quality and client service
Affiliations
- I was part of the MT to MX payment migration team and successfully handled PACS payments, i.e. 008, Pacs.009, and 009Cov
- Being the head of the Fun Committee at IBM, I managed to organize and lead multiple employee engagement events and activities to boost team morale, workplace culture, and include the term ''fun at work''
- Trainer and mentor for new associates actively involved in onboarding and training new team members, contributing to faster team ramp-up and compliance with SOPs
- Active participant in UAT (User Acceptance Testing) projects, supported project teams in transaction testing and system enhancements for better accuracy and efficiency
- Team leadership during the absence of the team leader successfully led the team, managed queue volumes, and ensured workflow continuity in the absence of leadership
Timeline
SENIOR TRADE PRACTITIONER (BAND 5 Checker)
IBM INDIA PVT LTD
08.2022 - Current
TRADE PRACTITIONER (BAND 3 maker)
IBM INDIA PVT LTD
05.2016 - 04.2018
Bachelors in - Management Studies
Annasaheb Vartak College
H. S. C. -
Maharashtra Board
S. S. C. -
Maharashtra Board
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