Singing
Prashant Kumar Kaushal
Agribusiness Manager
Mirzapur
Work Preference
Summary
Dynamic and integrity-driven professional with extensive experience in government insurance schemes (PMFBY), life insurance business development, and digital banking operations. Proven ability to manage large-scale district operations, cultivate high-impact stakeholder relationships, drive field execution, and ensure regulatory compliance. Eager to transition into a strategic role within the insurance, banking, or financial services sectors, contributing to sustainable growth and operational excellence while delivering customer-centric solutions. Committed to continuous skill enhancement and leadership development to meet evolving industry demands.
Overview
8
8
years of professional experience
2
2
Certifications
3
3
Languages
Work History
Deputy Manager / District Coordinator - PMFBY
HDFC ERGO General Insurance
04.2021 - Current
- Managing end-to-end district operations of Pradhan Mantri Fasal Bima Yojana (PMFBY), including enrolment, servicing, policy management, and claims coordination.
- Acting as the single point of contact for district-level execution, coordinating with banks, CSC centres, agriculture departments, and government authorities.
- Driving farmer enrolment growth through structured planning, stakeholder engagement, and district awareness programs.
- Monitoring policy issuance, premium flow, data accuracy, and compliance with scheme guidelines and internal quality benchmarks.
- Leading district-level training programs and awareness camps for bank staff, VLEs, and field teams to improve performance and process adherence.
- Coordinating crop cutting experiments, surveys, and claim support activities, ensuring timely execution and grievance resolution.
- Overseeing and approving Crop Health Monitoring (CHM) activities on the CROPIC App, ensuring accurate geo-tagging, reporting, and validations.
- Preparing and presenting daily, weekly, and monthly MIS reports covering enrolment status, targets, claims, escalations, and risk indicators to State and Regional teams.
- Strengthening stakeholder relationships, resulting in improved scheme execution, faster issue resolution, and higher operational efficiency.
Assistant Manager - Digital Banking
Kotak Mahindra Bank Ltd.
11.2017 - 01.2021
- Core member of the Digital Banking vertical, reporting directly to the Branch Manager and Sales Team Manager.
- Drove acquisition of Kotak 811 digital savings accounts through field engagement, customer onboarding, and lead management.
- Managed customer calling, appointment scheduling, and sales tracking systems to improve conversions and follow-ups.
- Executed end-to-end KYC documentation, ensuring regulatory compliance and accurate customer profiling.
- Ensured initial funding, activation, and transaction readiness of newly opened accounts.
- Maintained systematic records and coordinated with branch teams to improve account quality and digital adoption.
Business Development Manager
HDFC Standard Life Insurance
01.2020 - 01.2021
- Recruited, trained, and managed a team of insurance advisors to consistently achieve business targets.
- Expanded agency network and executed field sales strategies to increase premium collections and policy issuance.
- Conducted regular training programs, joint customer meetings, and performance reviews to enhance advisor productivity.
- Built strong advisor and customer relationships, resulting in higher conversions and better persistency ratios.
- Ensured quality business sourcing and full compliance with IRDAI and internal audit guidelines.
Education
Secondary - CBSE
D.A.V. Public School
SonbhadraSenior Secondary - CBSE
D.A.V. Public School
SonbhadraB.Com (Hons.) - undefined
Lucknow University
Master of Financial Management - Risk & Insurance, General Insurance, Life Insurance
Faculty of Commerce, Banaras Hindu University
Varanasi01.2015
Post Graduate Diploma in Human Resource Management & Industrial Law - undefined
Faculty of Law, Banaras Hindu University
Varanasi01.2016
Skills
Advanced Excel skills
Certification
National Seminar on Legal Protection of Consumers in a Global Economy - Faculty of Law, BHU
Interests
Playing musical instruments
Gardening
Timeline
Deputy Manager / District Coordinator - PMFBY
HDFC ERGO General Insurance
04.2021 - Current
Business Development Manager
HDFC Standard Life Insurance
01.2020 - 01.2021
Assistant Manager - Digital Banking
Kotak Mahindra Bank Ltd.
11.2017 - 01.2021
Senior Secondary - CBSE
D.A.V. Public School
B.Com (Hons.) - undefined
Lucknow University
Master of Financial Management - Risk & Insurance, General Insurance, Life Insurance
Faculty of Commerce, Banaras Hindu University
Post Graduate Diploma in Human Resource Management & Industrial Law - undefined
Faculty of Law, Banaras Hindu University
Secondary - CBSE
D.A.V. Public School
Personal Information
- Hobbies: Singing, Playing musical instruments, Listening to music, Gardening
- Father's Name: Mr. Kishor Kumar
- Mother's Name: Mrs. Meera Devi
- Spouse's Name: Priyanka Kaushal
- Date of Birth: 03 December 1992
- Marital Status: Married
Pursuing Certification
Fellowship - Insurance Institute of India, Mumbai
Daughter Name
Prisha Kaushal
Personal data processing
I hereby declare that the above information is true and correct to the best of my knowledge and belief.
Accomplishments
- Presented and explained detailed about scheme PMFBY as well as RWBCIS at cluster and district Level.
- Prepaid detailed report of district of enrollments and claim for internal team and for government officials.
- Achieved 100-150% GWP in all seasons through effectively helping with team work.
- Used Microsoft Excel to develop inventory tracking spreadsheets. Created automated sheet for CCE to create all report at ones.
- Supervised team of 6 staff members.
- Documented and resolved all IGRS which led to low conflict.
singing and playing instruments
I enjoy singing and playing guitar. I regularly practice acoustic guitar and can perform basic to intermediate chords, strumming patterns, and sing along with Hindi songs.
Work Availability
monday
tuesday
wednesday
thursday
friday
saturday
sunday
morning
afternoon
evening
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Languages
English
Intermediate (B1)
Hindi
Advanced (C1)