KAUSTUBH KUDTARKAR

1. Preparation of MIO (Market Intelligence Opinion) Report for the proposals above 5.00 Cr. which includes

• Due Diligence - Scrutinizing CIBIL/CRIF/Experian, MCA/Probe42/ Nexsensus, Suit filed cases, NCLT/Court cases, External Credit ratings like CRISIL, ICRA, Care, Brickwork ,Internet Search.
• Visit to the Applicant's factory to evaluate factory operations & product manufacturing process.
• Contacting Customers, Suppliers, Bankers of Applicant and conducting Market inquiry in the market to get requisite information about the applicant and its product and to understand its future sustainability in the market.
• Verifying Machineries Quotations.
• Study of Industry outlook and current trend in market for the specific product/industry.

2. Managing Bank's Empanelment Process for TEV Consultants.

3. Verifying Pan bank CIBIL/CRIF Bill Payment

Value addition in current role-

• Gathered 25 years of Department data which was in paper format and converted it into easy one search detailed excel format which is now being used for reference in Current credit Proposals.
• Conducting extensive presentations and preparing reports on various industries i.e Textile, Hospitality, Solar, Steel, etc. which covers topics like industry outlook, manufacturing process, Raw material/ Finish good prices, Machineries used, licenses required, Major players and trend of the current market.

Achievements-

• Submission of Crucial Credit Proposals required on Urgent Basis.
• Received Performance linked Variable pay for Consecutive Two Years (FY 2022-2023 FY 2023-24).