Kaveri Gupta

Over 5 years of progressive leadership experience managing and mentoring credit underwriting teams for global enterprise clients across North America, Europe, and Asia. Spearheaded end-to-end credit risk assessment and portfolio management while driving cross-functional collaboration to optimize risk frameworks and business outcomes.

• Actively contributed to multiple pilot teams over time, during which I trained and mentored more than 50 underwriters and senior underwriters, enhancing their skills and supporting their professional development.
• Directed comprehensive financial analysis of complex multinational corporate structures to evaluate creditworthiness and sustainability.
• Designed and implemented credit controls that proactively identified high-risk accounts, reducing delinquency and portfolio risk.
• Streamlined underwriting workflows, achieving a 25% reduction in approval turnaround times without compromising credit quality.
• Delivered actionable insights and risk-adjusted return reports to senior leadership, influencing credit policy and decision-making.
• Collaborated closely with Product, Data Science, Compliance, Sales, and Customer Service teams to align credit operations with evolving business goals.
• Monitored merchant transactional and behavioral data to detect early signs of credit, fraud, and operational risks, supporting investigations and mitigation strategies.

• Performed deep-dive analysis of company fundamentals both quantitative and qualitative to assess business viability and investment potential.
• Delivered actionable insights from financial statements in accordance with GAAP and IFRS.
• Produced research reports with risk evaluations, trend analysis, market forecasts, and strategic guidance.
• Prepared client-ready presentations with clear, data-driven recommendations.

• Extracted and analyzed financial data from Bloomberg and Morningstar platforms.
• Performed fundamental analysis using regulatory filings and NAV calculations.
• Evaluated investment portfolios for top AMCs including Fidelity, JP Morgan, and Goldman Sachs.
• Maintained mutual fund holdings database with regular updates from Bloomberg Terminal.