Summary
Overview
Work History
Education
Skills
Certification
Awards
Websites
Timeline
Generic
Keerthana K

Keerthana K

Bengaluru

Summary

A seasoned Loan Operations professional with over 3.5 years of experience, currently driving end-to-end loan operations at Kroll for the past four months alongside a strong track record at Deutsche Bank’s Corporate Banking division. Proven expertise in credit agreement review, deal handling, back-office support, and risk mitigation. Recognized for a pragmatic, people-friendly approach, dynamic learning across multiple lending facets, and fostering team growth. Passionate about continuous improvement and seeking to leverage this skill set to drive corporate growth and operational excellence in a similar role.

Overview

3
3
years of professional experience
1
1
Certification

Work History

Consultant

Kroll Agenxy And Trustee Services
Bengaluru
03.2025 - Current
  • Loan origination and documentation, coordinating term sheets and drawdown conditions.
  • Credit agreement review, drafting amendments and ancillary schedules in collaboration with legal and credit teams.
  • Deal building for corporate and syndicated loan transactions, structuring tranches and pricing.
    Facility building, configuring borrower facilities, limits, and collateral packages in the loan system.
  • Margin changes and interest rate resets, applying revised pricing grids, and documenting approvals.
  • Work-in-Progress past due checks (WIP PD)
  • End-to-end loan processing, managing disbursals, drawdowns, and repayments, prepayments, fees, interests.
  • Amendments and restatements, negotiating covenant waivers, updating facility agreements, and ensuring system alignment.
  • Query handling and resolution, liaising with front office, credit, and operations teams to address exceptions. Mailbox management, triaging incoming requests, assigning workflow tasks, and maintaining SLAs.

Analyst - US Loan Operations

Deutsche Bank
08.2022 - 03.2025
  • Key Business Portfolios - International Private Bank (Major US Bilateral Portfolio), Agency (Loan Syndication), Kondor (Treasury Ops), Credit Solution group, Transportation Infrastructure and Energy (TIE),Municipality corporations (MUNI).
  • Managing Loan Servicing (Back Office) function which involves Servicing Loans in Loan IQ, Publish daily MIS report, Cash reconciliation & PD Investigation, resolution for the issues & queries.
  • Responsible for managing Lifecycle events on Bilateral Loan and Agented Deals such as processing new borrowings, increases, rollovers, pay-downs, commitment reductions, payments, daily transfer of loan proceeds; receipt of funds and matching incoming cash.
  • Continuous monitoring of key business-related activities and effectively document and communicate findings to management Validating Interest and Fee billing for the direct/Agented Loans, billing the customers and send pro-rata shares to the participants.
  • Review the reconciliation of positions, discrepancies in interest and fee payments etc. Investigating past-due items, suspense, receivables, expiring SBLC, etc.

Education

BBA - Finance

Mount Carmel Autonomous College
07.2022

PUC - Commerce

Mount Carmel PU college
06.2019

Class X - CBSE

KLE Society's School
06.2017

Skills

  • LOAN IQ
  • Loan Syndication
  • Interpersonal Skills
  • Adaptability
  • Client Servicing
  • Problem Solving
  • Critical Thinking
  • Credit agreement review
  • Process improvement
  • Team collaboration
  • Problem-solving
  • Client rapport
  • Loan processing

Certification

  • Financial Markets - Great Learning
  • Advance Excel
  • Basics of Corporate Finance - Alison
  • Fundamentals of Digital Marketing

Awards

DB Recognition Award 2023 - Deutsche Bank, Recognized as best team player and great asset to the bilateral team for Q3

Timeline

Consultant

Kroll Agenxy And Trustee Services
03.2025 - Current

Analyst - US Loan Operations

Deutsche Bank
08.2022 - 03.2025

BBA - Finance

Mount Carmel Autonomous College

PUC - Commerce

Mount Carmel PU college

Class X - CBSE

KLE Society's School

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Keerthana K