Khousalya
Kovur
Summary
Accomplished finance professional with a proven track record at TVS Credit Services Ltd, mastering General Accounting and People Management. Spearheaded the collection commission automation project, significantly enhancing efficiency. Recognized for exceptional leadership and project management skills, evidenced by multiple 'Employee of the Quarter' awards and successful process improvements.
Overview
18
18
years of professional experience
Work History
Manager – GL
TVS Credit Services Ltd
08.2023 - Current
- Responsible for management of end to end Collection, seizure and NIL POS commission process for Agencies for the Products – Two Wheeler, Used Car, Auto, Consumer Durable, Cross Sell, Used Commercial Vehicles in PAN India
- End to End Collection commission process includes, Deriving the agency collection commission calculations based on the approved grid by the respective product heads, Validation and exceptions management
- Booking of commission expenses, payment to the agencies including Collection Commission, Seizure Commission and NIL POS commission in SAP
- Handling GST and TDS related transactions pertains to agents
- Reconciliation of expense and advance ledgers related to Dealer and Collection Commission
- Single handedly initiated and completed the collection commission automation process within a time span of 3 months
- Recognised with Employee of the Quarter award
- Appreciated by the Management for successfully completing the collection commission automation process and making error free delivery of calculations and payment to agencies
- Expertise in static set up on all operations during transition
- Segregation of Transaction and Reconciliation in collection and dealer commission process
Deputy Manager - GL
TVS Credit Services Ltd
09.2018 - 07.2023
- Responsible for management of end to end Dealer commission process for TWO Wheeler & Tractor Dealers in PAN India
- End to End Dealer commission process includes, Deriving the Dealer sales commission calculations based on the approved structure by the Business Head
- Validation and exceptions management
- Booking of Dealer Sales commission expenses, payment to dealers including Sales Commission, Floor Manager Incentives, Special /Season contest incentives in SAP
- Reconciling the expense and advance ledgers related to Dealer Commission
- Handling GST and TDS related transactions pertains to the dealer and agents
- Handled the incentive calculation automation project for Collection and seizure Agencies and completed successfully
- User Acceptance Testing (UAT) for Agency Collection and seizure commission
- Conduct regular assessment in invoice validation, payment transactions, reconciliations etc., to ensure the Team are in line with the Standard Operating Procedures, SLA and Audit requirements
- Handling of internal and external audit meeting and query Management
- Interacting with external auditors to understand and manage requirements and expectations
- Actively involved in key efficiency projects
Senior Team Member
Ford Business Services Private Ltd.
12.2008 - 12.2010
- Collecting various reports including Income Statement, Balance Sheet from various locations where FORD is operating related to Corporate Income Tax
- Evaluating the taxes of each entity and filing the income tax return to the Federal Government
- Learned the Dividend sub processes in a short period
- Helped process leads in revising the process documentation and controls
- Won 'Star performer of the month' award five times
- Trained new joiners effectively
Teller and Front Office Executive
IndusInd Bank Ltd
06.2007 - 07.2008
- Teller and Front Office Executive in the Branch Banking with the job routine of cash receipts and Payments
- Taking care of clearing, handling customer queries and selling both banking products & third party products
- Learned the Clearing processes in a short period
- Error free banking transactions with other banks in the clearing house
Education
Master of Commerce -
ANJAC College of arts and Science
Sivakasi01.2007
Bachelor of Business Administration -
SFR College for Women
Sivakasi01.2005
Skills
- General Accounting
- People Management
- Project management
- Risk Management
- Team Building and leadership
- Process Improvements
- Time Management
- User Acceptance Testing (UAT)
- Product Management & Onboarding
Executive Summary
10, Experience in General Accounting - Experience in Payables, Reconciliation and Incentive Calculations.
Highlighted Skills
- General Accounting
- People Management
- Project management
- Risk Management
- Team Building and leadership
- Process Improvements
- Time Management
- User Acceptance Testing (UAT)
- Product Management & Onboarding
Timeline
Manager – GL
TVS Credit Services Ltd
08.2023 - Current
Deputy Manager - GL
TVS Credit Services Ltd
09.2018 - 07.2023
Senior Team Member
Ford Business Services Private Ltd.
12.2008 - 12.2010
Teller and Front Office Executive
IndusInd Bank Ltd
06.2007 - 07.2008
Master of Commerce -
ANJAC College of arts and Science
Bachelor of Business Administration -
SFR College for Women
Similar Profiles
Sudharshini BASudharshini BA
Area Manager at TVS Credit Services / Harita Receivables and Collection ServicesArea Manager at TVS Credit Services / Harita Receivables and Collection Services
Venkatesan ElumalaiVenkatesan Elumalai
Debt Recovery Officer at TVS CREDIT SERVICES LIMITEDDebt Recovery Officer at TVS CREDIT SERVICES LIMITED
PRASANTH PANNERSELVAMPRASANTH PANNERSELVAM
Field Officer at TVS Credit Services Pvt LtdField Officer at TVS Credit Services Pvt Ltd
Jebaz HebarJebaz Hebar
Business Analyst at TVS Credit ServicesBusiness Analyst at TVS Credit Services
Reshma KReshma K
Training Internship Program at Govt. Hr. Sec. SchoolTraining Internship Program at Govt. Hr. Sec. School