Kiran Bhatane
Senior Credit Manager
Ahmedabad,GJ
Summary
Results-driven credit management professional prepared for senior responsibilities. Adept at risk assessment, financial analysis, and portfolio management. Strong focus on team collaboration and achieving outcomes. Reliable, adaptable, and skilled in negotiation and strategic planning.
Overview
13
13
years of professional experience
Work History
Senior Credit Manager-Business Loan
HDFC Bank
Ahmedabad, India
08.2016 - Current
- Analyzed credit applications for accuracy and compliance with regulatory standards.
- Mentored junior staff on credit analysis techniques and best practices in risk management.
- Conducted regular training sessions to improve team knowledge of credit assessment tools and systems.
- Work cross-functionally with sales, management, and other departments to maintain effective operations.
- Developed and implemented credit policies to minimize risk exposure and enhance portfolio quality.
- Monitored accounts for signs of fraud and non-payment issues.
- Conducted comprehensive financial analysis to assess creditworthiness for both new and existing customers.
Senior Fundamental Data Analyst - II
S&P Global (Market Intelligence Unit)
03.2014 - 08.2016
- Analyzed large datasets to extract actionable insights for key business decisions.
- Daily basis exposure on various kind of reports IFRS and GAAP. (Annual, Quarterly & half yearly earnings release).
- Provide input & suggestion to improve existing process or to introduce new process in workflow.
- Resolving queries raised by clients as well as internal users.
- Conducting departmental level meeting to discuss the health of department.
- Presented analytical findings to stakeholders, facilitating informed decision-making across departments.
- Used statistical methods to analyze data and generate useful business reports.
- Leveraged advanced analytics to identify trends, enabling proactive business strategy adjustments.
Customer Service Executive
Motif InfoTech Pvt. Ltd
Ahmedabad, India
11.2012 - 03.2014
- Resolved customer inquiries and issues through effective communication and problem-solving techniques.
- Collaborated with team members to enhance service processes and improve customer satisfaction levels.
- Handled escalated calls efficiently, finding satisfactory resolutions for both customers and the company alike.
Education
MBA -
K.S.School of Business Management, Gujarat University
01-2012
BBA - undefined
K.S.School of Business Management, Gujarat University
01-2010
12th Commerce - undefined
M.S.M High School, GSHEB
01-2007
10th - undefined
M.S.M High School, GSHEB
01-2005
Skills
- Financial analysis and reporting
- Mentoring and training
- Decision-making
- Credit analysis
- Risk analysis
- Critical thinking
- Excellent communication
- Relationship management
Playing table tennis and chess
I like to play table tennis and chess. Also like reading books and listening to music.
Languages
English
Advanced (C1)
Marathi
Bilingual or Proficient (C2)
Hindi
Bilingual or Proficient (C2)
Gujarati
Bilingual or Proficient (C2)
Timeline
Senior Credit Manager-Business Loan
HDFC Bank
08.2016 - Current
Senior Fundamental Data Analyst - II
S&P Global (Market Intelligence Unit)
03.2014 - 08.2016
Customer Service Executive
Motif InfoTech Pvt. Ltd
11.2012 - 03.2014
BBA - undefined
K.S.School of Business Management, Gujarat University
12th Commerce - undefined
M.S.M High School, GSHEB
10th - undefined
M.S.M High School, GSHEB
MBA -
K.S.School of Business Management, Gujarat University