Summary
Overview
Work History
Education
Skills
Certification
Timeline
AccountManager
Kiran Kulkarni

Kiran Kulkarni

Business Analyst| QC KYC
Bengaluru

Summary

Experienced and detail-oriented Senior KYC/AML Analyst with over 7 years of progressive experience in global financial institutions, specializing in customer due diligence (CDD), enhanced due diligence (EDD), and anti-money laundering (AML) compliance. Proven track record in onboarding and reviewing high-risk clients across multiple jurisdictions, including corporate, institutional, and PEP-linked entities. Skilled in interpreting and applying regulatory standards such as FATF, BSA/AML, OFAC, and EU directives to ensure full compliance in a dynamic global landscape. Strong collaborator with legal, risk, and front-office teams to streamline KYC processes and support internal audits and regulatory examinations. Demonstrated ability to manage complex case investigations, identify red flags, and escalate issues in a timely and accurate manner. Recognized for analytical rigor, process optimization, and a high degree of professional integrity in safeguarding against financial crime.

Overview

9
9
years of professional experience
2
2
Certifications

Work History

QC KYC| Business Analyst

Genpact
03.2021 - Current
  • Conducting End to End global KYC checks
  • Experienced in review and checking Institutional KYC and investment banking KYC Reviews
  • Independent And Reliable Sources- Conducting Effective Quality Checker for the KYC job.
  • Successful implementation of customer KYC life cycles through Desktop research, Client outreach and Profile Completion.
  • Identification and Verification- Checking End to End KYC Profile Review to ensure highest quality to ensure adherence to the Regulatory requirements.
  • Customer Identification Process| Ownership Structure| IDV of UBO| Main Principals (Controllers)| Associated Parties| Sanctions| Screenings| Products| Risk Assessment.
  • IDV Of Entity Type Requirements: Foundation| Trust|LLP and other entity types.
  • Aware of various documents verification (IDV) of AOA, MOA Incorporation Certifications Trust deeds etc.
  • Cascade information’s/ updates to the analyst through SME sessions and impact changes to the relevant audiences.
  • As a Business Analyst (February, 2021 to March, 2022)
  • Appian Tools were used to perform client Profile file build.
  • End to End KYC from Customer identification process to CDD and EDD process.
  • Plausibility- Writing effective client summary which includes brief narrative of the clients’ details.
  • High risk personal Customer KYC Reviews.
  • Transactional Analysis- Credit Analysis, Debit Analysis- Transactional Summary
  • Part of Pilot project starting from HRP (High Risk Personal) clients to prepare baseline due diligence in accordance with client interactions.
  • Trainer Training New Batch on process related during refresher training sessions and on a new hire.
  • Actively participated in team meetings to share knowledge, exchange ideas, address challenges, and collaborate on potential solutions.
  • Managed time efficiently in order to complete all tasks within deadlines.
  • Passionate about learning and committed to continual improvement.
  • Worked well in a team setting, providing support and guidance.
  • Skilled at working independently and collaboratively in a team environment.
  • Proven ability to learn quickly and adapt to new situations.
  • Paid attention to detail while completing assignments.
  • Assisted with day-to-day operations, working efficiently and productively with all team members.

Associate

HSBC Electronic Data Processing
08.2018 - 12.2020
  • Desktop Research Pack- As an Associate KYC Maker, Conducting Investigations against Research Pack investigations and getting Requirements to proceed End to end KYC Checks.
  • Client Management- Handling Client management Calls inline with the Client management teams to obtain Requirements inline with the regulatory requirements.
  • Coordination with Client management team and establish effective communication with the Relationship Managers (client facing RM).
  • Screening- Ensure all the Screenings are monitored for the various customers. RDC| WorldCheck| Hub
  • Exposure to different Entity types KYC Reviews.
  • Prioritization and Completion and Optimum use of Operational Excellence

Level 2 Associate

State Street
02.2016 - 03.2018
  • End to End KYC Maker Role- CIP Identification, CDD and EDD Process. EDR, Periodic Review, Onboard
  • Risk Matrix assessment
  • Desktop Research and Profile build.
  • Delivered exceptional customer service, addressing complex problems efficiently to ensure resolution satisfaction.
  • Strengthened client relationships by maintaining timely and accurate follow-ups on inquiries and concerns.
  • Demonstrated adaptability in a fast-paced work environment, managing multiple priorities effectively.

Education

MBA - Banking And Finance

BEC DOMS
Bagalkot, India
04.2001 -

Skills

Global KYC

Certification

Globally Certified KYC AML Specialist by GO- AKS

Timeline

Globally Certified KYC AML Specialist by GO- AKS

12-2024

Certified AML KYC Compliance Specialist, V Skills India

01-2024

QC KYC| Business Analyst

Genpact
03.2021 - Current

Associate

HSBC Electronic Data Processing
08.2018 - 12.2020

Level 2 Associate

State Street
02.2016 - 03.2018

MBA - Banking And Finance

BEC DOMS
04.2001 -

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Kiran KulkarniBusiness Analyst| QC KYC