Kiran Kumar Rout
Khorda
Summary
Results-driven Finance & Accounting Professional with 5 years of experience in taxation, auditing, financial reporting, and credit analysis. Adept at managing financial statement analysis, account reconciliation, credit risk assessment, and portfolio management. Strong ability to optimize business resources and ensure regulatory compliance. Seeking a challenging role to leverage my expertise in financial management and taxation.
Overview
5
5
years of professional experience
Work History
Credit Relationship Manager
HDB Financial Services Ltd.
07.2023 - Current
- Credit underwriting for Commercial Vehicle Loans, managing 30 cases per month
- Ensured 95%+ turnaround time (TAT) achievement in loan processing
- Conducted post-disbursement customer visits and ensured portfolio quality management
- Coordinated with collections and sales teams for risk mitigation
- Performed financial statement & ratio analysis for strategic lending decisions
- Managed credit risk analysis, due diligence, and MIS reporting
- Led audit-related responsibilities to ensure compliance with financial regulations
Junior Accountant
SS Associates
08.2021 - 06.2023
- Assisted in tax audits and internal audits for multiple clients
- Managed income tax filing and GST filing on a monthly basis
- Conducted G/L account reconciliation and implemented necessary corrections
Accounts & Internal Audit Executive
SRB Associates
12.2019 - 07.2021
- Assisted in internal, cost, and stock audits
- Managed GST return filing, TDS preparation, and statutory tax payments
- Handled general ledger (G/L) accounts for multiple clients
Education
CMA Intermediate -
The Institute of Cost Accountants of India (ICAI)
01.2021
B.Com (Hons) - undefined
Kunja Bihari College
01.2016
Class XII - undefined
Kunja Bihari College
01.2013
Class X - undefined
Utkal Mani Uchha Vidyapitha
01.2011
Skills
- Financial Statement Analysis & Reporting
- Credit Risk Assessment & Underwriting
- Cash Flow & Funds Flow Analysis
- Account Reconciliation & Auditing
- GST & Income Tax Filing
- Cost Control & Budgeting
- Relationship Management
- Advanced Excel
- Tally ERP 90
- MS Office
- Analytical & Detail-Oriented
- Problem-Solving
- Leadership & Teamwork
- Regulatory Compliance
- Risk assessments
- Financial forecasting
Languages
English
Hindi
Odia
Personal Information
- Date of Birth: 05/16/96
- Nationality: Indian
Timeline
Credit Relationship Manager
HDB Financial Services Ltd.
07.2023 - Current
Junior Accountant
SS Associates
08.2021 - 06.2023
Accounts & Internal Audit Executive
SRB Associates
12.2019 - 07.2021
B.Com (Hons) - undefined
Kunja Bihari College
Class XII - undefined
Kunja Bihari College
Class X - undefined
Utkal Mani Uchha Vidyapitha
CMA Intermediate -
The Institute of Cost Accountants of India (ICAI)
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