Summary
Overview
Work History
Education
Skills
Accomplishments
Key Responsibilities
KEY LEARNING FROM TRAINING PROGRAMS
Timeline
Generic

Kirithika Devi Kaliappan

Bangalore

Summary

Analyst and compliance professional with 7 years of comprehensive experience in the Finance Industry. Possess hands-on knowledge of Financial crime Operations, BSA / AML / OFAC Compliance and advanced KYC due diligence process. Strong educational background and hands-on exposure in processing accounts payable/receivable, invoicing, auditing, business administration, and corporate governance.

Highly-motivated employee with desire to take on new challenges. Strong worth ethic, adaptability and exceptional interpersonal skills. Adept at working effectively unsupervised and quickly mastering new skills.

Overview

9
9
years of professional experience

Work History

Int Control Compliance Analyst

Accenture
Bangalore
10.2020 - 01.2024
  • Performed periodic monitoring, transaction monitoring, and sanction screening to ensure compliance with regulatory requirements.
  • Prepared detailed end-to-end reports for clients conducted customer information analysis and reviewed trade transactions.
  • Screened customers using Lexis-Nexis and other KYC verification tools.
  • Collected and examined financial statements and documents to assist in identifying unusual transaction patterns. Conducted due diligence searches in various third-party and internal databases.
  • Perform independent check of KYC information provided by front office.
  • Perform Periodic KYC reviews on risk based schedule
  • Verified customer identity using public records, financial databases, and other resources.
  • Analyzed customer data to identify suspicious activity or potential money laundering schemes.
  • Maintained accurate records of all KYC documentation and analysis results.

Operational Analyst

KPMG
Bangalore
05.2019 - 08.2020
  • Validate the information within the KYC Record to ensure completeness and accuracy (Company/Entity Formation, Ownership, Management, etc.)
  • Meet agreed daily targets for KYC Record completion, quality, productivity and customer service.
  • Verifies all aspects of Client Identification Program (CIP) and necessary account opening documents are provided and in accordance with know Your Customer (KYC), USA Patriot Act and Bank Secrecy Act (BSA) standards.
  • Identifies accurate risk rating for individual/non-individual accounts to highlight high risk jurisdictions, cash intensive/high risk businesses and Politically Exposed Persons(PEPs) or Relatives or Close Associates (RCAs).
  • Performs checks on all employees, consultants, vendors, contractors and third party advisers against World Check Risk Screen, FinCEN list, and OFAC Specially Designated Nationals List (SDN) and Blocked Persons list.
  • Conducts enhanced due diligence research in attempts to find background information used to aid client advisors' decisions in initiating, maintaining or closing business relationships.

F & A Operational Analyst

NTT Data
Coimbatore
05.2015 - 12.2018
  • Analyzing the KYC details for the On-Boarding and existing client
  • Processing CCD based on client type and risk base approach
  • To complete 100% Unwrapping to identify UBO’s.
  • Checking out source of fund and source wealth.
  • Requesting additional information from RM, if there any missing information on Director shareholders and UBO’s.
  • Move the case to in country compliance, if the entity or related party is involved any illegal activities.
  • Identifies accurate risk rating for individual/non-individual accounts to highlight high risk jurisdictions, cash intensive/high risk businesses and Politically Exposed Persons(PEPs) or Relatives or Close Associates (RCA's)
  • Reviewed customer documents and information to ensure compliance with KYC regulations.
  • Analyzed, verified and validated criminal records, credit histories and other background information for potential candidates.
  • Assisted with onboarding new hires by providing detailed reports on their completed background checks.

Education

Bachelor of Science - Computer Science

KG College of Arts And Science
Coimbatore
05-2014

Skills

  • Compliance understanding
  • Internal Auditing
  • Research proficiency
  • Reporting skills
  • Documentation skills
  • Due diligence
  • Documentation Review
  • Risk Mitigation
  • Adaptability
  • Multitasking
  • Teamwork and Collaboration
  • Risk Identification
  • Decision-Making
  • Organizational Skills

Accomplishments

  • Received two GEM award for Quality in KPMG.
  • Received four STAR award for maintaining production and quality in Accenture.

Key Responsibilities

  • Applied a risk-based approach to investigate false positives and update NICE Actimize.
  • Conducted customer information analysis and research using Google and Lexis Nexis to submit PEP to sanction list screening Effectively handled EDD, CDD, CIP, and screening procedures
  • Led KYC/AML reviews on customer files in accordance with risk management and compliance procedures.
  • Responsively fulfilled customer requests for KYC documents by conducting necessary due diligence reviews.
  • Effectively monitored and identified transactions, evaluated them in real-time, and reported suspicious activity Accurately reviewed unusual account patterns and executed Client’s Screening through Negative Media search.
  • Conducted Enhanced Due Diligence (EDD) for high-risk customers to provide an understanding of customer activity

KEY LEARNING FROM TRAINING PROGRAMS

  • Anti-Money Laundering Compliances and Procedures.
  • Money Laundering Risk in Banking, Insurance and NBFC Sectors.
  • Suspicious activities/ suspicious transactions reporting and dealing with entities.
  • Client Due Diligence, Know Your Customer Guidelines
  • Practical Aspects related to KYC

Timeline

Int Control Compliance Analyst

Accenture
10.2020 - 01.2024

Operational Analyst

KPMG
05.2019 - 08.2020

F & A Operational Analyst

NTT Data
05.2015 - 12.2018

Bachelor of Science - Computer Science

KG College of Arts And Science

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Kirithika Devi Kaliappan