Kirpalsinh Vala

• V-LPO is a proprietorship firm established in May’18, run by Kirpalsinh Vala, Full form of the company stand as a (Vala – Legal Process Outsoaring), Kirpalsinh is a Debt Management professional having total experience of 25 years , out of which 18 years in to Debt Management Banking & Finance, 7 years in to Aviation. Adv. Hiteshwarsinh Mori is engaged with us for filing of SARAESI Application in Court & DM offices.
• Proprietor Kirpalsinh has worked with ICICI Bank, L&T Finance in BFSI and with Jet Airways in to Customer Services Segment in aviation.
  
  Product Knowledge: The owner has deep knowledge in to the below field and would like to utilize the same for rendering Debt Management services for Banking & Financial Services.
  
  Our Strength Areas : SARFAESI & Legal Execution, within one year of starting SARFAESI activity we have resolved, possessed 66.74% of cases out of 472 cases assigned to us from different organization.
• a) Start, record & maintain SARFAESI actions with 13-2 Service & 13-4 Symbolic.
  b) Filing of SARFAESI application in to CMM, CJM Court & District Magistrate
  c) Property Attachment through SARFAESI Orders.
  d) DRT , Property Search and Submission
  e) Repossession of stressed assets
  f) Loss & WO Recovery through Arb. & other Legal Tools.
  g) Summary & Civil Suit Execution.
  h) Executing 138 Warrant
  i) Arbitration & Execution.
  j) Sec-9 & Sec-17, Utilizing Vehicle Production Notice for Pressure building tools.
  k) Secured & un-secured debt collections.

• V-LPO is currently having tie up with

1) ICICI Bank – For SARFAESI, Secured & Un-secured Debt Collection.
2) HDFC Bank Ltd. – For SARFAESI ( from Property Investigation , 13-2 till property disposal ), Secured (TW) & Un-secured (Cards) Debt Collection
3) AU Small Finance Bank Ltd. – For SARFAESI.
4) Mahindra Rural Housing Finance – For SARFAESI.
5) Grihum Housing Financial Services. – For SARFAESI
6) Clix Capital, - Secured & Un-secured Debt Collection.
7) Bank of Baroda – SARFAESI and Secured & Un-Secured Loan Recovery.
8) Tata Capital Financial Services for Secured & Un-Secured Loan Recovery.
9) India Housing Loans Ltd. – For SARFAESI possession & enforcement.

• Staff Strength :

Back end staff :- 06
Tele Caller :- 02
DRA Field Executives :- 20
Non DRA Field Executives :- 12

● Managing Debtors Portfolio of the all buckets of micro finance product in urban & semi urban areas of South Gujarat.
● Filing of Civil suit & Execution of Decree for movable property
● Maintaining collection efficiency in 0 BKT above
95%

● Defining strategy & managing execution for conversion in hard bucket portfolio.
● Co-ordination with below Team,
- Business Team
- Legal Team
- Fraud Prevention Team

Key Performance Areas

● Debtors Allocation management of on Roll Executives / Area Managers
● Managing performance of onroll, offroll & service providers.
● Taking regular updates from lawyers and taking the cases stage further for resolution.

Key Responsibility Area

● Managing Debtors Portfolio of the all buckets farm collections cases for the products of tractor and farm equipment’s for the rural, semi urban and rural areas of Gujarat.

● Execution of Decree of the Arbitration Award for movable property and attachment for immovable property
/ garnishee order, Sec-9 Execution through Court Receiver, Warrant of 138,
● Maintaining collection efficiency in 0-60 BKT above 80%
● Co-ordination with below Team,
- Legal Team
- Fraud Prevention Team

Key Performance Areas

● Debtors Allocation management of on Roll Managers & Off Roll Executives
● Managing performance of onroll, offroll & service providers.
● Filing litigations like 138 & Arbitration & Executions of Attachment Orders.
● Taking regular updates from lawyers and taking the cases stage further for resolution.

Key Responsibility Areas

● Managing Debtors Portfolio of the emerging market Branches of Gujarat for the below products

- Home Loans
- Commercial Vehicles.
- Agriculture loan, Farmer Finance/Cattle Loan
- Auto Loan
- Personal Loan
- Two Wheelers Loans

● Co-ordinations with various Teams for smooth functioning of the Business & Collection Activities.

- Legal Team
- Strategy Team
- Sales/Credit Team
- Le@d Team

Key Performance Areas

● Agency & off roll Enrolments
● Debtors Allocation
● Managing performance of onroll, offroll & service providers.
● Co-ordinating with strategy team for various campaign & performance activities.
● Co-ordination with Sales & Credit Team by
arranging converge meet for maintaining qualitative

● business & helping them in taking business decision related to opening new areas.
● Co-ordination with Legal & Strategy team for by Bank & against Bank litigations.

● Co-ordinations with Legal Team for empanelment of lawyers in Emerging Areas.
● Filing litigations like DRT, Civil Suit, 138 & Initiating SARFAESI on eligible cases.
● Taking regular updates from lawyers and taking the cases stage further for resolution.
● Co-ordination with Le@d (shared services) team
for smooth operations of collection activities.

Award & Recognitions

● Winner in the R & R program among the top 5% employees in PAN India level.
● Have won Customer First Award for rendering extra miles services to Customer that leaded in to Customer Delights.

Key Responsibility Areas

● Managing Airport Operations
- Arrival & Departure
- Ramp Management (Cargo/Engg & Ops)
- Check-in & Floor Management
● Managing Reservation Activities.
● Co-ordination with Govt. organization like AAI, Metrological Dept, CISF & Civil Aviation Authorities.

Key Performance Areas

● Managing Arrival & Departure activities with the help of onroll/off roll staff and loader service providers.
● Co-ordination with Security, Cargo, Catering & Engineering Dept for smooth functioning of the routine activities.
● Reservation/check-in & Floor managements. Liaison with various Govt. Bodies i.e. AAI, IOC, Metrological Dept & Air Traffic Control to ensure smooth flight operations.
● Performing all the operations maintaining the high service standard & bearing the high level of brand image of the company among passengers and general public to
hold the prestige of the company high.

System Knowledge

● Sabre, Sabre ACSI, Galeleo, Amadeus.