KOMAL PANWAR
Credit Sales Manager
HARDWAR
Summary
To be in a Challenging and responsible position, where I can contribute to the best of my skills and use my knowledge for the organization and my personal hardworking and motivated professional with several years of experience and succes. Experienced with credit risk assessment, sales strategy development, and team leadership. Utilizes strategic planning to drive revenue growth and client satisfaction. Knowledge of credit management and effective communication ensures successful collaboration and goal attainment.
Overview
6
6
years of professional experience
2
2
Languages
Work History
Credit Sales Manager
Bajaj Auto Credit Ltd.
12.2024 - Current
- Managed and motivated employees to be productive and engaged in work.
- Enhanced customer satisfaction by resolving disputes promptly, maintaining open lines of communication, and ensuring high-quality service delivery.
- Implemented risk management procedures to mitigate potential losses due to credit defaults.
- Coordinated with other departments in addressing complex issues related to billing disputes or collections efforts.
Credit Sales Manager
Bajaj Auto Finance
08.2023 - 11.2024
- Resolved customer relations issues to ensure swift resolutions and enhance client satisfaction.
- Developed and implemented effective sales strategies, resulting in increased sales revenue.
- Identified customer needs to maintain existing relationships and attract new clients through appropriate services
- Implemented risk management procedures to mitigate potential losses due to credit defaults.
Direct Sales Officer
L & T Financial Services Ltd.
04.2022 - 07.2023
- Two-Wheeler Loan Sales & Customer Acquisition
- Achievement of Monthly & Quarterly Business Targets
- Field Sales & Local Market Development
- Walk-in & Dealer-Generated Lead Conversion
- Product Pitching as per L&T Finance Guidelines
- Delivered persuasive sales presentations, highlighting product features and benefits to attract potential buyers.
Direct Sales Officer
Manapuram Finance Ltd.
04.2021 - 03.2022
- Two-Wheeler Loan Sales & Promotion
- Dealer Acquisition & Relationship Management Torget Achievement & Monthly Business Growth Field Sales & Market Expansion.
- Lead Generation through Dealers & Walk-ins
- Demonstrated exceptional multitasking abilities by managing multiple accounts simultaneously while ensuring client satisfaction levels remained high at all times.
- Improved communication skills by attending workshops and seminars on negotiation tactics and interpersonal dynamics.
DMA
BAJAJ FINANCE LTD
08.2019 - 03.2021
- Excellent communication skills, both verbal and written.
- Skilled at working independently and collaboratively in a team environment.
- Proven ability to learn quickly and adapt to new situations.
- Self-motivated, with a strong sense of personal responsibility.
- Passionate about learning and committed to continual improvement.
Education
Graduation (BA) -
HNBGU Srinagar
Srinagar, Garhwal01.2020
Intermediate -
G.I.C INTER COLLEGE
TEHRI GARHWAL01-2017
High School -
G.I.C INTER COLLEGE
TEHRI GARHWAL01-2014
Skills
- Proficient with Microsoft Office, Excel, Power point
- Time management
- Team leadership
- Communication
- Relationship management Compliance
- Risk assessments
- Performance improvements
- Underwriting expertise
Timeline
Credit Sales Manager
Bajaj Auto Credit Ltd.
12.2024 - Current
Credit Sales Manager
Bajaj Auto Finance
08.2023 - 11.2024
Direct Sales Officer
L & T Financial Services Ltd.
04.2022 - 07.2023
Direct Sales Officer
Manapuram Finance Ltd.
04.2021 - 03.2022
DMA
BAJAJ FINANCE LTD
08.2019 - 03.2021
Graduation (BA) -
HNBGU Srinagar
Intermediate -
G.I.C INTER COLLEGE
High School -
G.I.C INTER COLLEGE
DECLARATION
I hereby declare that the above mentioned details are true and correct to the best of my knowledge and belief.
PERSONAL DETAILS
- Father Name: Umrav Singh Panwar
- Date of Birth: 1999-07-11
- Nationality: Indian
- Marital Status: Single
Books reading
Reading self- development and business related books.