Summary
Overview
Work History
Education
Skills
Timeline
Generic

KOMAL SOLANKI

Credit &Operations Head
Delhi

Summary

Dynamic Credit Manager with extensive experience at Rb Money Financial Services, specializing in credit analysis and risk assessment. Successfully developed credit policies that improved loan portfolio quality and streamlined operations. Proven ability to enhance client relationships through effective communication and problem-solving, ensuring compliance and optimizing workflows.

Overview

6
6
years of professional experience
2
2
Languages

Work History

Credit Manager

Rb Money Financial Services Pvt Ltd
02.2019 - 03.2021
  • Analyzed credit applications to assess risk, ensuring compliance with internal policies and enhancing approval accuracy.
  • Developed and implemented credit policies that enhanced risk assessment processes, improving overall loan portfolio quality.
  • Oversaw daily operations, ensuring compliance with regulatory standards and streamlining financial reporting procedures.
  • Led cross-functional teams to optimize credit approval workflows, resulting in reduced processing times and improved client satisfaction.
  • Engaged with clients to resolve credit issues, strengthening relationships and promoting retention through effective communication and problem-solving.
  • Investigated and evaluated customers for creditworthiness and potential risk factors.
  • Work cross-functionally with sales, management, and other departments to maintain effective operations.
  • Reviewed and analyzed loan procedures.

Credit Relationship Manager

HDB Financial Services
05.2015 - 07.2017

Worked as a credit relationship manager ,handling the complete procedure from login to Disbursement.

Personal Discussions from customers.

On time processing the files and managed the TAT.


Education

Mcom - Commerce

IGNOU
Delhi, India
04.2001 -

High School Diploma -

Nutan Vidhya Mandir
04.2001 -

JBT Teacher Training - Primary

Jammu Board
Jammu, India
04.2001 -

BCOM - Commerce

University of Delhi
New Delhi, India
04.2001 -

12th Pass - Commerce

Nutan Vidhya Mandir
Delhi, India
04.2001 -

Skills

Credit analysis

Timeline

Credit Manager

Rb Money Financial Services Pvt Ltd
02.2019 - 03.2021

Credit Relationship Manager

HDB Financial Services
05.2015 - 07.2017

Mcom - Commerce

IGNOU
04.2001 -

High School Diploma -

Nutan Vidhya Mandir
04.2001 -

JBT Teacher Training - Primary

Jammu Board
04.2001 -

BCOM - Commerce

University of Delhi
04.2001 -

12th Pass - Commerce

Nutan Vidhya Mandir
04.2001 -
KOMAL SOLANKICredit &Operations Head