Komala VR

• Lead monthly financial reporting, quarterly forecasting and assisted building the 1 and 3 year planning across Intuit Marketing, communication and Strategic Partnership Groups.
• Contributed towards the financial reporting presentations (month end/quarter close, forecast updates) for senior business leaders to enable transparency into business performance and driven to key decisions impacting the business trajectory.
• Simplified and implemented standard work practices to drive better efficiencies and strived towards the continuous improvement of financial processes by streamlining, standardizing and automating various areas of work, including reporting and other analysis performed by team.
• Conducted monthly meeting with the Budget Leads and the Budget owners to help resolve their queries and better understand the expectation for the upcoming month/quarter.
• Performed complex financial and budget analyses (zero sum based Budget) to determine requirements and justify requested funding.
• Developed corporate investment strategies to drive growth and security.
• Assisted in preparation of presentations, data tables and other ad hoc queries for the business.
• Coordinated with financial advisors/ managers to develop LRP strategies.

• Participation in Annual Budgeting and biweekly Forecasting, Providing Trend analysis and KPI reviews.
• Generated comprehensive reports for Cloud LOB with regional specific and global specific reporting.
• Supporting Finance leaders with various reports such as Month close reports, Cross LOB Reports, A&C Reports and Functional P&L
• Converted manually driven reports to automated reports using Data Visualization tool.
• Supporting Business leaders with Dashboards, KPI reports on Pipeline, Bookings and ATR.
• Quarterly Variance Analysis - FC vs. Actual, QoQ & YoY
• Liaise with GL, Project Accounting & Finance System Teams to address the issues / bugs
• Standardize/Centralize the process / reports through automation
• Providing weekly Headcount and Expense forecast (Bottom up) Models
• Extensive training to New Joiners to make them productive in short span of time.

Achievements:

• Automated all reports assigned through Data Visualization and have won a Gold Certification for the same.
• Achieved promotion within a year of joining, for exemplary work in handling the A&C regions.
• Achieved Cloud certification for completing Cloud course.
  

• Analyzed and monitored statistical data trends.
• Evaluated competitor data and statistics to develop business strategy and drive growth.
• Reviewed statistical information to determine financial trends for use in product investment planning.
• Developed reports to analyze Sales revenue, variances, forward settlements and Reverse settlements.
• Worked with clients to support understanding of rationale and details of financial strategies.
• Reviewed weekly and monthly performance and reconciliation reports, and investigated excessive charges and reporting discrepancies.
• Developed, produced and analyzed financial statements by Marketplaces.
• Improved financial status by analyzing results, monitoring variances and recommending actions to Management.
• Educated Management on various financial matters and provided professional recommendations on investment opportunities, products and services based on in depth analysis of data.

• Support Global Business Unit by providing end to end review and report of financial management .
• Financial Analysis at Global Level for Consulting Line of Business at Oracle.
• Preparation of Reports based on KPI’s for Consulting and also was key responsible for submission of Booking No’s at Product Pillar Level in Core System.
• Have handled Global Retail Division and published reports for this Division based on Divisional specific Report and Global Specific Report.
• Preparation and Analysis of Year on Year Growth of divisional Business and preparing ad hoc reports.
• Producing financial reports relating to budgets, forecasts, monthly performance, variance analysis.
• Have been integral individual contributor for analysis of reports, and handling divisional queries.

• Lead team of 10 Credit Managers who were individually responsible for underwriting of files for their respective branches.
• Final screening of complete file in terms of KYC norms, bank statements, signature, property papers, income documents, eligibility check, CIBIL, dedupe, Program norms, policy and verification of reports.
• Preparation of Credit Approval Memorandum to know eligibility on basis of income, banking & repayment track with other financer.
• Conducting personal discussion with client to get better understanding on nature of his business, Marketing Reputation and his financial & business profile.
• Case Evaluation on basis of reports, Financials and Banking & appraisal of case with mitigates, Deviations and concerns to higher authorities for approval.
• Ensuring Credit Appraisal of files is as per underwriting Standards.
• Established Overall Credit Process for Branch.
• Recommending high Profile cases to Regional heads for approvals.

• Responsible for sourcing processing, soliciting, servicing and maintaining profitable account relationships with customers.
• Manage & service existing portfolios through top-ups & retention of profitable accounts.
• Obtaining referrals & cross selling the product & services.
• Achievement of established sales and productivity goals.
• Cross selling of value added services to increase revenue.
• Treat each customer contact as a sales opportunity converts maximum enquiries in a month by selling loans & insurance products.