Krapanshu Godara
Bharatpur,RJ
Summary
Accomplished Credit Manager with expertise in credit analysis and risk assessment in both MSME and Retail lending at Bank Of Baroda with specialization in MSME. Spearheaded credit evaluations and loan underwriting, enhancing financial modeling processes. Supervised credit officers across 51 branches, demonstrating leadership and strategic oversight. Proven track record in optimizing credit operations, driving successful loan disbursements, and fostering client relationships.
Overview
1
1
Certification
5
5
years of post-secondary education
9
9
years of professional experience
Work History
Senior Manager (Credit)
Bank Of Baroda
Bharatpur
01.2017 - Current
- Evaluated creditworthiness using financial analysis and risk assessment tools.
- Oversaw credit assessments for loan applications and client accounts to ensure compliance and minimize risk.
- Coordinated full credit process from lead generation through underwriting and legal documentation to loan disbursement.
- Supervised credit officers across 51 branches to enhance credit evaluation processes and maintain standards.
Education
Diploma - Banking And Finance
Manipal University
Banglore, India 09.2015 - 08.2016
Bachelor of Technology - Electrical, Electronics And Communications Engineering
Amity University Jaipur
Jaipur, India 08.2008 - 05.2012
Skills
- Loan underwriting
- Credit analysis
- Risk assessment
- Financial modeling
Certification
- Certified Associate of the Indian Institute of Bankers
- Moody’s Certificate in Commercial Credit (CICC)
Languages
Hindi
First Language
English
Advanced (C1)
C1
Timeline
Senior Manager (Credit)
Bank Of Baroda
01.2017 - Current
Diploma - Banking And Finance
Manipal University
09.2015 - 08.2016
Bachelor of Technology - Electrical, Electronics And Communications Engineering
Amity University Jaipur
08.2008 - 05.2012