Krishna
Associate
Gulbarga
Summary
Dynamic mortgage professional with over 2 years at Befree Business Resourcing LLP, excelling in end-to-end loan processing and compliance. Proven expertise in serviceability assessment and client communication, adept at structuring complex applications. Committed to delivering exceptional support to brokers and clients, ensuring accurate submissions across major lenders and non Major Lenders.
Overview
3
3
years of professional experience
Work History
Associate
Befree Business Resourcing LLP
05.2022 - Current
Mortgage professional with over 2 years of experience in Australian mortgage operations, specializing in loan processing, serviceability assessment, compliance, and client support. Skilled in interpreting lender policies, working with broker channels, and ensuring accurate loan submissions across major banks and non-bank lenders. Adept at using serviceability calculators, reviewing credit reports (Equifax, Veda), and assisting brokers with structuring complex applications, including refinance, cash-out, investment lending, and first home buyer schemes.
Education
B.Com - Accounting And Finance
Bhagawan Buddha First Grade Evening College
Malavalli, India 04.2001 -
Skills
- Loan Processing & Broker Support (Owner-Occupied, Investment, Refinance, Cash-Out, Debt Consolidation)
- Serviceability Calculators (ANZ, NAB, Westpac, CBA, Macquarie, ING & non-bank lenders)
- Aggregator CRMs: Mercury, MyCRM, Infynity
- Compliance & Digital Tools: SharePoint, Adobe Acrobat, DocuSign, Microsoft Office Suite, Outlook/Teams
- ApplyOnline (AOL) submissions & compliance management
- Understanding of LVR, LMI, negative gearing, shared equity, and guarantor lending
- Strong knowledge of First Home Buyer Grant, First Home Guarantee, Stamp Duty concessions
- Credit assessment (Equifax/Veda reports, ITRs, PAYG payslips, CTRs, HELP debts, liabilities)
- Strong broker/client communication and relationship management
Timeline
Associate
Befree Business Resourcing LLP
05.2022 - Current
B.Com - Accounting And Finance
Bhagawan Buddha First Grade Evening College
04.2001 -