KESAVA KRISHNAKANTH ARIGILA
Rajahmundry
Summary
Dynamic Loan Closer with extensive experience at Stellar Outsourcing Solutions, adept at compliance verification and closing disclosure preparation. Proven track record in managing funding disbursements and enhancing customer relationships. Skilled in MS Excel and time management, ensuring timely and accurate loan closings while resolving discrepancies efficiently.
Overview
7
7
years of professional experience
Work History
Loan Closer
Stellar Outsourcing Solutions
Bangalore
01.2026 - Current
- Coordinated with lenders and clients to finalize loan closings, ensuring timely and accurate transactions.
- Reviewed loan documentation for accuracy and compliance with regulations.
- Prepared and distributed closing packages to all relevant parties on time.
- Managed communications between borrowers, agents, and title companies, facilitating clear and effective collaboration.
- Verified funding conditions and secured necessary approvals prior to disbursement.
- Compiled closing disclosure statements and other documents in accordance with federal regulations.
- Resolved closing discrepancies through problem-solving techniques, maintaining compliance and client satisfaction.
- Maintained detailed records of loan transactions for auditing purposes.
Senior analyst
XL Dynamics India Private Limited
Mumbai
05.2019 - Current
- Facilitated communication with clients during mortgage re-finance closings to ensure smooth transaction processes.
- Reviewed closing disclosures (CDs) of purchased or closed loans from multiple lenders to ensure accuracy, completeness and adherence to guidelines.
- Validated loan terms, fees and cash to close figures to confirm compliance with TRID requirements and investor purchase conditions.
- Analyzed fee tolerances and managed tolerance violations, calculating applicable cure amounts to maintain compliance.
- Coordinated preparation of Closing Disclosures to meet critical timelines and milestones.
- Delivered accurate and timely Closing Disclosures to borrower and confirmed receipt according to the new TRID regulation.
- Contacted settlement agents to obtain the most current fees associated with the client and updated fields with accurate information.
- Forwarded completed Closing Disclosures to settlement agents and obtained approval.
- Updated identified fields reflecting key dates of CD delivery and receipt as required by federal and state law.
- Analyze escrow data, loan term and structure cash to close to ensure compliance with loan conditions and chase policy.
- Calculated payoff amounts according to established guidelines to ensure accurate loan settlements.
- Resolved discrepancies in CDs and supporting documents, coordinating with third-party lenders and investors to clear audit exceptions and secure purchase eligibility.
Financial analyst
XL Dynamics India Private Limited
Mumbai
12.2018 - 04.2019
- Prepared initial loan estimate and disclosure based on smart fee, ensuring compliance and accuracy.
- Sent disclosures package with initial loan estimate for review and signatures.
- Verify all loan documents present in file to submit the loan to Underwriting team.
- Verifying licensing checks for Broker company and Loan officer in NMLS consumer access.
- Followed up with loan officers on loan processing, facilitating timely approvals and enhancing collaboration.
- Monitored and achieved personal and team performance targets, contributing to overall operational success.
Education
B.Tech - Mechanical Engineering
Sri Prakash College of Technology
Rajahmundry01-2014
Intermediate -
Narayana junior college
Rajahmundry01-2010
S.S.C -
BalaVijgnanaMandir School
01-2008
Skills
- Loan processing
- Disclosure preparation
- Loan processing software
- Compliance management
- Fund management
- MS Excel
- MS Office
- Client management
- Time optimization
Hobbies and Interests
- Sports
- Photography
- Exploring new places
- Fond of Music
Personal Information
- Date of Birth: 06/14/93
- Gender: Male
- Nationality: Indian
- Marital Status: Single
Languages
- English
- Telugu
- Hindi
Timeline
Loan Closer
Stellar Outsourcing Solutions
01.2026 - Current
Senior analyst
XL Dynamics India Private Limited
05.2019 - Current
Financial analyst
XL Dynamics India Private Limited
12.2018 - 04.2019
B.Tech - Mechanical Engineering
Sri Prakash College of Technology
Intermediate -
Narayana junior college
S.S.C -
BalaVijgnanaMandir School