Summary
Overview
Work History
Education
Skills
Languages
Key Accomplishments
Certification
Timeline
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Kriti Anand

Kriti Anand

Gurugram

Summary

Results-oriented and process-focused professional with over 5 years of experience in business operations, compliance governance, and financial services. Holds an MBA in Operations & Supply Chain Management, with a proven ability to develop policies, manage regulatory compliance, optimize workflows, and support cross-functional collaboration. Demonstrated strength in leading teams, managing risk, handling SWIFT transactions, and ensuring adherence to RBI and internal operational standards. Adept at driving continuous improvement and operational excellence across business functions.

Overview

7
7
years of professional experience
1
1
Certification

Work History

Subject Matter Expert

Cognizant Technology Solutions
Gurugram
10.2021 - Current
  • Lead governance and business operations for digital banking client (Fi Bank), ensuring compliance with regulatory and internal standards.
  • Designed, implemented, and updated key operational policies and SOPs aligned with RBI guidelines.
  • Monitored and resolved system/process breaks and failures, ensuring on-time rectification.
  • Conducted fraud investigations and managed refund authorizations in line with internal controls.
  • Guided team members in handling SWIFT message processes and compliance reporting.
  • Executed full-cycle project planning, from design to successful implementation.

Senior Financial Services Manager

ICICI Prudential Life Insurance
Bangalore
10.2019 - 10.2021
  • Managed a high-performing branch cluster, ensuring alignment with strategic business targets.
  • Oversaw policy validations, client service delivery, and internal audit compliance.
  • Improved SLA adherence and enhanced customer experience metrics across verticals.
  • Played a key role in internal process audits and compliance reporting to management.
  • Collaborated with stakeholders to streamline financial workflows and drive productivity.

Business Associate Intern

Wipro GE Healthcare
Bangalore
05.2018 - 07.2018
  • Conducted a detailed organizational study of Wipro GE, focusing on hierarchy, functions, and operational flow.
  • Supported market research and internal process analysis for improved decision-making.
  • Assisted in customer engagement activities through phone, email, and in-person interaction.
  • Compiled reports, prepared presentations, and contributed to senior management reviews.
  • Participated in cross-functional project execution from initiation to final reporting.

Education

MBA - Operations & Supply Chain Management

Ramaiah Institute of Management Studies
Bangalore
05.2019

Bachelor of Commerce - Finance

Lucknow University
Lucknow
05.2017

Skills

  • Operations & Process Governance
  • Procurement Fundamentals
  • Policy Design & SOP Development
  • Regulatory Compliance (RBI Guidelines)
  • Risk & Fraud Management
  • SWIFT Messaging & Transaction Handling
  • Team Leadership & Mentoring
  • Business Continuity Planning
  • Stakeholder Management
  • Project Execution & Strategic Planning
  • MS Office (Excel, Word, PowerPoint)
  • SWIFT Messaging System
  • Banking & Process Automation Tools

Languages

  • English, Fluent
  • Hindi, Native

Key Accomplishments

Kaizen Initiative – Process Improvement & Service Enhancement, Successfully led a Kaizen-driven activity focused on improving customer service delivery and operational communication across teams. The initiative involved targeted training on product knowledge and interpersonal skills to enhance front-line service outcomes., Improved Customer Satisfaction Score (CSAT) to 4.0+, Strengthened communication standards for better client engagement, Enhanced service quality in Neo-banking and Transaction Monitoring, Supported continuous improvement culture aligned with Lean principles

Certification

Udemy Certification:

  • AML KYC in compliance
  • Salesforce Marketing Cloud

Timeline

Subject Matter Expert

Cognizant Technology Solutions
10.2021 - Current

Senior Financial Services Manager

ICICI Prudential Life Insurance
10.2019 - 10.2021

Business Associate Intern

Wipro GE Healthcare
05.2018 - 07.2018

MBA - Operations & Supply Chain Management

Ramaiah Institute of Management Studies

Bachelor of Commerce - Finance

Lucknow University
Kriti Anand