KRITI SHAH
Mumbai
Summary
Finance professional with total 9 years of work experience in Banking and Finance industry, with over 8 years of experience in NABARD, specializing in financial inclusion, project management and data analysis. Proven ability to manage complex financial processes and deliver actionable insights.
Overview
9
9
years of professional experience
1
1
Certification
Work History
Manager, Corporate Planning
National Bank for Agriculture and Rural Development
Lucknow
03.2023 - Current
- Developed comprehensive yearly plan for RCO visits, in consultation with senior officers and maintained accurate records of RCO visits and provided important observations to CPD HO as per their specified form
- Created detailed plans for the execution of 6 BSMs, ensuring on-site sessions were successfully implemented
- Developed concise reports summarizing critical district developments (MIS1 data) and pending RO cases (as per MIS1), ensuring accessibility to senior officers and facilitating productive discussions in the BSM
- Compiled and forwarded Agenda details to DDMs and RO departments for presentation in BSM
- Streamlined the process of preparing and submitting BSM proceedings to enable prompt submission of ATR by DDMs and departments
- Conducted analysis of ATR, sharing findings with top-level management for examination and instructions.
Manager, DFIBT
National Bank for Agriculture and Rural Development
Lucknow
06.2022 - 02.2023
- Evaluated proposals submitted by SCBs, RRBs, DCBs, Payment Banks for various functional Schemes of DFIBT such as Green Pin, Fidgi, Nukkad Natak, CFL
- Followed up with Stakeholders to collect data and conducted Gap Assessment Study for identified digitalization projects in U.P
- Ensured smooth progress of MANDI digitalization
- Facilitated seamless execution of Technology Adoption by Rural Cooperative Banks through the smooth conduct of State Level Technical Committee (SLTC) meeting
- Ensured adherence to due dates by following up with RRBs and RCBs for the timely submission of weekly, monthly, and quarterly returns in NABARD's ENSURE portal.
Assistant Manager, Finance Department (Borrowings Back Office)
National Bank for Agriculture and Rural Development
Mumbai
02.2018 - 05.2022
- Managed the servicing and redemption of NABARD Bond (NCD/LTIF) as well as GOI serviced bonds (LTIFG/PMAYG/SBMG) based on term sheet requirements
- Managed the redemption of CPs and CDs
- Manage various types of data related to borrowings by NABARD on a consistent basis
- Managed compliance responsibilities for Back Office Borrowings
- Played a key role in the identification and successful sign off of BRD pertaining to TCR.
Assistant Manager, Finance Department (Borrowings Front Office)
National Bank for Agriculture and Rural Development
Mumbai
02.2017 - 02.2018
- Achieved successful resource mobilization through various means including Short Term Instruments such as Commercial Paper, Certificate of Deposits, Term Money Borrowings, and Long Term Bonds
- Also managed corporate loan arrangements
- Collected and analyzed data for BPM and other forums
- Assured efficient coordination for the annual surveillance process with Rating Agencies
- Managed and updated data relating to borrowings by NABARD
- Managed invoice processing for Reuters, Rating Agencies, Stock Exchanges, and Debenture Trustees.
Assistant Manager, Accounts Department and Mid-Office
National Bank for Agriculture and Rural Development
Mumbai
02.2016 - 02.2017
- Calculated depreciation of Bank Fixed Assets based on depreciation policy and ensured proper accounting during Annual Closing 2015-16
- Mapped accounts in CLMAS
- Followed up with IDA –Polaris to obtain sign-off on scope documents
- Reconciled trial balance of CLMAS with InstAccount
- Monitored investment portfolio on a weekly basis
- Profit Projection Impact Assessment for 2016-17
- Evaluated and chose brokers for inclusion based on established benchmarks
- Enhanced and validated MF ratings for investment purposes.
Probationary Officer
State Bank of India
Mumbai
02.2015 - 01.2016
- Acquired knowledge and skills in multiple areas including branch banking, vehicle loan processing, and SME financing through training during probation.
Education
CFA -
ICFAI
03.2013
MBA - MBL -
National law university
01.2010
Bachelor of Arts -
Lucknow University
05.2007
Skills
- Requirement gathering and analysis
- Stake holder management
- Gov of India scheme implementation and monitoring
- Analytical and critical thinking skills
- Risk Management
- Project management
- Good communication skills
- MS Office- Excel, PowerPoint, Word
- Power BI
Certification
JAIIB (IIBF - 2016)
Promotions
01/01/2020, Manager, National Bank for Agriculture and Rural Development
Career Overview
Finance professional with total 9 years of work experience in Banking and Finance industry, with over 8 years of experience in NABARD, specializing in financial inclusion, project management and data analysis. Proven ability to manage complex financial processes and deliver actionable insights.
Personal Information
- Title: SENIOR MANAGEAT NABARD (gov. of india)
- Date of Birth: 05/30/1986
- Gender: Female
- Marital Status: Married
Languages
- English
- Hindi
Timeline
Manager, Corporate Planning
National Bank for Agriculture and Rural Development
03.2023 - Current
Manager, DFIBT
National Bank for Agriculture and Rural Development
06.2022 - 02.2023
Assistant Manager, Finance Department (Borrowings Back Office)
National Bank for Agriculture and Rural Development
02.2018 - 05.2022
Assistant Manager, Finance Department (Borrowings Front Office)
National Bank for Agriculture and Rural Development
02.2017 - 02.2018
Assistant Manager, Accounts Department and Mid-Office
National Bank for Agriculture and Rural Development
02.2016 - 02.2017
Probationary Officer
State Bank of India
02.2015 - 01.2016
CFA -
ICFAI
MBA - MBL -
National law university
Bachelor of Arts -
Lucknow University
JAIIB (IIBF - 2016)
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