Kritika Warkade
Delhi
Summary
Agile, grounded and customer-oriented relationship manager of fast-growing enterprises. Committed to enhance customer experience and drive retention. Focused in achieving goals and increasing revenue growth. Adept at motivating self and other.
Overview
2
2
years of professional experience
Work History
Relationship Manager
Kotak Mahindra Bank Ltd
09.2022 - Current
- Collaborated on strategic deals by partnering with CEO/ CFO of assigned portfolio of large corporate clients for commencing the business and grow the existing portfolio size
- Coordinated with credit operations, legal, compliance and product teams for timely disbursement of credit while ensuring smooth customer experience and satisfaction
- Communicated regularly with clients to understand needs, evaluate current product use and cross-sell different products alongside providing payments solutions and services
- Analyzed region specific customer data to identify areas of opportunities and maximize revenue growth
Relationship Manager
ICICI Bank Ltd
09.2021 - 08.2022
- Ensured continuous flow of business from existing portfolio of SME clients with total outstanding credit limit of > Rs 60 Crores and explored avenues for new income generation
- Conducted Financial Statement analysis to evaluate credit worthiness and performed due diligence to offer corporate loans while ensuring compliances, internal controls and policies are in place
- Developed and cultivated lucrative relationships with both new and existing clients through effective communication and exemplary interpersonal skills.
- Prepared cash flow projections, and various performance metrics on monthly, quarterly and annual basis for evaluation and improvement
- Designed and maintained financial models to identify and measure risks.
Executive Operations
ABIS Exports Pvt. Ltd
05.2021 - 08.2021
- Collaborated with Director of Finance & executive team to forecast revenue flow and balances by financial modelling
- Conceptualized & implemented real time CFO Dashboard by drawing key KPIs to track key business metrics and work- boards basis Financial Analysis using key financial ratios also to draw greater insights across financial and operational metrics.
- Reduced operational risks while organizing data to forecast performance trends.
Education
MBA - Finance | Sales & Marketing | General Management
Indian Institute of Management Tiruchirappalli
Trichy05.2021
Bachelor of Commerce - undefined
The Bhopal School of Social Sciences
05.2018
Skills
- Financial Analysis
- Credit Analysis
- Client Management
- Customer Service
- Problem-solving and Decision-making
- Team Management
- Sales and Negotiation
- Market Analysis
- Account Management
- Sales strategies
Additional Information
- Analyzed credit worthiness of Vedanta Ltd by assessing financial statements and performed Management analysis. Rated Vedanta Ltd. stable in Quantitative analysis after conducting Industry analysis, Company analysis, Project risk, financial risk analysis, Ratio analysis, Cash flow analysis, and Security analysis.
- Mapped distribution channel, sales strategies and end user analysis of TAFE vs Mahindra Tractors.
Interests
Outdoor Sports | Flow Art | Traveling | Music
Timeline
Relationship Manager
Kotak Mahindra Bank Ltd
09.2022 - Current
Relationship Manager
ICICI Bank Ltd
09.2021 - 08.2022
Executive Operations
ABIS Exports Pvt. Ltd
05.2021 - 08.2021
MBA - Finance | Sales & Marketing | General Management
Indian Institute of Management Tiruchirappalli
Bachelor of Commerce - undefined
The Bhopal School of Social Sciences
Similar Profiles
Sveta KakerlaSveta Kakerla
DEPUTY MANAGER - Product Manager: Risk Monitoring at KOTAK MAHINDRA BANK- Kotak 811DEPUTY MANAGER - Product Manager: Risk Monitoring at KOTAK MAHINDRA BANK- Kotak 811
Geetha Sahithi AretiGeetha Sahithi Areti
Associate Technologist III at Kotak Mahindra BankAssociate Technologist III at Kotak Mahindra Bank
AARYA DAARYA D
Senior Service Officer at KOTAK MAHINDRA BANKSenior Service Officer at KOTAK MAHINDRA BANK
Amit AwasthiAmit Awasthi
Senior Branch Head at Kotak Mahindra Bank Ltd.Senior Branch Head at Kotak Mahindra Bank Ltd.
Nitika JainNitika Jain
MC Delivery Senior Analyst at AccentureMC Delivery Senior Analyst at Accenture