Summary
Overview
Work History
Education
Skills
Languages
Personal Information
Mobilenumbers
Timeline
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Krushna Satapathy

Krushna Satapathy

Risk Manager
Bhubaneswar

Summary

Detail-oriented Risk Management professional with over 6 years of experience in customer KYC, risk categorization, due diligence, and portfolio risk management. Skilled in ensuring compliance with RBI guidelines and preparing detailed risk reports to inform and guide committee-level decision-making. Expertise in mitigating risks while maintaining operational excellence and regulatory compliance.

-Ensuring adherence to regulatory requirements and internal policies.

- Managing insurance policies or Other Risk transfer mechanisms to protect the Organization from Financial losses.

- Collaborating with departments like legal,finance,IT,operations and HR to integrate risk management across the organization.

Overview

6
6
years of professional experience

Work History

Risk Manager

Arthan Finance
Bhubaneswar
10.2021 - Current
  • Oversee customer KYC processes to ensure compliance with RBI and organizational guidelines
  • Conduct detailed risk categorization and due diligence for new and existing customer portfolios
  • Develop and present risk reports to senior management and committees, highlighting key insights and mitigation strategies
  • Monitor portfolio risk trends, evaluate exposures, and recommend corrective actions
  • Collaborate with compliance and legal teams to maintain alignment with regulatory updates
  • Reduced risk prediction models and diminished non-Performing assets by 8% of the Company
  • Verified Claim reports and analyzing the risk individual claim by Employee or Branches to manage the reduce the Company loss
  • Designed the New risk Reduction Practices was designed and business was improving the business 70% of the company
  • Initiated a Risk assessment Program 110+ underwriters that reduced the number of over Looked or missed in CAM Proper assessment in CAM items by 97%
  • Enhanced due diligence framework, reducing risk incidents by 100%
  • Implemented a standardized risk reporting system, improving reporting efficiency by 100%

Assistant Risk Manager

Annapurna Finance Pvt Ltd
Bhubaneswar
03.2019 - 09.2021
  • Managed the risk assessment and categorization process for NPA/Delinquency customers
  • Ensured adherence to RBI-mandated due diligence and compliance procedures
  • Prepared detailed risk analysis reports for senior management and the committee
  • Supported the development and rollout of risk management policies and tools
  • Successfully addressed Bureau risk/challenge, achieving 100%
  • Achieved the KYC in ditial application formation through technology in LMS application, ensuring 100% regulatory compliance

Education

Bachelor Degree - Science

SSS Mahaidyalaya
01.2014

MBA - Finance

Regional College of Engineering and Management
Bhubaneswar

Skills

  • Customer KYC & AML Compliance
  • Risk Categorization & Due Diligence
  • Portfolio Risk Management
  • Regulatory Compliance (RBI Guidelines)
  • Risk Reporting & Committee Presentations
  • Stakeholder Management
  • Data Analysis & Risk Mitigation Strategies
  • Policy Development & Implementation
  • Risk Management Tools: in, SAP, Excel, SQL
  • Compliance Software: eg, AML/KYC Platforms
  • Data Visualization: eg, Power BI, Tableau

Languages

  • English
  • Hindi
  • Odia

Personal Information

  • Date of Birth: 07/14/89
  • Nationality: Indian
  • Marital Status: Married

Mobilenumbers

  • 9778451631
  • 7978624055

Timeline

Risk Manager

Arthan Finance
10.2021 - Current

Assistant Risk Manager

Annapurna Finance Pvt Ltd
03.2019 - 09.2021

Bachelor Degree - Science

SSS Mahaidyalaya

MBA - Finance

Regional College of Engineering and Management
Krushna SatapathyRisk Manager