Krutika Shah
Finance Analyst | Product Control
Mumbai
Summary
Finance professional with experience in product control, financial analysis, and audit support, currently working as an Analyst at Morgan Stanley. Strong background in P&L reconciliation, financial reporting, internal controls, compliance, and audit documentation. Seeking roles in audit, risk, controls, and assurance.
Overview
4
4
Languages
8
8
years of professional experience
Work History
Product Controller
Morgan Stanley
12.2024 - Current
- Understanding Vertical risk system P&L and reconciling P&L between VRS and sub-ledger, perform analytical review of P&L attributions and make appropriate adjustments.
- Ensure all key controls and reconciliations performed during P&L production & supporting documentation are accurate & audit ready.
- Understanding the business rationale for the book (products covered) understand risk measures and market movements that drive P&L.
- Provide commentary on material revenue and attribution items.
- Escalate daily/monthly threshold exceptions for residual and full reval catchup.
- Sign off finalized daily Revenue and attribution in CWB.
Article Assistant
Manohar Chowdhry & Associates, Chartered Accountants
01.2019 - 01.2021
- Assisted in internal audit assignments for a medical technology start-up, including analysis of debtors, creditors, revenue leakages, and financial controls.
- Supported statutory audit assignments for banks and corporates in line with regulatory and reporting requirements.
- Conducted process walkthroughs, assessed risks, evaluated internal controls, and reported audit observations.
- Assisted in stock audit procedures for a listed FMCG company, including inventory verification and stock valuation review.
- Supported risk assessment activities by analysing internal processes for a fintech company.
Article Assistant
GMJ & Co
01.2018 - 01.2019
- Executed statutory audit procedures aligned with Companies Act, 2013, ensuring compliance and accuracy.
- Prepared audit documentation, reconciliations, working papers, and summaries of findings.
- Conducted invoice vouching, receipt verification, ledger scrutiny, and account analysis.
- Assisted in tax audit assignments and reconciliations of GST and TDS, facilitating timely account finalization for SMEs.
Education
Chartered Accountant -
ICAI
India01-2024
Bachelor of Commerce (B.Com) - Finance
N.M COLLEGE OF COMMERCE & ECONOMICS
Mumbai01-2018
Skills
Product Control
P&L Reconciliation
Financial Analysis
Regulatory Compliance
Financial controls
Analytical review
Variance Analysis
Timeline
Product Controller
Morgan Stanley
12.2024 - Current
Article Assistant
Manohar Chowdhry & Associates, Chartered Accountants
01.2019 - 01.2021
Article Assistant
GMJ & Co
01.2018 - 01.2019
Chartered Accountant -
ICAI
Bachelor of Commerce (B.Com) - Finance
N.M COLLEGE OF COMMERCE & ECONOMICS