Kshitiz Japthapi
Business Analyst
Indore
Summary
Seasoned Business Analyst offering 8 years of experience in banking industry. Expert on business and systems requirements, user acceptance testing and end-user training. Diligent worker with strong communication and task prioritization skills.
Overview
8
8
years of professional experience
5
5
years of post-secondary education
1
1
Certification
Work History
Business Analyst
HDFC Bank
04.2024 - Current
- Contributed in developing a Pricing Model for different products with different criteria.
- Proactively monitor clients' portfolios to identify underperforming portfolios, funds, and individual assets, and recommend alternatives.
- Conducts loan payment reviews to establish the validity of sources of funds and creates periodic reports for management review.
- Developed financial models to project future growth scenarios, assisting in long-term strategic planning.
- Developed complex dashboard and reporting tools to track business performance metrics.
Business Analyst
Kotak Mahindra Bank
09.2022 - 04.2024
- Worked on a Cash Flow forecasting tool implementation project that improved the accuracy of cash flow prediction, resulting in better liquidity management.
- Conducted in-depth market research to identify emerging trends, enabling strategic planning and forecasting.
- Contributed in development of internal credit rating modules for evaluation of risk in small working capital proposals.
- Collaborated closely with stakeholders to identify opportunities for process improvements and drive continuous innovation in the organization.
Business Analyst
Axis Bank
09.2016 - 09.2022
- Analysis of Working Capital Metrics: In-depth analysis of the client's working capital needs by identifying key areas for improvement.
- Financial Statement Analysis to identify trends and prepare targeted strategy.
- Managed a diverse portfolio of corporate clients, providing tailored working capital solutions, which increased retention rates by conducting meetings (in person as well as telephonic).
- Contributed in preparing a working capital assessment framework for streamlined evaluations.
- Contributed in business process redesign according to client requirement post-COVID pandemic.
- Developed and presented detailed reports to senior management, utilizing data visualization tools, to communicate insights on working capital strategies.
- Developed Customer Rating Module for a portfolio of 6000 Crores by merging data of all the products availed by an Individual/Group to enhance customer retention and creating scope for further opportunity across products.
- CLOS implementation management – Analysis of business requirements and development of project documentation for corporate Loan Operating System in collaboration with the IT team.
- User Manual creation and training material development for end users to facilitate smooth transition for CLOS.
- Collaborated with IT to develop business intelligence tools, enhancing quality of data-driven decision-making.
- Developed high-quality documentation to support training efforts, helping employees fully understand new systems and procedures.
Education
Post Graduation Diploma in Banking Services - Banking Services
Manipal Academy of Banking
Bangalore 09.2015 - 09.2016
Bachelor of Engineering - Civil Engineering
Indore Institute of Science And Technology
Indore 09.2009 - 06.2013
No Degree - Science Education
Shri Guru Tegh Bahadur Public HS School
Ratlam, India 04.2001 -
Skills
Requirements Gathering
Business and Strategy Planning
Microsoft Office Suite
Portfolio Asset Management System
Effective Communication and Negotiations
Data Analysis and SQL Proficiency
Requirements Gathering
Certification
CBAP - Certified Business Analysis Professional
Hobbies
An Avid Reader and Researcher.
Timeline
Business Analyst
HDFC Bank
04.2024 - Current
Business Analyst
Kotak Mahindra Bank
09.2022 - 04.2024
Business Analyst
Axis Bank
09.2016 - 09.2022
Post Graduation Diploma in Banking Services - Banking Services
Manipal Academy of Banking
09.2015 - 09.2016
Bachelor of Engineering - Civil Engineering
Indore Institute of Science And Technology
09.2009 - 06.2013
No Degree - Science Education
Shri Guru Tegh Bahadur Public HS School
04.2001 -