K SHRUTI
Bengaluru
Summary
Detail-oriented finance professional with extensive hands-on experience in treasury operations, foreign exchange management, and export transaction handling across diverse banking relationships. Expertise includes managing inward remittances, executing FX conversions and hedging strategies, and ensuring compliance with EDPMS and FEMA regulations. Proven success in streamlining banking processes, effectively monitoring liquidity, and managing short-term credit facilities while upholding internal controls and regulatory standards. Committed to driving operational efficiency and enhancing financial performance through strategic oversight and meticulous attention to detail.
Overview
3
3
years of professional experience
Work History
Deputy Manager
Himatsingka Seide Limited
12.2023 - Current
- Work in an organization with multiple banking arrangements, managing treasury operations across several banks.
- Manage Banking transactions and Treasury operations like account opening, change of signatories, periodic KYC.
- Analyze the currency wise FX exposure, seek guidance from consultant and execute required hedging deals as and when directed by the Management.
- Handle foreign currency inward remittances, including rate booking and conversion to INR.
- Manage cash balances and execute FX conversions.
- Arrange and track short-term credit facilities such as Packing Credit, Bill Discounting, WCDL, and Cash Credit and compute interest cost.
- Ensure timely repayment of availed loans and adherence to internal SOPs and compliance norms.
- Hands-on experience in managing export transactions, including EDPMS clearance and compliance with FEMA regulations.
- Conduct periodic closure of treasury-related transactions and reconciliation of Interest and charges.
- Maintain and update daily operational reports for management showing liquidity position.
- Collaborate with the sales team to align treasury operations with business cash flows.
- Ensure smooth functioning of e-net banking facilities across all associated banks.
- Streamlined reporting templates for treasury MIS, reducing errors and improving turnaround time.
Credit Intern
Axis Bank
01.2023 - 03.2023
- Assisted in evaluating SME clients' financial profiles using CIBIL scores and financial statements
- Supported credit analysts in preparing Credit Monitoring Assessments, improving internal review timelines.
- Gained exposure to commercial lending practices, documentation, and client risk evaluation in banking
Education
MBA - Finance and Marketing
University of Calcutta
01.2023
B. Com (hons.) - undefined
Goenka College of Commerce and Business Administration, Kolkata
01.2020
Class 12 - undefined
S.E.R Mixed H.S. School KGP
01.2017
Skills
- Proficient in advanced Excel functions
- Effective visual communication using PowerPoint
- Proficient in EDPMS and FEMA standards
- Arranging funds for Working Capital
- Treasury Operations
- Foreign currency Inward remittance management
- Rate booking and forex conversions
Timeline
Deputy Manager
Himatsingka Seide Limited
12.2023 - Current
Credit Intern
Axis Bank
01.2023 - 03.2023
B. Com (hons.) - undefined
Goenka College of Commerce and Business Administration, Kolkata
Class 12 - undefined
S.E.R Mixed H.S. School KGP
MBA - Finance and Marketing
University of Calcutta
Playing badminton
I enjoy playing badminton to unwind, stay fit, and rejuvenate my mind.