KULDEEP JOSHI

Banker having more than seven years experience of working both at branch and administrative office levels. Having excellent domain knowledge all financial and banking related products with particular expertise in residential and commercial mortgage lending practices and underwriting. Skilled at finding and cultivating new customers across various social demographics ensuring high customer retention rate in the process. Experience of advising both corporate and retail clients on their financial needs and investments. Having ability to set goals and achieve them within strict timelines. Encouraging manager and analytical problem-solver with talents for team building, leading and motivating, as well as excellent customer relations aptitude and relationship-building skills. Proficient in using independent decision-making skills and sound judgment to positively impact company success. Dedicated to applying training, monitoring and morale-building abilities to enhance employee engagement and boost performance.