Summary
Overview
Work History
Education
Skills
Notable Highlights
Training
Disclaimer
Certification
Languages
Timeline
Generic

Kumar R

Bengaluru

Summary

Business Process Lead - US Residential Mortgage

Results-driven professional with 12 years of experience impacting profitability and growth for a mortgage services institutions. Innovative problem solver and advanced knowledge of the complete residential mortgage process and particular expertise in the operational side of the mortgage industry. Best exposure to QC Tools & Client applications.

Overview

16
16
years of professional experience
1
1
Certification

Work History

Team Leader

SitusAMC
Bengaluru
12.2020 - Current
  • Post-close underwriting
  • Due Diligence
  • SLA management
  • Monitoring & Developing Team based skillsets & aspirations
  • Monthly Business Review,
  • Quality Improvement & Onshore/Offshore Calibration,
  • 5 Why Analysis
  • Training matrix
  • Planning adequate staffing
  • Attrition balancing
  • Cross Trainings and Certifications

Sr. Representative Operations

Concentrix Daksh Services India Pvt. Ltd.
06.2018 - 10.2019
  • AUS mortgage Underwriting

Modification Underwriter

TCS Ltd
03.2011 - 03.2018
  • HAMP Modification Underwriting

Bankruptcy Specialist

TCS E Serve Ltd.
03.2011 - 06.2012
  • Chapter 7 & 13 (Default Servicing)

Associate

Accenture Services Pvt Ltd.
06.2010 - 04.2011
  • Health Insurance

Associate

Optimus Global Services Ltd.
02.2008 - 02.2009
  • Telecom

Education

B.B.A. -

HKRH College (Autonomous)
06-2007

Skills

  • Mortgage Operations
  • Operations Management
  • Root Cause Analysis
  • Processing
  • Team Management
  • Underwriting
  • Knowledge Sharing
  • Bankruptcy
  • Team huddle
  • Modification Underwriting
  • Training and Development
  • Compliance Audit
  • Lean Six Sigma process improvements

Notable Highlights

  • Improved the team quality score more than 98.8% in 3 months span
  • Successfully handling 26 associates in my team.
  • Handling the associates from multiple locations (Remote)
  • Handling multiple loan segments and E2E Underwriting
  • Expert in preparing procedure notes, job aid
  • Self-starter in assimilating newest technologies
  • Contributed ideas to improve the process and successfully making use of the tools to reduce the cycle time & maintain the quality
  • Responsible for job aid, procedure, internal SOP for the team aligned & extended support to other processes
  • Assisting lenders during loan purchase
  • Expert in analyzing the new document from various lenders

Training

  • Correspondent E2E
  • Underwriting
  • Post-Closing Audit
  • Pre Purchase Review
  • STIPS
  • Compliance
  • Validations
  • Doc-Indexing/Loan set-up

Disclaimer

I declare that all the above-mentioned information is true to my knowledge.

Certification

  • Lean Six Sigma Green Belt https://odvco.com/sparengewinnai3/?id=SG2024AI34643

Languages

Tamil
First Language
English
Proficient (C2)
C2

Timeline

Team Leader

SitusAMC
12.2020 - Current

Sr. Representative Operations

Concentrix Daksh Services India Pvt. Ltd.
06.2018 - 10.2019

Modification Underwriter

TCS Ltd
03.2011 - 03.2018

Bankruptcy Specialist

TCS E Serve Ltd.
03.2011 - 06.2012

Associate

Accenture Services Pvt Ltd.
06.2010 - 04.2011

Associate

Optimus Global Services Ltd.
02.2008 - 02.2009

B.B.A. -

HKRH College (Autonomous)
Kumar R