KUMAR SIDDHARTH
Banker
Ghaziabad
Summary
With 11 years of experience in Retail Banking Liabilities Operations, I have successfully managed all banking operations, queries, and escalations. My extensive knowledge of AML and KYC norms enables effective communication with internal and external auditors and inspectors to ensure compliance with statutory norms and the bank's policies. I have a proven track record of conducting internal audits in line with RBI guidelines. Expertise includes account opening, outward clearing, branch operations, teller operations, and managing legal notices. Proficient in conducting internal and RBI audits while adhering to AML/KYC guidelines and improving due diligence. Skilled in generating MIS reports.
Overview
11
11
years of professional experience
2014
2014
years of post-secondary education
2
2
Certifications
Work History
Personal Banker Authoriser
HDFC BANK LTD
04.2024 - Current
- Handling Branch Operations – Teller Operations, All types of Legal notice & Deceased case
- Internal and RBI audits with AML/KYC guidelines
- Clearing operations, enhance due diligence, publishing MIS
- Complete branch operations management
- AOF screening
- Rejection handling and resolution providing
- Escalations management and servicing
Deputy Branch Manager (SDM)
RBL Bank Ltd.
08.2019 - 04.2024
- Responsible for the cash transactions including Receipts and Payments
- Responsible for adhering to the vault cash limits of the branch
- Ensuring the implementation of Clean Note Policy as per RBI guidelines
- Monitoring of suspicious transactions and reporting them as per the process of the bank
- Monitoring of Large Value Transactions and reporting the same as per RBI guidelines and ensuring KYC and income proofs are obtained for such transactions
- Responsible for Internal Audit and compliance
- Responsible for quarterly service quality audit and compliance
- Responsible for Lobby Management and complaint management of the branch
- Ensuring Kyc compliance and AML checks while account opening
- Maintaining daily EOD reports for audit check purposes
- Monitoring and balancing various general ledger accounts on daily basis
- Team Leading and ensuring achievement of sales targets through various products of the bank
- Develop and oversee sales and marketing strategies
Bandhan Bank
05.2019 - 07.2019
- Responsible for day-to-day Operations and administration of the Branch
- Tracking across all services offered by the branch and remove operational challenges faced in day-to-day operation
- Generating business leads from new and existing customers and provide the best quality - customer satisfaction
Utkarsh Small finance Bank
02.2018 - 05.2019
- Worked as a Authorizer for Preet Vihar Branch and has ensured proper Branch Inauguration
- Handholding day to day Operational issues and activities
- Monitoring audit & basic hygienic factors of branch functioning to ensure good audit score
- Handling specialised remittance transactions like RTGS & NEFT
- Interfacing with clients in a positive mind set for understanding & anticipating their needs, devising acceptable ways for fulfilment thereof, so that a lasting relationship is built ensuring customer retention & repeat business
Assistant Manager (Cash and Remittances)
INDUSIND BANK
08.2015 - 01.2018
- Resolving queries as per demand
- Handling effective queries and complaints management relating to customer request and within TAT
- Monitoring of accounts and general ledger accounts
- Responsible for day-to-day Operations and administration of the Branch
- Tracking across all services offered by the branch and remove operational challenges faced in day-to-day operation
- Generating business leads from new and existing customers and provide the best quality - customer satisfaction
- Effectively handled Cash, DD, RTGS, NEFT, clearing Seats in The Branch
- Ensuring strict adherence to KYC norms
Branch Service Partner
YES BANK
01.2014 - 08.2015
- Handling entire gamut of tasks involved in of services for smooth & complaint free operations as well as ensuring compliance with requirement under various different acts governing banking regulations
- Following the process/ procedure of the bank & ensured compliance to rules & regulations of the bank including latest circulars & notifications
- Effectively handled Cash, DD, RTGS, NEFT, clearing Seats in The Branch
- Deepening of the Saving Accounts & Current Accounts portfolio of customers and cross selling to them
- Advising Clients Financial Products e.g
- FD/RD/D-mat etc
Education
PGDM - Finance & Marketing
AIMT (Accurate Institute of Management and Technology)
B.COM - Professional
Guru Nanak College
XII - Commerce
Doon Public School
10th - undefined
JLNM School
Skills
Customer service
Computer skills
Teamwork and collaboration
Team management
Supervision and leadership
Certification
IRDA Certified
Personal Information
- Father's Name: Gautam Kumar Das
- Date of Birth: 06/09/92
- Gender: Male
- Marital Status: Married
Timeline
Personal Banker Authoriser
HDFC BANK LTD
04.2024 - Current
Deputy Branch Manager (SDM)
RBL Bank Ltd.
08.2019 - 04.2024
Bandhan Bank
05.2019 - 07.2019
Utkarsh Small finance Bank
02.2018 - 05.2019
Assistant Manager (Cash and Remittances)
INDUSIND BANK
08.2015 - 01.2018
Branch Service Partner
YES BANK
01.2014 - 08.2015
B.COM - Professional
Guru Nanak College
XII - Commerce
Doon Public School
10th - undefined
JLNM School
PGDM - Finance & Marketing
AIMT (Accurate Institute of Management and Technology)
Similar Profiles
KAMALA SUBRAMANIANKAMALA SUBRAMANIAN
Senior Vice President and Unit Head at HDFC Bank Limited, HDFC BankSenior Vice President and Unit Head at HDFC Bank Limited, HDFC Bank
Karimulla KullampalliKarimulla Kullampalli
Branch Manager at HDFC BANK LTDBranch Manager at HDFC BANK LTD
Oshin KambojOshin Kamboj
Manager at HDFC Bank LtdManager at HDFC Bank Ltd