Summary
Overview
Work History
Education
Skills
Awards
Timeline
Hi, I’m

Kumud Upadhyay

CX, AI, Strategy
Mumbai
Kumud Upadhyay

Summary

Top 20 Global CX Leader, Highly accomplished executive with 23+ years of experience driving business growth, customer experience excellence, and digital transformation in the BFSI sector. Proven expertise in leveraging artificial intelligence, data-driven strategies, and collaborative leadership to deliver exceptional customer outcomes, operational efficiency, and revenue growth.

Overview

2025
years of professional experience
8
years of post-secondary education

Work History

Motilal Oswal Financial Services Limited

Senior Group Vice President
May17 - Current (23 years & 9 months)

Job overview

Visionary leader and digital expert driving business growth, customer success, and CX excellence through innovative strategies, AI-powered solutions, and team leadership.

Leadership & Management

  • Team Leadership: Successfully led 200+ team members, driving digital transformation, Customer success, and CX excellence.
  • Cross-Functional Team Management: Managed 4 business verticals, restructuring service channels to drive revenue growth and achieving remarkable NPS score improvements.
  • Transformed Customer Experience: Spearheaded digital transformation initiatives, achieving 50% SLA improvement, 50% cost reduction, and 70% STP in customer onboarding journey.
  • Customer Success Strategy & Implementation: Devised and executed CX strategies, resulting in 52% NPS score for B2C-Retail, PCG, and Wealth customers.
  • Operational Excellence: Successfully managed 4 business verticals, restructuring service channels to drive revenue growth and achieving remarkable NPS score improvements.
  • Innovative Problem-Solving: Designed and deployed AI-powered Chat bot (MO Genie), reducing Contact Centre costs by 50% and elevating customer experience.

Key Achievements

Digital Transformation & Customer Experience

  • 50% SLA Improvement: Spearheaded group-level CRM implementation, resulting in seamless work-from-anywhere experiences.
  • 52% NPS Score: Achieved remarkable NPS score for B2C-Retail, PCG, and Wealth customers through effective CX strategies.
  • 70% STP: Streamlined customer onboarding journey, integrating OCR and XML, and reducing manual intervention.

Cost Reduction & Efficiency

  • 50% Cost Reduction: Designed and deployed AI-powered Chat BOT (MO Genie), reducing contact center costs and elevating customer experience.
  • 30% Automation: Achieved 30% automation in email journey through implementation of EBOT.
  • 68% Improvement: Reduced customer wait times by 68% through structural changes.

SBI Securities Limited

Associate Vice President- Service Excellence
03.2014 - 05.2017

Job overview

Transformational Leader & Customer Experience Expert

Leadership Experience

  • Spearheaded 75-member service team, driving exceptional customer experience
  • Successfully managed lead management partners for SBI Home Loans

Achievements

  • Business Growth: Grew business from ₹10 Cr to ₹104 Cr
  • Customer Experience: Improved NPS from -15 to +22 in 8 months
  • Operational Excellence: Reduced abandoned calls, improved TAT, and decreased AHT
  • Complaint Reduction: Decreased complaints by 50% at NSE

Key Highlights

  • 940% revenue growth through strategic lead generation and partnerships
  • 37-point increase in NPS, demonstrating significant customer satisfaction enhancements
  • 95% reduction in abandoned calls, 76% improvement in TAT, and 55% decrease in AHT
  • 50% decrease in complaints at NSE, showcasing improved customer satisfaction

Angel Broking Limited

Chief Manager- Service Quality
01.2007 - 02.2014

Job overview

Process Excellence & Cost Optimization

Achievements

  • Streamlined Customer Service Processes: Designed and implemented processes from scratch, achieving exceptional results:
  • Productivity: 104% overachievement
  • TAT: 106% improvement
  • Quality: 105% enhancement
  • Cost Optimization: Analyzed Cost vs. Benefit ratio, resulting in significant expense reduction:
  • Saved approximately ₹1 lakh per day
  • Customer Complaint Reduction: Implemented effective strategies to reduce customer complaints:
  • Decreased complaints from 1.25% to 0.08% of traded clients in just 8 months

Education

Cornell University
USA

CXO from AI, Customer Experience, Strategy
03.2023 - 06.2024

ISB
Hyderabad, India

Management from Strategy, Leadership
04.2023 - 07.2023

University of Texas
Austin, Texas

AI for Leaders
01.2021 - 12.2021

XLRI
India

Strategic Management
01.2019 - 06.2019

Mumbai University
India

LLB
06.2015 - 05.2017

Mumbai University
India

Masters in Financial Management
03.2003 - 04.2006

Skills

Visionary

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Awards

  • ETBFSI Operational Excellence Award (2024)
  • Women of Substance Award, Financial Service (2024)
  • Top 100 CX Leader in India, World CX Summit (2022)
  • Customer Centric Company of the Year (2022)
  • Best Use of Technology in a Contact Centre (2022)
  • World Women Leadership - Super Achiever Award (2020)
  • 50 Most Impactful Customer Service Professionals (2019)
  • Best Use of CRM in Financial Industry, CRM Summit (2019)
  • Finnoviti Award for Innovative Product - MO GENIE (2018)

Timeline

ISB

Management from Strategy, Leadership
04.2023 - 07.2023

Cornell University

CXO from AI, Customer Experience, Strategy
03.2023 - 06.2024

University of Texas

AI for Leaders
01.2021 - 12.2021

XLRI

Strategic Management
01.2019 - 06.2019

Mumbai University

LLB
06.2015 - 05.2017

Associate Vice President- Service Excellence

SBI Securities Limited
03.2014 - 05.2017

Chief Manager- Service Quality

Angel Broking Limited
01.2007 - 02.2014

Mumbai University

Masters in Financial Management
03.2003 - 04.2006

Senior Group Vice President

Motilal Oswal Financial Services Limited
May17 - Current (23 years & 9 months)
Kumud UpadhyayCX, AI, Strategy